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Seal King

The total investment to open a Seal King franchise ranges from $58,050 to $107,900. The initial franchise fee is $20,000. Ongoing royalties are 7% plus a 2% advertising fee.

What is the Seal King franchise?

Seal King offers asphalt sealcoating to residential and commercial property owners, with an estimated total initial investment of $58,050 to $107,900. Its initial franchise fee is $20,000, according to the 2026 Franchise Disclosure Document.

The royalty is 7 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 3 years.

Seal King was founded in 1991 and is headquartered in Lakeville, Minnesota.

Loan Activity Score

48/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Seal King has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Seal King. PeerSense calculates Seal King's score as 48 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

Franchising since 1991 · 1 location

Investment

$58,050 to $107,900

Franchise Fee

$20,000

Total Units

1

1 franchised

Loan Activity Score
Low
48
SBA Lending
18
Lender Quality
3
Transparency
7
Reach
3
Momentum
17

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Seal King

1

Total SBA loans

$193K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Seal King

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
48out of 100
Fair
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency7/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 7.0% peer avg

SBA Loans

1

Total Volume

$0.2M

Active Lenders

1

States

1

vs. SBA Sector Average

+7%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Seal King based on SBA lending data

SBA Default Rate

0.0%

7.0% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Low cost entry

$58,050 to $107,900 total

Seal King: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

1 approval. The best year on record for Seal King.

Top SBA State

Minnesota

1 SBA financed Seal King locations, the densest operator footprint.

Average Loan Size

$193K

Median $193K. Use as a sizing anchor when modeling your own Seal King unit.

Lender Concentration

100%

Concentrated

Share of Seal King approvals captured by the top 3 SBA lenders.

Seal King's SBA lending pipeline peaked in 2022 (1 approval). The last five fiscal years account for 100% of cumulative volume ($193K approved). Operator density is highest in Minnesota with 1 SBA financed locations. Average funded ticket sits at $193K, with the median at $193K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$46K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$601

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Seal King, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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3 FDDs Available for Seal King

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Seal King

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman