Poke Bowl
The total investment to open a Poke Bowl franchise ranges from $224,000 to $506,000. The initial franchise fee is $45,000. Ongoing royalties are 5.5% plus a 2% advertising fee.
What is the Poke Bowl franchise?
Poke Bowl is a quick service restaurant where customers order poke bowls with fish, vegetables, and grains. The 2026 Franchise Disclosure Document estimates an initial investment of $224,000 to $506,000 and lists an initial franchise fee of $45,000.
The royalty is 5.5 percent of sales, and the brand fund fee is 2 percent. The franchise agreement runs for 5 years.
Poke Bowl was founded in 2015 and is headquartered in San Jose, California.
Loan Activity Score
49/100
SBA Default Rate
0.0%
Active Lenders
1
According to its Franchise Disclosure Document or public business records, Poke Bowl has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Poke Bowl. PeerSense calculates Poke Bowl's score as 49 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 2015 · 1 location
$224,000 to $506,000
$45,000
1
1 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Poke Bowl
1
Total SBA loans
$25K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Poke Bowl
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
1
Total Volume
$0.0M
Active Lenders
1
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Poke Bowl based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
1 loans
Across 1 lender
Lender Diversity
1 lender
Avg 1.0 loans per lender
Investment Tier
Significant investment
$224,000 to $506,000 total
Poke Bowl: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2023
1 approval. The best year on record for Poke Bowl.
Top SBA State
New York
1 SBA financed Poke Bowl locations, the densest operator footprint.
Average Loan Size
$25K
Median $25K. Use as a sizing anchor when modeling your own Poke Bowl unit.
Lender Concentration
100%
Concentrated
Share of Poke Bowl approvals captured by the top 3 SBA lenders.
Poke Bowl's SBA lending pipeline peaked in 2023 (1 approval). The last five fiscal years account for 100% of cumulative volume ($25K approved). Operator density is highest in New York with 1 SBA financed locations. Average funded ticket sits at $25K, with the median at $25K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,319
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Poke Bowl, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman