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Wyndham

Wyndham

According to its Franchise Disclosure Document or public business records, Wyndham has 19 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 19 loans to franchisees of Wyndham. PeerSense calculates Wyndham's score as 44 out of 100, using public SBA loan performance and recent lending activity.

What is the Wyndham franchise?

Wyndham is a hotel and motel business that provides overnight stays for travelers.

Its guests may be traveling for work or leisure.

Loan Activity Score

44/100

SBA Default Rate

5.3%

Active Lenders

14

19 locations

Total Units

19

19 franchised

Loan Activity Score
Medium
44
SBA Lending
17
Lender Quality
9
Transparency
8
Reach
7
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
14SBA lenders

Distinct lenders in public SBA records for Wyndham

19

Total SBA loans

$2.5M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Wyndham

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
44out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety17/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

5.3%

vs 10.3% peer avg

SBA Loans

19

Total Volume

$47.5M

Active Lenders

14

2 selective

States

13

vs. SBA Sector Average

+5%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (5.3%)

Data Insights

Key performance metrics for Wyndham based on SBA lending data

SBA Default Rate

5.3%

5.0% below peer avg

SBA Loan Volume

19 loans

Across 14 lenders

Lender Diversity

14 lenders

Avg 1.4 loans per lender

Wyndham: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

6 approvals. The best year on record for Wyndham.

Top SBA State

New York

3 SBA financed Wyndham locations, the densest operator footprint.

Average Loan Size

$3.0M

Median $4.9M. Use as a sizing anchor when modeling your own Wyndham unit.

Lender Concentration

40.9%

Concentrated

Share of Wyndham approvals captured by the top 3 SBA lenders.

Wyndham's SBA lending pipeline peaked in 2022 (6 approvals). The last five fiscal years account for 63% of cumulative volume ($42M approved). Operator density is highest in New York with 3 SBA financed locations. Average funded ticket sits at $3.0M, with the median at $4.9M. Lender mix is concentrated: the top three SBA lenders account for 40.9% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Wyndham, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Wyndham

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman