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Rates
Carpet One - Association Agree

Carpet One - Association Agree

Franchising since 1985 · 7 locations

The total investment to open a Carpet One - Association Agree franchise ranges from $254,700 - $1.7M. Carpet One - Association Agree currently operates 7 locations (7 franchised). PeerSense FPI health score: 47/100.

Investment

$254,700 - $1.7M

Total Units

7

7 franchised

FPI Score
Medium
47

Proprietary PeerSense metric

Fair
Capital Partners
7lenders available

Active capital sources verified for Carpet One - Association Agree financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
47out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 8 loans charged off

SBA Loans

8

Total Volume

$7.0M

Active Lenders

7

States

6

What is the Carpet One - Association Agree franchise?

The decision to invest in a floor covering franchise is rarely simple. The flooring industry touches nearly every residential and commercial renovation project in the country, and the opportunity to own a locally operated retail flooring store backed by the purchasing power of a multi-billion-dollar cooperative network is a fundamentally different proposition than starting from scratch as an independent dealer. That is precisely the promise embedded in the Carpet One Association Agree franchise opportunity — a vehicle for independent retail flooring operators to access institutional scale while maintaining the autonomy of local business ownership. Carpet One itself traces its origins to 1984, when Alan Greenberg and Howard Brodsky, both serving as presidents of the American Floor Covering Association and both successful independent retail flooring operators in their own right, began conceptualizing a structure that could pool the purchasing power of independent retailers. The cooperative they formalized was originally called the Carpet Co-op of America, officially launching in 1985. Sandy Mishkin, an Atlanta-based retailer, joined Greenberg and Brodsky early in the venture and became a co-founder and president of what would eventually become CCA Global Partners. The cooperative changed its legal name from Carpet Cooperative of America to CCA Global Partners in 2001, and its headquarters remain in Manchester, New Hampshire. Today, Carpet One members collectively represent nearly 1,000 locations spanning every U.S. state, Canada, New Zealand, and Australia, with the broader CCA Global Partners network encompassing over 2,700 retail outlets worldwide. The specific entity tracked for franchise purposes — Carpet One Association Agree — is headquartered in California and currently operates 7 locations, all franchised, with no company-owned units in the portfolio. The Carpet One Association Agree franchise investment range runs from $254,700 on the low end to $1.72 million at the high end, positioning this as a mid-to-premium entry point in the specialty retail flooring category.

The floor covering market is among the more durable segments within home improvement retail, driven by continuous residential construction, remodeling cycles, and commercial real estate renovation. The global floor covering market was valued at approximately $101.28 billion in 2025 and is projected to grow to $136.18 billion by 2031, representing a compound annual growth rate of 5.06% during that period. A broader assessment of the global flooring market places its 2025 value at $385.6 billion, with a trajectory toward $634.8 billion by 2033 at a CAGR of 6.4% from 2026 to 2033. A third industry measurement pegs the global flooring and carpet market at $461.19 billion in 2024, estimated to reach $489.96 billion in 2025, and projected to reach $1.276 trillion by 2033 at a CAGR of 6.24% — reflecting how analysts categorize the market differently depending on whether adjacent surface covering segments are included. What all three frameworks agree on is directional: this is a structurally growing industry with sustained demand. The tailwinds driving that growth include aging housing stock requiring flooring replacement, sustained demand from first-time homebuyers who renovate before moving in, commercial real estate refreshes in office and hospitality sectors, and an increasing consumer preference for premium hard-surface and luxury vinyl plank products over traditional broadloom carpet. These trends benefit specialty flooring retailers like Carpet One Association Agree franchisees, who can carry a broader product assortment and deliver more personalized in-store consultation than large-format home improvement chains. The flooring retail segment also remains relatively fragmented at the local level, creating consistent market opportunity for well-branded, cooperative-backed retail stores to capture share from small independents who lack purchasing leverage or marketing infrastructure.

The Carpet One Association Agree franchise investment range of $254,700 to $1.72 million reflects the substantial capital variability inherent in retail flooring operations, where the primary cost drivers are real estate footprint, showroom build-out quality, inventory depth, and geographic market. Unlike many franchise categories where the investment range is compressed because the format is standardized, floor covering showrooms vary considerably in size and presentation depending on local market rents, the scope of the product display system installed, and whether the franchisee is converting an existing flooring store or building a new showroom from the ground up. Conversion scenarios typically represent the lower end of the investment spectrum, while full greenfield builds with complete showroom redesign packages occupy the upper range. For context, the broader Carpet One cooperative model — from which the Carpet One Association Agree franchise structure derives — requires members to invest approximately $60,000 for a package of services that includes showroom redesign and training, which can be financed over four years and is often paid out of earned rebates, making the effective out-of-pocket burden meaningfully lower than the nominal figure. Members of the cooperative also pay a $2,000 voting share membership fee that is fully refunded upon departure from the cooperative. One of the most distinctive financial characteristics of Carpet One's structure is the absence of traditional royalty fees — members are not subject to a percentage-of-revenue royalty extraction that is standard in most franchise systems. This structural feature, described within the cooperative's own materials as the elimination of a "franchisor tax" on business profits, is a meaningful differentiator for franchisees doing unit economics modeling. Financing accessibility is supported by the track record of SBA lending activity associated with the brand, which PeerSense has recorded in its lending database. Carpet One Association Agree does not carry a Franchise Disclosure Document Item 19 financial performance representation, which is a factor prospective franchisees must account for in their due diligence process.

The operating model for a Carpet One Association Agree franchisee is rooted in the retail flooring showroom format, where the franchisee employs a combination of sales consultants, installation coordinators, and administrative staff to serve residential and commercial customers through an in-store consultation and purchase process. Daily operations involve managing product displays, working with vendor representatives, coordinating with installation subcontractors, handling customer service inquiries, and executing local marketing activities within the framework of Carpet One's national advertising and brand programs. The cooperative structure provides members with a centralized support infrastructure that covers lower buying costs achieved through collective purchasing, expert marketing programs, retail brand building, exclusive proprietary brands, national advertising and public relations, fully integrated display and merchandising programs, and web services including individual store websites and an intranet platform for information sharing. CCA Global Partners also provides centralized advertising, finance, and operational support from its Manchester, New Hampshire headquarters, designed to reduce individual store overhead and improve margin performance. Training is delivered through CCA Global University, which offers results-oriented programs in management, leadership, sales, and product education — a structured curriculum that prepares both new franchisees and their staff to operate competitively in the flooring retail environment. Carpet One's "smart solutions" store development program provides aggressive financing packages, real estate services, full-service store development support, and site-check programs for franchisees evaluating new locations or renovating existing ones. Members operate under a purchasing commitment that requires sourcing at least 80% of products through Carpet One's cooperative buying channels, which is the mechanism by which the collective purchasing power of the network — generating $3 billion in annual North American sales for Carpet One alone and over $10 billion annually for CCA Global Partners — is maintained and translated into buying leverage for individual store owners.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Carpet One Association Agree. This means prospective franchisees will not find average unit revenue, median revenue, or profit margin benchmarks within the FDD itself, and any financial projections must be developed independently through conversations with existing franchisees, review of third-party industry benchmarks, and analysis of local market conditions. The absence of Item 19 disclosure is not uncommon — franchisors are not legally required to provide financial performance representations, and many brands across all categories, particularly smaller-scale franchise programs with fewer than ten units, elect not to disclose. However, the investment decision for a Carpet One Association Agree franchise opportunity of this magnitude — with a top-end investment exceeding $1.72 million — demands rigorous independent financial modeling. What the available data does support is a compelling industry-level revenue context: Carpet One as the largest floor covering retailer in North America reports an annual sales volume of $3 billion across its cooperative membership, which implies an average annual revenue per member location in a range consistent with a productive specialty retail flooring store. The broader CCA Global Partners network, which generated $8.7 billion in sales during the period from 1998 to 2003 and earned a ranking as the 16th fastest-growing company globally in that same period, has continued to scale, with current annual gross sales exceeding $10 billion across all cooperative and franchise brands managed under its umbrella. Carpet One's cooperative member locations also benefited from exceptionally strong organic growth in the five years preceding March 2020, with sales climbing at an average annual rate of 35% per year — a performance metric that speaks to the brand's execution and market positioning even before accounting for the growth plan announced in early 2020. The FPI Score assigned by PeerSense to Carpet One Association Agree is 47, which is categorized as Fair, reflecting the limited disclosure data available relative to the investment size and the small current unit count of 7 locations.

The Carpet One Association Agree franchise growth profile, in the context of the broader cooperative, reflects a brand with deep structural roots and a deliberate expansion strategy. In March 2020, Carpet One announced a formal growth plan targeting 250 new store additions over five years, with an explicit goal of expanding existing memberships and attracting new members — a signal of corporate confidence in the cooperative's ability to support accelerated scaling. Canada joined the Carpet One cooperative network in 1995, and New Zealand retailers followed in 1996, establishing the brand's multi-decade international track record. With nearly 1,000 locations across the United States, Canada, New Zealand, and Australia as of available reporting, and with the parent CCA Global Partners network exceeding 2,700 outlets globally, the competitive moat for Carpet One is built on purchasing scale, proprietary exclusive brands, cooperative rebate economics, and a recognized consumer brand that has been active for four decades. Eric Demaree serves as president of Carpet One, with Dean Marcarelli as co-COO, and Howard Brodsky as co-founder, chairman, and co-CEO of CCA Global Partners — a leadership team with continuity and institutional knowledge that is unusual in franchise systems of any size. The cooperative model itself creates structural loyalty among members, because the rebate-based dividend structure — where members earn dividends based on their purchasing volume rather than share count — ties member financial incentives directly to participation in the cooperative's supply chain, creating alignment rather than extraction. The digital infrastructure provided through CCA Global Partners, including individual store websites, intranet platforms, and integrated marketing programs, positions Carpet One Association Agree franchisees with the technological tools that independent retailers would otherwise be unable to afford or build individually.

The ideal candidate for a Carpet One Association Agree franchise opportunity is a business-minded individual with either prior retail flooring industry experience or a transferable background in retail management, home improvement services, real estate, or construction-adjacent industries where customer relationship building and project coordination are core competencies. Given that the current Carpet One Association Agree portfolio consists of 7 franchised locations with no company-owned units, the franchise system is in early growth mode, meaning prospective franchisees entering now are likely to be among the foundational operators in this specific franchise structure — a positioning that carries both opportunity and the responsibility of helping establish operational norms. The investment range of $254,700 to $1.72 million requires serious financial qualification and should be evaluated against the franchisee's ability to sustain operations through the ramp period before achieving steady-state revenue, which is standard for any retail flooring showroom regardless of brand affiliation. Members of the cooperative are expected to maintain good credit and a reputable business standing as ongoing conditions of membership, consistent with the cooperative's accountability to its collective membership base. The 80% purchasing commitment through Carpet One's cooperative channels is a structural operating requirement that prospective franchisees should analyze relative to their existing vendor relationships if they are converting from an independent store. Carpet One Canada joined in 1995 and New Zealand in 1996, indicating that geographic availability extends beyond the United States for qualified franchisees with the appropriate market access and capital position.

Synthesizing the investment thesis for Carpet One Association Agree, a prospective franchisee is effectively acquiring access to one of the most powerful cooperative buying and brand platforms in the global flooring industry — a network generating over $10 billion in annual gross sales through CCA Global Partners, with Carpet One specifically accounting for $3 billion in North American annual sales volume across nearly 1,000 member locations. The absence of traditional royalty fees, the rebate dividend structure, the $2,000 refundable membership share, the comprehensive training through CCA Global University, and the collective purchasing leverage that directly improves individual store margins are structural advantages that materially differentiate this model from conventional franchise systems in the floor covering category. The global floor covering market, valued at over $100 billion and growing at a CAGR exceeding 5%, provides a durable demand environment for well-positioned retail operators. The PeerSense FPI Score of 47 reflects the current stage of the Carpet One Association Agree franchise program and the absence of Item 19 financial performance disclosure — factors that make independent due diligence not just advisable but essential for any investor seriously evaluating this opportunity at investment levels up to $1.72 million. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Carpet One Association Agree against comparable floor covering franchise opportunities on every measurable dimension. No other platform aggregates this combination of regulatory filings, lending records, performance scoring, and geographic mapping into a single independent research environment. Explore the complete Carpet One Association Agree franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

47/100

SBA Default Rate

0.0%

Active Lenders

7

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Carpet One - Association Agree based on SBA lending data

SBA Default Rate

0.0%

0 of 8 loans charged off

SBA Loan Volume

8 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.1 loans per lender

Investment Tier

Premium investment

$254,700 – $1,720,520 total

Payment Estimator

Loan Amount$204K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,637

Principal & Interest only

Locations

Carpet One - Association Agreeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Carpet One - Association Agree