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The Eskimo Hut

The Eskimo Hut

The total investment to open a The Eskimo Hut franchise ranges from $90,500 to $395,850. The initial franchise fee is $25,000.

What is the The Eskimo Hut franchise?

The Eskimo Hut is a quick service restaurant and convenience store where customers can buy frozen daiquiris and margaritas to go, along with beer, wine and convenience items. Estimated total initial investment is $90,500 to $395,850. The initial franchise fee is $25,000.

The company is headquartered in Austin, TX, and was founded in 1996.

Loan Activity Score

58/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, The Eskimo Hut has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 5 loans to franchisees of The Eskimo Hut. PeerSense calculates The Eskimo Hut's score as 58 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1996 · 3 locations

Investment

$90,500 to $395,850

Franchise Fee

$25,000

Total Units

3

3 franchised

Loan Activity Score
Medium
58
SBA Lending
25
Lender Quality
9
Transparency
4
Reach
3
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for The Eskimo Hut

5

Total SBA loans

$276K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for The Eskimo Hut

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
58out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

5

Total Volume

$1.4M

Active Lenders

3

1 selective

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for The Eskimo Hut based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

5 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.7 loans per lender

Investment Tier

Mid range investment

$90,500 to $395,850 total

The Eskimo Hut: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

3 approvals. The best year on record for The Eskimo Hut.

Top SBA State

Texas

6 SBA financed The Eskimo Hut locations, the densest operator footprint.

Average Loan Size

$253K

Median $274K. Use as a sizing anchor when modeling your own The Eskimo Hut unit.

Lender Concentration

83.3%

Concentrated

Share of The Eskimo Hut approvals captured by the top 3 SBA lenders.

The Eskimo Hut's SBA lending pipeline peaked in 2023 (3 approvals). The last five fiscal years account for 100% of cumulative volume ($1.4M approved). Operator density is highest in Texas with 6 SBA financed locations. Average funded ticket sits at $253K, with the median at $274K. Lender mix is concentrated: the top three SBA lenders account for 83.3% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$72K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$937

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

The Eskimo Hut, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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The Eskimo Hut

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman