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Oggi's Pizza & Brewing

Oggi's Pizza & Brewing

The total investment to open a Oggi's Pizza & Brewing franchise ranges from $970,000 to $2.0M. The initial franchise fee is $50,000. Ongoing royalties are 5% plus a 2% advertising fee.

What is the Oggi's Pizza & Brewing franchise?

Oggi's Pizza & Brewing is a full service restaurant serving pizza and beer to diners. The estimated total initial investment is $970,000 to $1,986,000, and the initial franchise fee is $50,000.

The royalty is 5 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 20 years.

Oggi's Pizza & Brewing was founded in 1995 and is headquartered in San Clemente, CA.

Loan Activity Score

22/100

SBA Default Rate

22.2%

Active Lenders

8

According to its Franchise Disclosure Document or public business records, Oggi's Pizza & Brewing has 8 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 9 loans to franchisees of Oggi's Pizza & Brewing. PeerSense calculates Oggi's Pizza & Brewing's score as 22 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1995 · 8 locations

Investment

$970,000 to $2.0M

Franchise Fee

$50,000

Total Units

8

8 franchised

Loan Activity Score
Medium
22
SBA Lending
1
Lender Quality
5
Transparency
9
Reach
4
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
8SBA lenders

Distinct lenders in public SBA records for Oggi's Pizza & Brewing

9

Total SBA loans

$626K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Oggi's Pizza & Brewing

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
22out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

22.2%

vs 10.3% peer avg

SBA Loans

9

Total Volume

$5.6M

Active Lenders

8

States

2

vs. SBA Sector Average

-11.9%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Oggi's Pizza & Brewing based on SBA lending data

SBA Default Rate

22.2%

11.9% above peer avg

SBA Loan Volume

9 loans

Across 8 lenders

Lender Diversity

8 lenders

Avg 1.1 loans per lender

Investment Tier

Premium investment

$970,000 to $1,986,000 total

Oggi's Pizza & Brewing: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2016

2 approvals. The best year on record for Oggi's Pizza & Brewing.

Top SBA State

California

11 SBA financed Oggi's Pizza & Brewing locations, the densest operator footprint.

Average Loan Size

$793K

Median $849K. Use as a sizing anchor when modeling your own Oggi's Pizza & Brewing unit.

Lender Concentration

50%

Concentrated

Share of Oggi's Pizza & Brewing approvals captured by the top 3 SBA lenders.

Oggi's Pizza & Brewing's SBA lending pipeline peaked in 2016 (2 approvals). Operator density is highest in California with 11 SBA financed locations. Average funded ticket sits at $793K, with the median at $849K. Lender mix is concentrated: the top three SBA lenders account for 50% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$776K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$10,041

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Oggi's Pizza & Brewing, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Oggi's Pizza & Brewing

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman