Learning Rx
The total investment to open a Learning Rx franchise ranges from $50,000 to $290,000. The initial franchise fee is $60,000. Ongoing royalties are 8% plus a 3% advertising fee.
What is the Learning Rx franchise?
Learning Rx provides one on one cognitive skills training for students and adults seeking learning support. The estimated total initial investment is $50,000 to $290,000, and the initial franchise fee is $60,000. These cost figures are from the 2026 Franchise Disclosure Document.
The royalty is 8 percent, and the advertising or brand fund fee is 3 percent. The franchise agreement term is 10 years.
Learning Rx is headquartered in Youngsville, Louisiana. The company was founded in 2002 and began franchising in 2003.
Loan Activity Score
24/100
SBA Default Rate
22.7%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, Learning Rx has 22 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 22 loans to franchisees of Learning Rx. PeerSense calculates Learning Rx's score as 24 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 2002 · 22 locations
$50,000 to $290,000
$60,000
22
22 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Learning Rx
22
Total SBA loans
$141K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Learning Rx
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
22.7%
vs 3.2% peer avg
SBA Loans
22
Total Volume
$3.1M
Active Lenders
14
2 selective
States
14
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Learning Rx based on SBA lending data
SBA Default Rate
22.7%
19.5% above peer avg
SBA Loan Volume
22 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 1.6 loans per lender
Investment Tier
Mid range investment
$50,000 to $290,000 total
Learning Rx: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2011
7 approvals. The best year on record for Learning Rx.
Top SBA State
Texas
4 SBA financed Learning Rx locations, the densest operator footprint.
Average Loan Size
$141K
Median $126K. Use as a sizing anchor when modeling your own Learning Rx unit.
Lender Concentration
40.9%
Concentrated
Share of Learning Rx approvals captured by the top 3 SBA lenders.
Learning Rx's SBA lending pipeline peaked in 2011 (7 approvals). Operator density is highest in Texas with 4 SBA financed locations. Average funded ticket sits at $141K, with the median at $126K. Lender mix is concentrated: the top three SBA lenders account for 40.9% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$518
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Learning Rx, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman