PADGETT BUSINESS SERVICES USA
Franchising since 1965 · 43 locations
The total investment to open a PADGETT BUSINESS SERVICES USA franchise ranges from $80,000 - $220,000. The initial franchise fee is $45,000. Ongoing royalties are 8% plus a 3% advertising fee. PADGETT BUSINESS SERVICES USA currently operates 43 locations. Data sourced from the 2026 Franchise Disclosure Document.
$80,000 - $220,000
$45,000
43
FPI Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.
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What is the PADGETT BUSINESS SERVICES USA franchise?
Padgett Business Services Usa franchise stands as a venerable institution in the realm of small business financial management, tracing its origins back to 1965 when Walter and Jean Padgett established the foundational principles of dedicated client service. The company began its journey in the United States, quickly identifying and addressing the critical need for accessible, professional accounting, tax, and payroll services specifically tailored for the burgeoning small business sector. From its inception, the Padgett Business Services Usa franchise has been committed to empowering entrepreneurs by alleviating the complexities of financial compliance and management, allowing them to focus on their core operations. The brand began offering franchise opportunities just one year after its founding, in 1966, a testament to the early recognition of a scalable and essential service model. This rapid expansion strategy solidified its presence across various communities, establishing a network of local experts operating under a nationally recognized and respected banner. With its corporate headquarters situated in Athens, Georgia, the Padgett Business Services Usa franchise has cultivated a strong market position by emphasizing personalized, face-to-face interaction combined with sophisticated financial tools and expertise. Over the decades, the franchise has evolved its service offerings to encompass a comprehensive suite, including meticulous bookkeeping, efficient payroll processing, strategic tax planning and preparation, insightful financial reporting, and invaluable business consulting. This integrated approach ensures that small and medium-sized businesses receive holistic financial support, positioning the Padgett Business Services Usa franchise as a trusted advisor and indispensable partner. The brand’s enduring legacy is built upon a foundation of integrity, client-centricity, and a deep understanding of the unique challenges faced by small business owners. Its long
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for PADGETT BUSINESS SERVICES USA based on SBA lending data
Investment Tier
Mid-range investment
$80,000 – $220,000 total
Why PADGETT BUSINESS SERVICES USA Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan-level data for every approved franchise borrower. PADGETT BUSINESS SERVICES USA does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.
Likely explanations for the absence
- Established brands often rely on internal franchisee financing networks, conventional bank lines, or franchisor-provided lease guarantees rather than SBA 7(a) — keeping them out of the public SBA dataset.
Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective PADGETT BUSINESS SERVICES USA franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for real estate & business services concepts
Asset-Based Lending
Working capital secured by receivables and inventory for service-based franchises.
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Invoice Factoring
Recurring receivables financing for staffing and business-service operators.
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SBA 7(a) Loans
Working capital and acquisition financing for qualified service-business owners.
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Franchise Partner Buyout Financing
Senior debt for buying out a partner in an existing franchise system.
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Payment Estimator
Estimated Monthly Payment
$828
Principal & Interest only
Locations
PADGETT BUSINESS SERVICES USA — unit breakdown
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Scan Your Deal Instantly1 FDD Available for PADGETT BUSINESS SERVICES USA
Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.