Simple Simon's Pizza
The total investment to open a Simple Simon's Pizza franchise ranges from $68,400 to $430,500. The initial franchise fee is $25,425.
What is the Simple Simon's Pizza franchise?
Simple Simon's Pizza is a pizza restaurant serving customers pizza, calzones, and sandwiches. The estimated total initial investment is $68,400 to $430,500, and the initial franchise fee is $25,425.
The brand was founded in 1983 and is headquartered in Alvarado, Texas.
Loan Activity Score
47/100
SBA Default Rate
5.4%
Active Lenders
13
According to its Franchise Disclosure Document or public business records, Simple Simon's Pizza has 77 locations, all owned by franchisees. Public SBA loan records show 13 lenders made 56 loans to franchisees of Simple Simon's Pizza. PeerSense calculates Simple Simon's Pizza's score as 47 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1983 · 77 locations
$68,400 to $430,500
$25,425
77
77 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Simple Simon's Pizza
56
Total SBA loans
$287K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Simple Simon's Pizza
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
5.4%
vs 10.3% peer avg
SBA Loans
56
Total Volume
$16.1M
Active Lenders
13
2 selective
States
6
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Simple Simon's Pizza based on SBA lending data
SBA Default Rate
5.4%
4.9% below peer avg
SBA Loan Volume
56 loans
Across 13 lenders
Lender Diversity
13 lenders
Avg 4.3 loans per lender
Investment Tier
Mid range investment
$68,400 to $430,500 total
Simple Simon's Pizza: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2023
18 approvals. The best year on record for Simple Simon's Pizza.
Top SBA State
Oklahoma
44 SBA financed Simple Simon's Pizza locations, the densest operator footprint.
Average Loan Size
$230K
Median $160K. Use as a sizing anchor when modeling your own Simple Simon's Pizza unit.
Lender Concentration
46.1%
Concentrated
Share of Simple Simon's Pizza approvals captured by the top 3 SBA lenders.
Simple Simon's Pizza's SBA lending pipeline peaked in 2023 (18 approvals). The last five fiscal years account for 86% of cumulative volume ($14M approved). Operator density is highest in Oklahoma with 44 SBA financed locations. Average funded ticket sits at $230K, with the median at $160K. Lender mix is concentrated: the top three SBA lenders account for 46.1% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$708
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Simple Simon's Pizza, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman