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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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2026 FDD VERIFIEDFull-Service Restaurants
Scramblers

Scramblers

Franchising since 2005 · 4 locations

The total investment to open a Scramblers franchise ranges from $155,000 - $632,600. The initial franchise fee is $40,000. Ongoing royalties are 6% plus a 1% advertising fee. Scramblers currently operates 4 locations (4 franchised). The top SBA 7(a) lenders for Scramblers are The Huntington National Bank, Bank Five Nine and The State Bank and Trust Company. PeerSense FPI health score: 64/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$155,000 - $632,600

Franchise Fee

$40,000

Total Units

4

4 franchised

FPI Score
Medium
64

Proprietary PeerSense metric

Moderate
Capital Partners
3lenders available

Active capital sources verified for Scramblers financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
64out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 6 loans charged off

SBA Loans

6

Total Volume

$2.2M

Active Lenders

3

States

3

Top SBA Lenders for Scramblers

What is the Scramblers franchise?

The breakfast and lunch restaurant segment occupies a uniquely defensible corner of the American dining economy, and for investors who have watched full-service dinner concepts struggle through labor cost inflation and shifting consumer habits, the daytime-only operating model represents a genuinely differentiated value proposition. The question every prospective Scramblers franchise investor must answer honestly is this: does a four-unit emerging brand with a three-decade operating history represent an undervalued ground-floor opportunity, or does the limited scale signal execution challenges that more established competitors have already navigated? This independent analysis draws on verified franchise disclosure data, historical company records, and sector-level benchmarks to give you the clearest possible picture. Scramblers traces its origins to 1989, when Phil Buerk and his son Shain Buerk opened their first breakfast-and-lunch concept in Toledo, Ohio, initially under the name Café Marie. That original location built a loyal following on the strength of Phil's proprietary family recipes and the Buerk family's accumulated restaurant operating experience, earning a local reputation as the best breakfast in town within its first years of operation. The brand operated under the Café Marie identity as it expanded across Northwest Ohio, before the ownership team made a deliberate strategic decision to sharpen the brand's identity around the breakfast-and-lunch occasion, conceiving the Scramblers name to signal that focused culinary positioning more clearly to consumers. The first restaurant to open under the Scramblers name launched in Columbus, Ohio, in 1998, marking the brand's entry into a larger metropolitan market. In 2004, Shain Buerk, his brother Brandon Buerk, and their cousin Tim Trautman formalized a three-way owner-operator partnership, and a year later in 2005 they established Scrambler Marie's Franchise Development, LLC, the corporate entity created to structure and execute a disciplined franchise expansion strategy targeting Michigan and new Ohio markets. The first franchised location opened in Columbus in 2007, and the brand today operates four total units, all franchised, with zero company-owned locations in the current portfolio. The full-service breakfast and lunch restaurant category addresses a total addressable market that the National Restaurant Association estimates at over $100 billion annually when the broader family dining and casual breakfast segment is included, making Scramblers' niche positioning within that massive category a story about brand-level differentiation rather than market scarcity.

The full-service restaurant industry generates approximately $350 billion in annual revenue across the United States, with the breakfast-specific dining segment representing one of the fastest-growing sub-categories within that total. Consumer behavior data consistently shows that morning and midday dining occasions have proven more recession-resilient than dinner dayparts, as breakfast carries strong habitual consumption patterns that persist even when households trim discretionary spending on evening restaurant visits. The daytime-only operating model that defines the Scramblers franchise opportunity aligns precisely with a secular tailwind in the restaurant industry: operators and investors increasingly recognize that restricting hours to breakfast and lunch compresses the operational complexity of running a full-service concept, reducing the labor hours required to staff a location and eliminating the cost burdens associated with evening kitchen operations, alcohol service infrastructure, and late-night staffing. The American breakfast dining market has also benefited from the explosive growth of brunch culture over the past decade, with food service researchers documenting that weekend morning restaurant traffic has increased meaningfully as younger consumers in the 25-to-44 demographic treat Saturday and Sunday breakfast as a social occasion rather than a purely functional meal. The family dining segment within which Scramblers competes directly is characterized by moderate fragmentation at the regional and local level, with a handful of national chains holding brand recognition advantages but leaving substantial white space for well-executed regional concepts to establish dominant local market positions. Macro forces including the continued growth of remote and hybrid work schedules have further accelerated weekday breakfast and lunch restaurant traffic, as employees working from home or flexible schedules are more likely to visit a neighborhood breakfast restaurant on a Tuesday morning than they would have been when five-day office commuting was universal. These converging trends create a genuinely favorable operating environment for a brand with Scramblers' heritage, menu focus, and family-oriented culture.

The Scramblers franchise investment range spans from $155,000 at the lower end to $632,600 at the upper end, a spread that reflects the range of variables any prospective franchisee must evaluate carefully before committing capital. At the lower bound of $155,000, the investment profile places Scramblers in the accessible-to-mid-tier range for full-service restaurant franchises, a category where total investment requirements frequently begin above $500,000 and can extend well past $1 million for newly constructed or extensively renovated freestanding locations. The upper bound of $632,600 reflects the buildout costs associated with converting or constructing a full-service breakfast and lunch restaurant with the kitchen infrastructure, dining room capacity, and brand-standard interior design elements that the Scramblers concept requires. For investors evaluating where this investment sits relative to the full-service restaurant category, the range is meaningfully below the capital requirements for many comparable family dining franchise systems, suggesting that Scramblers may be accessible to first-time franchise investors or those with moderate liquidity who are evaluating restaurant ownership for the first time. The spread between the low and high investment figures is driven by several well-understood variables in restaurant franchising: whether the prospective franchisee is converting an existing restaurant space versus building out a new location from shell condition, regional construction and labor cost variations, local real estate market conditions affecting leasehold improvement costs, and the specific equipment package required by the brand's menu and kitchen design standards. The total investment range for a Scramblers franchise opportunity also needs to be evaluated in the context of the brand's daytime-only operating model, which structural analysts note creates a working capital advantage over dinner-serving concepts because a franchisee is generating revenue across a compressed daily window and does not carry the overhead of a full dinner service operation. The Scramblers franchise development entity was established in 2005, and the brand has demonstrated patience in its expansion cadence, which suggests that the corporate team prioritizes franchisee quality and market fit over aggressive unit count growth, a philosophy that has produced mixed results in franchise history but correlates with higher franchisee satisfaction scores when executed well. Prospective investors should evaluate SBA loan eligibility for restaurant franchise investments in this range, as the Small Business Administration's loan programs have historically been utilized by franchise investors in the $150,000 to $700,000 total investment range to bridge the gap between available liquid capital and total project cost.

The Scramblers operating model is built around a daytime-only service window focused exclusively on breakfast and lunch, a structural decision that has direct and meaningful implications for franchisee quality of life and operational complexity. The breakfast and lunch daypart model means that Scramblers franchisees are not managing a dinner service operation, are not staffing a kitchen through evening hours, and are not navigating the operational challenges that accompany late-night or alcohol-serving restaurant concepts, creating what the brand explicitly positions as a work-life balance advantage for owner-operators. The full-service restaurant format requires a dining room staff capable of delivering table service, a trained kitchen team familiar with Phil Buerk's original breakfast recipes and the brand's core menu standards, and a management structure sufficient to execute consistent quality across both the morning breakfast rush and the midday lunch period. The Scramblers brand was built on a family-oriented culture that traces directly back to the founding Buerk family's approach to hospitality in that original 1989 Toledo location, and franchisees entering the system are expected to carry that culture into their own locations through hiring practices, guest interaction standards, and community engagement. The three-way ownership structure formed in 2004 by Shain Buerk, Brandon Buerk, and Tim Trautman reflects a management philosophy centered on operator accountability, and the brand's franchise development approach since the establishment of Scrambler Marie's Franchise Development, LLC in 2005 has emphasized identifying franchisee candidates who align with that owner-operator ethos rather than passive investors seeking fully absentee business models. Territory structure and multi-unit expectations for the Scramblers franchise system should be discussed directly with the franchise development team, as the brand's current four-unit scale means that territory availability is relatively open across the geographic markets where the company has not yet established a presence, particularly within Ohio and Michigan where the brand has its deepest operational roots. Training programs for full-service restaurant concepts of this type typically combine classroom instruction on brand standards, menu execution, and business operations with hands-on kitchen and floor training at an existing location, and prospective franchisees should confirm the specific curriculum details with Scramblers directly during their discovery process.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document, which means that prospective Scramblers franchise investors do not have access to average unit revenue, median unit revenue, or quartile-level performance breakdowns from the brand's existing franchise system. This is a material consideration for any investor conducting rigorous due diligence, and it elevates the importance of speaking directly with existing franchisees, whose contact information is required to be provided in the Franchise Disclosure Document under Item 20, as validated franchisee conversations represent the most reliable substitute for disclosed financial performance data when an Item 19 is absent. Industry benchmarks for full-service breakfast and lunch restaurants provide a useful reference frame: the National Restaurant Association's operational data indicates that family dining concepts of this format type generate average annual revenues that vary significantly by market size and location quality, with well-positioned units in suburban and mid-density markets frequently achieving revenue figures in the $800,000 to $1.5 million range depending on seating capacity and traffic patterns. The Scramblers concept benefits from a menu positioning that commands full-service pricing for breakfast items while maintaining the approachable price points that drive repeat visit frequency, a combination that supports higher revenue-per-guest metrics than fast-casual breakfast alternatives while requiring lower per-unit capital investment than upscale brunch concepts. The total investment range of $155,000 to $632,600 creates a payback period analysis that is heavily dependent on achievable unit revenue, which is precisely why the absence of Item 19 disclosure makes independent market research and franchisee validation conversations so essential for this particular investment decision. Investors who can identify existing Scramblers locations, visit them during peak service hours, observe guest traffic patterns, and conduct candid conversations with the operating franchisees will develop a unit economics picture that is more reliable than any projection provided by a franchisor's sales process. The brand's founding in 1989 and its thirty-five-year operating history across Ohio markets provides a meaningful body of operational experience that informs the franchise system's menu standards, guest service protocols, and supply chain relationships, even in the absence of disclosed FDD financial performance data.

The Scramblers growth trajectory reflects a brand that has prioritized operational integrity over rapid unit count expansion, with the current portfolio of four franchised units representing a deliberately measured approach to franchise system development since the first franchise location opened in Columbus in 2007. The establishment of Scrambler Marie's Franchise Development, LLC in 2005 created the corporate infrastructure for franchise expansion, and the brand has since focused its geographic growth strategy on Ohio and Michigan markets where its operational heritage and regional brand recognition provide a competitive foundation. The founding story itself is a competitive advantage of a particular kind: a family-built concept with original proprietary recipes that originated in 1989 carries an authenticity narrative that corporate-engineered breakfast chains cannot replicate, and in a consumer environment where diners increasingly seek out locally rooted and family-operated restaurant experiences, that heritage has measurable marketing value. The all-franchised model, with zero company-owned units in the current portfolio, indicates that the corporate team has structured the brand as a franchise-first operation, concentrating its resources on franchisee support and system development rather than maintaining a parallel company-operated restaurant portfolio. Net new unit development over the coming years will be a critical metric for any investor evaluating the Scramblers franchise opportunity, as a brand growing from four units toward ten, twenty, or fifty locations generates progressively stronger supply chain leverage, marketing scale efficiencies, and brand recognition that benefit every unit in the system. The daytime-only operating format also positions Scramblers favorably within the current labor market environment, where full-service restaurants operating evening hours face the most acute staffing challenges and highest wage pressure, while breakfast and lunch concepts can recruit from a broader pool of workers who prefer daytime schedules and are willing to accept the trade-off of earlier start times in exchange for consistent evening availability.

The ideal Scramblers franchise candidate is an owner-operator who brings either prior restaurant management experience or demonstrated success managing a service-based small business, combined with a genuine personal alignment with the brand's family-oriented culture and hospitality philosophy that traces back to the Buerk family's original 1989 founding vision. Given the brand's current scale of four units, prospective franchisees who are evaluating multi-unit development agreements should understand that acquiring multiple territory rights in a system at this stage carries both the opportunity to lock in favorable territory positions before the brand scales and the risk concentration that accompanies early-stage franchise investment in any category. The geographic markets with the clearest strategic logic for Scramblers expansion are those within and adjacent to the brand's established Ohio and Michigan footprint, where the Scramblers and Café Marie names carry residual consumer recognition from three decades of operation, though the brand's family dining positioning is conceptually transferable to suburban markets throughout the Midwest where family-oriented breakfast restaurant demand is structurally strong. The timeline from franchise agreement signing to restaurant opening for a full-service concept in this investment range typically spans six to eighteen months depending on real estate availability, permitting timelines, construction or renovation complexity, and local licensing requirements, and candidates should build this timeline into their financial planning alongside the working capital reserves required to sustain operations through the initial ramp period before reaching stabilized revenue levels. Franchisee candidates who approach this investment with realistic expectations about the owner-operator time commitment required to execute a family dining concept at the highest level, combined with genuine enthusiasm for the breakfast and lunch occasion and the community connections that a neighborhood restaurant generates, represent the profile most likely to succeed within the Scramblers system.

Any investor conducting serious due diligence on a Scramblers franchise opportunity is asking a fundamentally important question: does a family-founded, thirty-five-year-old breakfast and lunch concept with deep Ohio roots, a daytime-only operating model, a total investment range of $155,000 to $632,600, and a current portfolio of four franchised units represent the kind of ground-floor opportunity that produces strong returns for early franchise partners, or does the limited scale require more validation before committing capital? The honest answer requires more data than any single analysis can provide, which is precisely why independent franchise intelligence platforms exist to supplement what FDD documents and franchisor sales conversations reveal. The brand's FPI Score of 64, categorized as Moderate by independent analysts, reflects a balanced assessment of the brand's established operating history and heritage against the growth-stage realities of a small franchise system still building its unit count and refining its franchisee support infrastructure. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Scramblers franchise opportunity directly against comparable breakfast and lunch restaurant franchise systems across every dimension that matters for a major capital allocation decision. The combination of Scramblers' authentic 1989 founding story, its proprietary family recipe heritage, its work-life-balance-oriented daytime operating model, and its accessible investment entry point below many full-service restaurant alternatives creates a due diligence case that deserves rigorous analysis rather than dismissal based on current unit count alone. Explore the complete Scramblers franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

64/100

SBA Default Rate

0.0%

Active Lenders

3

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Scramblers based on SBA lending data

SBA Default Rate

0.0%

0 of 6 loans charged off

SBA Loan Volume

6 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 2.0 loans per lender

Investment Tier

Significant investment

$155,000 – $632,600 total

Scramblers — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2025

2 approvals — best year on record for Scramblers.

Top SBA State

Ohio

3 SBA-financed Scramblers locations — the densest operator footprint.

Average Loan Size

$361K

Median $415K — use as a sizing anchor when modeling your own $Scramblers unit.

Lender Concentration

100%

Concentrated

Share of Scramblers approvals captured by the top 3 SBA lenders.

Scramblers's SBA lending pipeline peaked in 2025 (2 approvals). The last five fiscal years account for 67% of cumulative volume ($1.2M approved). Operator density is highest in Ohio with 3 SBA-financed locations. Average funded ticket sits at $361K, with the median at $415K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$124K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,605

Principal & Interest only

Locations

Scramblersunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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2 FDDs Available for Scramblers

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