Vacation Rentals by Choice Hot
According to its Franchise Disclosure Document or public business records, Vacation Rentals by Choice Hot has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of Vacation Rentals by Choice Hot. PeerSense calculates Vacation Rentals by Choice Hot's score as 52 out of 100, using public SBA loan performance and recent lending activity.
What is the Vacation Rentals by Choice Hot franchise?
Vacation Rentals by Choice Hot is a hospitality business offering vacation rentals to people traveling for leisure. It is categorized as a hotel and motel business.
The brand was founded in 1939 and is headquartered in North Bethesda, Maryland.
Loan Activity Score
52/100
SBA Default Rate
0.0%
Active Lenders
3
Franchising since 1939 · 3 locations
3
3 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Vacation Rentals by Choice Hot
3
Total SBA loans
$2.4M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Vacation Rentals by Choice Hot
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
3
Total Volume
$7.2M
Active Lenders
3
1 selective
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Vacation Rentals by Choice Hot based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
3 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.0 loans per lender
Vacation Rentals by Choice Hot: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2017
3 approvals. The best year on record for Vacation Rentals by Choice Hot.
Top SBA State
Colorado
1 SBA financed Vacation Rentals by Choice Hot locations, the densest operator footprint.
Average Loan Size
$2.4M
Median $2.6M. Use as a sizing anchor when modeling your own Vacation Rentals by Choice Hot unit.
Lender Concentration
100%
Concentrated
Share of Vacation Rentals by Choice Hot approvals captured by the top 3 SBA lenders.
Vacation Rentals by Choice Hot's SBA lending pipeline peaked in 2017 (3 approvals). Operator density is highest in Colorado with 1 SBA financed locations. Average funded ticket sits at $2.4M, with the median at $2.6M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Vacation Rentals by Choice Hot, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman