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Ducklings Early Learning Center

Ducklings Early Learning Center

The total investment to open a Ducklings Early Learning Center franchise ranges from $756,400 to $1.7M. The initial franchise fee is $108,000. Ongoing royalties are 6% plus a 1% advertising fee.

What is the Ducklings Early Learning Center franchise?

Ducklings Early Learning Center is a child care business that provides care and early learning for children. The estimated total initial investment is $756,400 to $1,719,500, and the initial franchise fee is $108,000.

The ongoing royalty is 6 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 10 years.

The brand was founded in 1994 and is headquartered in West Chester, PA.

Loan Activity Score

46/100

SBA Default Rate

0.0%

Active Lenders

5

According to its Franchise Disclosure Document or public business records, Ducklings Early Learning Center has 6 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 10 loans to franchisees of Ducklings Early Learning Center. PeerSense calculates Ducklings Early Learning Center's score as 46 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1994 · 6 locations

Investment

$756,400 to $1.7M

Franchise Fee

$108,000

Total Units

6

6 franchised

Loan Activity Score
Medium
46
SBA Lending
25
Lender Quality
9
Transparency
3
Reach
3
Momentum
6

Proprietary PeerSense metric

Fair
Capital Sources
5SBA lenders

Distinct lenders in public SBA records for Ducklings Early Learning Center

10

Total SBA loans

$587K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Ducklings Early Learning Center

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
46out of 100
Fair
Market Momentum6/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 3.2% peer avg

SBA Loans

10

Total Volume

$5.9M

Active Lenders

5

2 selective

States

1

vs. SBA Sector Average

+3.2%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Ducklings Early Learning Center based on SBA lending data

SBA Default Rate

0.0%

3.2% below peer avg

SBA Loan Volume

10 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 2.0 loans per lender

Investment Tier

Premium investment

$756,400 to $1,719,500 total

Payment Estimator

Loan Amount$605K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$7,830

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Ducklings Early Learning Center, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Ducklings Early Learning Center

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman