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Coastal Service Centers

Coastal Service Centers

The total investment to open a Coastal Service Centers franchise ranges from $263,000 to $365,000.

What is the Coastal Service Centers franchise?

Coastal Service Centers is a gas station with a convenience store, selling fuel and everyday items to drivers. The estimated total initial investment to open is $263,000 to $365,000.

The brand is headquartered in NJ.

Loan Activity Score

54/100

SBA Default Rate

0.0%

Active Lenders

4

According to its Franchise Disclosure Document or public business records, Coastal Service Centers has 5 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 5 loans to franchisees of Coastal Service Centers. PeerSense calculates Coastal Service Centers's score as 54 out of 100, using public SBA loan performance and recent lending activity.

5 locations

Investment

$263,000 to $365,000

Total Units

5

5 franchised

Loan Activity Score
Medium
54
SBA Lending
25
Lender Quality
9
Transparency
4
Reach
4
Momentum
12

Proprietary PeerSense metric

Moderate
Capital Sources
4SBA lenders

Distinct lenders in public SBA records for Coastal Service Centers

5

Total SBA loans

$320K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Coastal Service Centers

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
54out of 100
Moderate
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 9.4% peer avg

SBA Loans

5

Total Volume

$1.6M

Active Lenders

4

1 selective

States

3

vs. SBA Sector Average

+9.4%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Coastal Service Centers based on SBA lending data

SBA Default Rate

0.0%

9.4% below peer avg

SBA Loan Volume

5 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.3 loans per lender

Investment Tier

Significant investment

$263,000 to $365,000 total

Coastal Service Centers: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2004

1 approval. The best year on record for Coastal Service Centers.

Top SBA State

Texas

2 SBA financed Coastal Service Centers locations, the densest operator footprint.

Average Loan Size

$320K

Median $330K. Use as a sizing anchor when modeling your own Coastal Service Centers unit.

Lender Concentration

80%

Concentrated

Share of Coastal Service Centers approvals captured by the top 3 SBA lenders.

Coastal Service Centers's SBA lending pipeline peaked in 2004 (1 approval). Operator density is highest in Texas with 2 SBA financed locations. Average funded ticket sits at $320K, with the median at $330K. Lender mix is concentrated: the top three SBA lenders account for 80% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$210K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,723

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Coastal Service Centers, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Coastal Service Centers

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.