Bonanza Steakhouse
The total investment to open a Bonanza Steakhouse franchise ranges from $129,600 to $561,200.
What is the Bonanza Steakhouse franchise?
Bonanza Steakhouse is a sit down restaurant serving steakhouse meals to diners. The estimated total initial investment to open is $129,600 to $561,200.
The brand was founded in 1963 and is headquartered in Batesville, Arkansas.
Loan Activity Score
23/100
SBA Default Rate
26.3%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, Bonanza Steakhouse has 12 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 19 loans to franchisees of Bonanza Steakhouse. PeerSense calculates Bonanza Steakhouse's score as 23 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1963 · 12 locations
$129,600 to $561,200
12
12 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Bonanza Steakhouse
19
Total SBA loans
$378K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Bonanza Steakhouse
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
26.3%
vs 10.3% peer avg
SBA Loans
19
Total Volume
$7.2M
Active Lenders
14
1 selective
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Bonanza Steakhouse based on SBA lending data
SBA Default Rate
26.3%
16.0% above peer avg
SBA Loan Volume
19 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 1.4 loans per lender
Investment Tier
Significant investment
$129,600 to $561,200 total
Bonanza Steakhouse: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1995
4 approvals. The best year on record for Bonanza Steakhouse.
Top SBA State
Arkansas
6 SBA financed Bonanza Steakhouse locations, the densest operator footprint.
Average Loan Size
$378K
Median $265K. Use as a sizing anchor when modeling your own Bonanza Steakhouse unit.
Lender Concentration
42.1%
Concentrated
Share of Bonanza Steakhouse approvals captured by the top 3 SBA lenders.
Bonanza Steakhouse's SBA lending pipeline peaked in 1995 (4 approvals). Operator density is highest in Arkansas with 6 SBA financed locations. Average funded ticket sits at $378K, with the median at $265K. Lender mix is concentrated: the top three SBA lenders account for 42.1% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,342
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Bonanza Steakhouse, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman