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Rates
Five Star Painting

Five Star Painting

245 locations

The total investment to open a Five Star Painting franchise ranges from $77,450 - $184,600. The initial franchise fee is $45,000. Ongoing royalties are 6% plus a 2% advertising fee. Five Star Painting currently operates 245 locations (245 franchised). PeerSense FPI health score: 59/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$77,450 - $184,600

Franchise Fee

$45,000

Total Units

245

245 franchised

FPI Score
Very_high
59

Proprietary PeerSense metric

Moderate
Capital Partners
18lenders available

Active capital sources verified for Five Star Painting financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

Very High Confidence
59out of 100
Moderate

SBA Lending Performance

SBA Default Rate

14.7%

11 of 75 loans charged off

SBA Loans

75

Total Volume

$11.6M

Active Lenders

18

States

28

What is the Five Star Painting franchise?

Embarking on the journey of franchise investment often begins with a critical question: "Should I invest in this specific franchise opportunity, and can it deliver the financial and operational stability I seek?" For discerning entrepreneurs evaluating the robust home services sector, the decision hinges on comprehensive, data-driven analysis, especially concerning brands like Five Star Painting. Property owners, both residential and commercial, consistently face the challenge of maintaining and enhancing their assets, a need often met with a fragmented market of independent contractors varying widely in quality, reliability, and professionalism. This fundamental problem of finding trusted service providers forms the bedrock of demand for a systematized, branded solution. Five Star Painting, headquartered in CHARLESTON, SC, positions itself as that solution, offering a professional, reliable painting and wall covering service designed to instill consumer confidence and deliver consistent results. While the exact year of its founding and the commencement of its franchising efforts are not publicly disclosed, its current operational footprint of 59 franchised units, with zero company-owned locations, underscores a pure-play franchising model. This structure, representing all 59 total units, demonstrates a strategic commitment to franchisee-led growth and localized operational excellence, a model often favored by investors seeking direct ownership and market penetration. The painting and wall covering contractors industry, which Five Star Painting operates within, represents a substantial segment of the broader home improvement market, a sector estimated to surpass $60 billion annually in the United States alone. With an FPI Score of 59, Five Star Painting registers as a Moderate opportunity within the PeerSense database, indicating a balanced profile of growth potential and established operational practices. This score suggests a franchise system that has achieved a degree of maturity and stability, yet still offers considerable upside for new investors looking to capitalize on a persistent consumer need for high-quality property maintenance and aesthetic enhancement. The brand's focus on delivering a "five-star" experience aims to differentiate it in a crowded market, providing franchisees with a clear value proposition to attract and retain customers in a market driven by both necessity and discretionary spending. This comprehensive approach to service delivery and customer satisfaction is critical for securing market share within the competitive landscape of home services, making the Five Star Painting franchise an intriguing prospect for those seeking to navigate the complexities of property services with a proven system.

The painting and wall covering contractors industry forms a significant, resilient component of the broader home services economy, characterized by a total addressable market in the United States alone estimated to be between $60 billion and $65 billion, demonstrating a consistent annual growth rate typically ranging from 3% to 5%. This robust expansion is fueled by several key consumer trends and secular tailwinds that make the sector particularly attractive for franchise investment. A primary driver is the aging housing stock across North America, with millions of homes requiring regular maintenance, renovation, and aesthetic updates every 5-10 years. Furthermore, the strong real estate market, characterized by frequent transactions and new home construction, consistently generates demand for fresh paint and updated finishes, as both sellers prepare properties for market and buyers customize their new acquisitions. Beyond residential demand, the commercial sector contributes substantially, with businesses and property managers requiring periodic repainting and wall covering services for retail spaces, offices, and multi-family dwellings to maintain brand image and tenant satisfaction. The enduring consumer desire for home improvement, often seen as an investment in property value and quality of life, further underpins this demand, with homeowners increasingly willing to outsource specialized tasks to professionals. This industry specifically attracts franchise investment due to its inherent fragmentation; while the barrier to entry for independent operators is relatively low, the barrier to achieving consistent quality, professional branding, and scalable operations is significantly higher. This fragmentation creates a fertile ground for franchised systems like Five Star Painting, which can leverage standardized processes, centralized marketing, and established brand recognition to capture market share from smaller, less organized competitors. The ability to offer a professional, reliable, and insured service, backed by a recognizable brand, provides a distinct competitive advantage in a market where trust and quality are paramount. The consistent demand for services, coupled with the opportunity to introduce systematic efficiency into a typically unsystematized sector, makes the painting and wall covering industry a compelling arena for entrepreneurs seeking a scalable and sustainable business model, particularly within the proven framework of a franchise like Five Star Painting.

Understanding the financial commitment is paramount for any prospective franchisee considering the Five Star Painting franchise opportunity. The initial franchise fee for Five Star Painting is $73,800, a figure that positions it within the mid-to-high range for home services franchises, which can typically vary from $30,000 for smaller, mobile-based operations to over $100,000 for more complex service models requiring significant infrastructure. This fee grants the franchisee the rights to operate under the Five Star Painting brand, access to its proprietary systems, training programs, and ongoing support mechanisms. Beyond this initial fee, the total initial investment required to launch a Five Star Painting franchise ranges from $68,400 on the low end to $170,240 on the high end. This comprehensive investment range is designed to cover a multitude of startup costs, including but not limited to, initial equipment purchases (such as vehicles, painting tools, and safety gear), leasehold improvements if a physical office or warehouse space is required, initial marketing and advertising campaigns to establish local presence, business licenses and permits, insurance, and crucial working capital to sustain operations during the initial ramp-up phase. The working capital component is particularly vital, often encompassing funds for initial payroll, supplies, and unexpected contingencies for the first few months of operation, ensuring the business can weather the period before consistent revenue streams are fully established. While specific liquid capital and net worth requirements are not disclosed in the provided data, a thorough financial assessment by the prospective franchisee is critical to ensure sufficient reserves beyond the stated initial investment to support personal living expenses and business fluctuations. The total cost of ownership extends beyond these upfront figures, encompassing ongoing operational expenses such as labor costs, material costs, vehicle maintenance, and local marketing initiatives, all of which contribute to the long-term viability and profitability of the Five Star Painting franchise. Careful consideration of these financial parameters is essential for any entrepreneur evaluating the Five Star Painting franchise investment.

The operating model for a Five Star Painting franchise is designed for efficiency, scalability, and consistent customer satisfaction, emphasizing a robust system that allows franchisees to focus on business management rather than performing every painting job themselves. Daily operations typically revolve around managing customer inquiries and sales leads, scheduling and dispatching painting crews, overseeing project execution to ensure quality and adherence to brand standards, and managing customer relationships from initial consultation through project completion and follow-up. Franchisees are generally expected to cultivate strong local relationships, actively market their services within their exclusive territory, and build a team of skilled painting professionals. Staffing requirements usually involve hiring experienced painters, project managers, and administrative support as the business grows, allowing the franchisee to transition from hands-on work to a more strategic, managerial role. The Five Star Painting model often lends itself to a mobile, home-based operation initially, minimizing the need for expensive commercial real estate, which contributes to the lower end of the initial investment range. As the business scales, some franchisees may opt for a small office or warehouse for equipment storage and administrative functions. The comprehensive training program provided by Five Star Painting headquarters in CHARLESTON, SC, is a cornerstone of the operating model, designed to equip new franchisees with the necessary business acumen, sales strategies, marketing techniques, and operational protocols. This training covers everything from lead generation and bidding processes to project management, customer service best practices, and effective crew management. Ongoing corporate support is a critical component, offering continuous guidance through regular communication, operational updates, marketing collateral, and access to a network of fellow franchisees. This sustained support ensures brand consistency across all 59 active locations and helps franchisees navigate challenges and optimize performance. The territory structure is typically designed to provide each franchisee with a defined geographic area sufficient to generate significant business, preventing internal competition and maximizing market penetration. While specific multi-unit requirements are not detailed, successful single-unit operators often have the opportunity to expand their footprint by acquiring additional territories, further leveraging the Five Star Painting brand and operational efficiencies.

For prospective investors diligently evaluating the Five Star Painting franchise opportunity, a crucial aspect of due diligence is understanding financial performance. It is important to explicitly state that the current Franchise Disclosure Document (FDD) for Five Star Painting does NOT disclose Item 19 financial performance data. This means that Five Star Painting does not provide specific revenue, profit, or earnings claims for its franchised units. While this absence of direct financial performance representations can present a challenge for investors seeking concrete figures, it necessitates a pivot to industry benchmarks and a thorough understanding of the broader painting and wall covering contractors market dynamics to project potential performance. In the fragmented painting industry, well-managed independent painting contractors can achieve annual revenues ranging from $300,000 to $700,000, with top-performing operations, especially those with strong commercial contracts or multiple crews, often exceeding $1 million in gross annual sales. Profit margins in this sector can vary widely based on operational efficiency, labor costs, material sourcing, and pricing strategies, typically ranging from 10% to 20% for net profit before owner's compensation. A franchised model like Five Star Painting, despite not disclosing Item 19, offers inherent advantages that can contribute to a faster ramp-up and potentially higher, more consistent profitability compared to independent ventures. These advantages include a recognized brand name, which can significantly reduce customer acquisition costs and build trust; established operational systems and best practices that streamline project management and enhance efficiency; centralized marketing support that provides professional campaigns and lead generation tools; and purchasing power for materials and equipment that can lead to cost savings. Franchisees also benefit from ongoing training and support from the CHARLESTON, SC headquarters, which helps in optimizing business processes and scaling operations effectively. The FPI Score of 59 (Moderate) suggests a system with a reasonable balance of risk and reward, implying a track record of operational stability and growth potential within the painting services market. While direct financial figures from Five Star Painting units are not available, understanding the industry's robust demand and the systemic benefits of a franchised model allows investors to formulate informed projections based on external market data and the brand's operational framework.

The growth trajectory of Five Star Painting reflects a strategic expansion primarily through its franchising model, as evidenced by its 59 active franchised units and zero company-owned locations, totaling 59 units within the PeerSense database. This pure franchise growth strategy is common among service-based brands seeking rapid market penetration without the capital expenditure and operational complexities of managing corporate stores. While specific historical unit count trends and net new unit additions for recent years are not disclosed, the current footprint of 59 locations indicates a sustained effort to establish a significant presence across various markets. The FPI Score of 59 (Moderate) further suggests a system that is not only stable but also possesses the infrastructure and market appeal to support continued, deliberate expansion. Recent developments in the home services sector, including increased consumer reliance on digital platforms for finding and booking services, likely influence Five Star Painting's strategic direction, focusing on robust online presence and streamlined customer experience. The competitive moat for a Five Star Painting franchise is built upon several key advantages that differentiate it in a highly fragmented market. Foremost is brand recognition; in an industry often plagued by transient and inconsistent operators, a recognizable brand like Five Star Painting instills confidence and professionalism, leading to higher conversion rates and repeat business. Proprietary operational systems, including customer relationship management (CRM) software, project management tools, and standardized service protocols, ensure consistency and efficiency across all 59 franchised units. Centralized marketing efforts, leveraging digital channels and local SEO, significantly reduce the burden and cost of customer acquisition for individual franchisees. Furthermore, the network effect of a larger franchise system provides a valuable peer support system and collective intelligence that independent operators lack. Digital transformation is a critical competitive advantage, with modern consumers expecting easy online booking, transparent pricing, and digital communication throughout the service process. Five Star Painting's ability to integrate these digital tools, from initial quote generation to post-service feedback, enhances customer experience and operational efficiency, positioning its franchisees to capture a larger share of the market in the evolving landscape of home and commercial services.

The ideal franchisee for a Five Star Painting franchise opportunity is typically an individual with a strong entrepreneurial spirit, robust business acumen, and a keen focus on customer service excellence. This is not necessarily a painting expert, but rather a leader who excels at managing people, processes, and customer relationships. Key attributes include strong sales and marketing capabilities, as franchisees are responsible for local lead generation and conversion, alongside the ability to recruit, train, and manage multiple painting crews effectively. Experience in managing a team, understanding financial statements, and a commitment to operational consistency are highly valued. The Five Star Painting model is well-suited for those looking to build and scale a service business, leveraging a proven system rather than starting from scratch. While the initial investment range of $68,400 to $170,240 makes the Five Star Painting franchise accessible to a broad range of investors, having sufficient working capital and a clear understanding of the financial commitment is paramount for sustained success. The 59 active locations in the PeerSense database indicate a significant established presence, yet opportunities for new territories remain available in numerous markets across the United States. For ambitious investors, the potential for multi-unit development is often a key consideration, allowing successful single-unit operators to expand their footprint and maximize economies of scale under the Five Star Painting brand. The typical timeline from signing the franchise agreement to opening for a service-based franchise like Five Star Painting can range from 3 to 6 months, encompassing training, territory setup, initial marketing, and crew recruitment. This period allows for thorough preparation to ensure a strong market entry. The agreement terms, while not specified in the provided data, are typically structured to provide a long-term relationship between the franchisor and franchisee, often with options for renewal, fostering a stable environment for business growth and asset building within the painting and wall covering contractors industry.

Synthesizing the investment thesis for the Five Star Painting franchise reveals a compelling opportunity within a consistently growing and resilient home services sector. The fundamental consumer problem of finding reliable, professional painting and wall covering contractors is expertly addressed by Five Star Painting's systematized approach and brand promise, positioning it as a guide for property owners seeking quality and consistency. With a total addressable market exceeding $60 billion annually in the US, driven by aging infrastructure and sustained home improvement trends, the demand for painting services remains robust. The Five Star Painting franchise offers a structured entry into this lucrative market, backed by a moderate FPI Score of 59, indicating a balanced risk-reward profile for prospective investors. The initial investment, ranging from $68,400 to $170,240, including a franchise fee of $73,800, provides access to a proven operating model, comprehensive training from the CHARLESTON, SC headquarters, and ongoing support designed to foster operational excellence across its 59 franchised units. While Item 19 financial performance data is not disclosed, the inherent advantages of a franchised system — brand recognition, operational efficiencies, and centralized marketing — position Five Star Painting franchisees to potentially outperform independent operators in a fragmented market. The growth trajectory, driven by a pure franchise model, and a competitive moat built on professionalism and systematic service delivery, underscore the potential for scaling this business. For the right entrepreneurial candidate, possessing leadership, sales, and management skills, the Five Star Painting franchise represents a strategic investment in a high-demand industry. Explore the complete Five Star Painting franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

59/100

SBA Default Rate

14.7%

Active Lenders

18

Key Highlights

Item 19 financial data disclosed
245 locations nationwide

Data Insights

Key performance metrics for Five Star Painting based on SBA lending data

SBA Default Rate

14.7%

11 of 75 loans charged off

SBA Loan Volume

75 loans

Across 18 lenders

Lender Diversity

18 lenders

Avg 4.2 loans per lender

Investment Tier

Mid-range investment

$77,450 – $184,600 total

Payment Estimator

Loan Amount$62K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$802

Principal & Interest only

Locations

Five Star Paintingunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Five Star Painting