Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
2026 FDD VERIFIEDBusiness Services
PADGETT BUSINESS SERVICES USA

PADGETT BUSINESS SERVICES USA

Franchising since 1965 · 43 locations

The total investment to open a PADGETT BUSINESS SERVICES USA franchise ranges from $80,000 - $220,000. The initial franchise fee is $45,000. Ongoing royalties are 8% plus a 3% advertising fee. PADGETT BUSINESS SERVICES USA currently operates 43 locations. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$80,000 - $220,000

Franchise Fee

$45,000

Total Units

43

FPI Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.

Top SBA Lenders for PADGETT BUSINESS SERVICES USA

What is the PADGETT BUSINESS SERVICES USA franchise?

Padgett Business Services Usa franchise stands as a venerable institution in the realm of small business financial management, tracing its origins back to 1965 when Walter and Jean Padgett established the foundational principles of dedicated client service. The company began its journey in the United States, quickly identifying and addressing the critical need for accessible, professional accounting, tax, and payroll services specifically tailored for the burgeoning small business sector. From its inception, the Padgett Business Services Usa franchise has been committed to empowering entrepreneurs by alleviating the complexities of financial compliance and management, allowing them to focus on their core operations. The brand began offering franchise opportunities just one year after its founding, in 1966, a testament to the early recognition of a scalable and essential service model. This rapid expansion strategy solidified its presence across various communities, establishing a network of local experts operating under a nationally recognized and respected banner. With its corporate headquarters situated in Athens, Georgia, the Padgett Business Services Usa franchise has cultivated a strong market position by emphasizing personalized, face-to-face interaction combined with sophisticated financial tools and expertise. Over the decades, the franchise has evolved its service offerings to encompass a comprehensive suite, including meticulous bookkeeping, efficient payroll processing, strategic tax planning and preparation, insightful financial reporting, and invaluable business consulting. This integrated approach ensures that small and medium-sized businesses receive holistic financial support, positioning the Padgett Business Services Usa franchise as a trusted advisor and indispensable partner. The brand’s enduring legacy is built upon a foundation of integrity, client-centricity, and a deep understanding of the unique challenges faced by small business owners. Its long

Key Highlights

Data Insights

Key performance metrics for PADGETT BUSINESS SERVICES USA based on SBA lending data

Investment Tier

Mid-range investment

$80,000 – $220,000 total

Why PADGETT BUSINESS SERVICES USA Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan-level data for every approved franchise borrower. PADGETT BUSINESS SERVICES USA does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.

Likely explanations for the absence

  • Established brands often rely on internal franchisee financing networks, conventional bank lines, or franchisor-provided lease guarantees rather than SBA 7(a) — keeping them out of the public SBA dataset.

Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective PADGETT BUSINESS SERVICES USA franchisees, the practical question is which financing path actually closes for this brand's profile.

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of PADGETT BUSINESS SERVICES USA from this window does not reflect lender denial — it reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$64K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$828

Principal & Interest only

Locations

PADGETT BUSINESS SERVICES USAunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for PADGETT BUSINESS SERVICES USA

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly

1 FDD Available for PADGETT BUSINESS SERVICES USA

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

PADGETT BUSINESS SERVICES USA