Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
2026 FDD VERIFIEDReal Estate
City2Shore National Franchises

City2Shore National Franchises

Franchising since 2011 · 11 locations

The total investment to open a City2Shore National Franchises franchise ranges from $61,450 - $161,550. The initial franchise fee is $35,000. Ongoing royalties are 6%. City2Shore National Franchises currently operates 11 locations (7 franchised). Data sourced from the 2026 Franchise Disclosure Document.

Investment

$61,450 - $161,550

Franchise Fee

$35,000

Total Units

11

7 franchised

FPI Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.

What is the City2Shore National Franchises franchise?

Every real estate professional has stood at the same crossroads: talented enough to run a brokerage, but uncertain whether building one from scratch is worth the risk, or whether joining an established franchise system offers the faster, smarter path to ownership. City2Shore National Franchises was built to answer that question with a clear, data-supported yes. Founded in 2011 by Shelley and Steve Frody in Hudsonville, Michigan, City2Shore was conceived as a fundamentally different kind of real estate brokerage franchise, one rooted in the conviction that brokers deserve the tools, culture, and support infrastructure to become true business owners rather than perpetual employees. Shelley Frody serves as CEO and continues to lead the company's national expansion with a family-driven, mission-oriented culture that the brand describes through six operating principles: integrity, humility, accountability, trust, teamwork, and genuine care. The company began offering franchise opportunities in 2016, sold its first franchise in 2018, and has since grown to more than 14 offices and franchises in Michigan alone, with an emerging footprint in New Jersey and a strategic aim for coast-to-coast national presence. City2Shore National Franchises competes in the real estate brokerage services sector, a multi-hundred-billion-dollar industry driven by transaction volume across residential and commercial property markets. For franchise investors evaluating the City2Shore National Franchises franchise opportunity, the brand represents an entry-level capital investment into a real estate franchise system at an early and potentially high-upside stage of national growth. This analysis is produced independently by PeerSense.com and contains no promotional incentive from the franchisor.

The real estate brokerage industry operates within one of the largest and most consistently active economic sectors in the United States, and the structural dynamics of that sector create enduring demand for professional transaction services across every market cycle. Housing market activity, population migration trends, demographic formation among millennials and Gen Z buyers, commercial property turnover, and interest rate-sensitive refinancing and relocation behavior all drive recurring transaction volumes that fuel brokerage revenue. The global franchise market was valued at approximately USD 133 billion in 2024 and is projected to reach USD 307 billion by 2033, representing a compound annual growth rate of 9.73% across the period from 2025 to 2033, meaning franchise-based business models are themselves a secular growth category layered on top of the underlying real estate demand cycle. The real estate agency and brokerage sub-sector attracts franchise investment precisely because its revenue model is transaction-based and recurring, not dependent on inventory, perishable goods, or build-out-intensive retail formats. The competitive landscape within real estate franchising is both fragmented at the local independent brokerage level and consolidated at the national franchise brand level, creating a genuine white space for a technologically differentiated, culture-forward franchise system like City2Shore National Franchises to establish regional dominance before those territories become contested. Technology-enabled real estate franchises are particularly well-positioned to capitalize on shifting consumer and agent preferences, as digital tools for transaction management, commission processing, marketing automation, and lead generation have become table-stakes expectations rather than differentiators. The macro tailwind of broker entrepreneurship, specifically the growing preference among experienced real estate professionals to own their operational platform rather than produce for someone else's brand, directly validates the City2Shore model at the most fundamental strategic level.

The City2Shore National Franchises franchise investment is structured as an accessible, entry-level real estate franchise opportunity with capital requirements substantially below the sub-sector average, making it one of the more approachable ownership pathways in the real estate brokerage franchise category. For context, the average initial investment for a comparable real estate brokerage franchise across the sub-sector ranges from $1.47 million to $2.31 million, meaning the City2Shore National Franchises franchise cost comes in at a significant discount to that benchmark across every reported scenario. The initial franchise fee has been reported across a range reflecting different program tiers and disclosure periods, with figures of $25,000, $35,000, and $45,000 cited across various sources and FDD vintages. The total initial investment required to open a City2Shore franchise is reported across a range of $56,100 to $162,000, with the most commonly cited full-range figure spanning $61,450 to $161,550 when inclusive of the $35,000 franchise fee variant, and a slightly higher range of $61,000 to $162,000 when the $45,000 fee tier applies. Minimum liquid capital required is reported at $61,450, with an alternative cash investment figure of $100,000 cited in other evaluation contexts. The ongoing royalty fee is 6% of cPPED, which stands for collected production-per-earning day, capped at $3,000 per period, a royalty structure that provides cost predictability for franchisees as their brokerage scales. The advertising and brand fund contribution is a flat $100 per month, an extraordinarily modest figure compared to the 2% to 4% of gross revenue that national real estate franchise brands typically require for brand fund participation. The combination of a capped royalty, a fixed low-cost brand fund fee, and a total investment range that stays under $162,000 in even its highest configuration positions the City2Shore National Franchises franchise cost as genuinely accessible for motivated real estate professionals who may not have multi-million-dollar capital reserves but do have market knowledge, licensing, and entrepreneurial drive. Prospective investors should consult directly with the franchisor regarding current FDD terms, SBA eligibility, and any available financing programs, as investment ranges and fee structures can evolve across annual FDD updates.

Daily operations inside a City2Shore National Franchises franchise are built around a technology-enabled brokerage model designed to minimize administrative friction and maximize the productive time agents spend with clients. The company has developed a suite of proprietary platforms that form the operational backbone of every franchised location, and understanding these tools is essential to evaluating the realistic day-to-day experience of a franchisee. C2S Success is a single sign-on platform that gives agents and team members centralized access to all essential operational resources, eliminating the fragmented tool stacks that plague independent brokerages. C2S Drive is a dedicated website platform exclusively for real estate agents and teams, providing marketing materials, brand templates, and listing resources that allow even a newly launched franchise to project professional brand equity from day one. Real Support is a specialized back-office service designed to streamline the transaction coordination and paperwork process, allowing agents to focus on client service and deal-closing rather than administrative tasks, a structural advantage that directly impacts agent productivity and retention. The company also operates proprietary commission processing software capable of handling multi-level commission structures, ACH payment processing, and financial forecasting, with payments delivered to agents within 24 to 48 hours, a speed-of-payment standard that serves as a genuine recruiting and retention tool in competitive agent markets. On the growth and retention side, City2Shore offers a program called REAP, a recruiting and retention rewards system that compensates agents for bringing other high-performing agents into the brokerage, creating a passive income layer for productive recruiters and aligning agent incentives with franchise growth. New franchisees enter a structured training program that includes 16 hours of classroom training and immersion classes designed to accelerate operational readiness. The company's C2S Academy is described as a world-class educational platform engineered to develop agents, brokers, and teams with the knowledge and skills required for sustainable production. Ongoing support encompasses marketing assistance, site selection guidance, lease negotiation support, field operational consultation, and access to a collaborative network of fellow franchisees, which is a meaningful advantage for first-time franchise owners navigating the complexity of launching a brokerage operation.

City2Shore National Franchises discloses financial performance representations in Item 19 of its Franchise Disclosure Document, which is a meaningful transparency signal given that a significant number of franchisors across industries choose not to provide this disclosure. The company reports annual system-wide revenue of $22.7 million, a figure that reflects aggregate production across its operating franchise units and is cited as evidence of solid market presence and franchisee satisfaction at the network level. The average gross revenue per unit is reported at $95,495, a figure that trails the real estate brokerage sub-sector average of $164,311 and invites analytical scrutiny rather than dismissal. The revenue gap between City2Shore's average unit volume and the sub-sector benchmark is most plausibly explained by two intersecting factors: the system's early-stage development status and the relatively modest scale of individual franchise offices, which the company explicitly supports across a range from boutique operations with 10 to 15 agents through to larger multi-agent offices. The Franchise Payback Period is estimated between 7.7 and 9.7 years, calculated against the investment range and reported unit-level revenue, which is a longer recovery window than many investors in high-volume retail or food service franchises may be accustomed to evaluating, but which must be contextualized against the low total investment entry point and the brokerage industry's recurring-revenue characteristics. For comparison, a real estate franchise investment at the sub-sector average of $1.47 to $2.31 million with proportionally higher unit revenues might present a similarly structured payback timeline when total capital at risk is factored into the equation. Specific profit margin data is not itemized in currently available public disclosures, which means prospective investors should request the most current FDD, speak directly with existing franchisees under Item 20 disclosure protocols, and model unit economics conservatively using the $95,495 average gross revenue figure as a baseline before accounting for operating expenses, staffing, royalties, and local market dynamics. The 4.65 average rating across customer reviews is a meaningful operational performance signal, suggesting that the franchisee base is delivering a client experience that generates positive word-of-mouth and repeat referral business, both of which are critical to real estate brokerage growth.

City2Shore National Franchises has followed a measured but consistent growth trajectory since opening its first franchise in 2018, with the system expanding from 5 reported units in early-stage data to more than 11 locations by August 2022 and 14 offices and franchises in Michigan as of 2024 reporting. The 2024 Franchise Disclosure Document identifies 8 U.S. franchised units in its unit count disclosure, a figure that may reflect the formal franchise agreement count versus the total operational footprint including affiliated and company-supported offices. The company's geographic concentration in Michigan provides a strong proof-of-concept base, while its emerging presence in New Jersey signals intentional multi-state expansion rather than organic drift. City2Shore is categorized by franchise analysts as a developing franchise system with limited market penetration but significant growth potential, language that simultaneously acknowledges the system's early stage and highlights the territory availability that early-mover franchisees can capture before market saturation occurs in their target regions. The competitive moat for City2Shore National Franchises is constructed on several reinforcing elements: the proprietary technology stack including C2S Success, C2S Drive, Real Support, and the commission processing platform; the REAP recruiting incentive architecture; the C2S Academy training infrastructure; and the brand's family-driven culture that larger institutional real estate franchise brands struggle to replicate authentically at scale. The company's listing among top profitable franchises in 2025 by industry tracking publications reflects growing external recognition of the City2Shore National Franchises franchise opportunity as a legitimate competitor in the real estate franchise category. Corporate leadership has remained stable with founders Shelley and Steve Frody actively engaged, which provides operational continuity and vision consistency that early-stage franchise systems sometimes lack when external capital or private equity intervenes. The global franchise market's projected growth to $307 billion by 2033 at a 9.73% CAGR creates a rising tide that benefits developing systems like City2Shore by expanding the overall pool of qualified franchise investors actively seeking opportunities.

The ideal City2Shore National Franchises franchise candidate is a motivated real estate professional or entrepreneurially-minded individual with strong market knowledge, demonstrated client service skills, and the business acumen required to recruit, develop, and retain productive agents. Prior brokerage experience is advantageous and accelerates the ramp period meaningfully, but the company's 16-hour classroom training program, immersion classes, and C2S Academy platform are specifically designed to support operators who may be transitioning from a production role into a management and ownership role for the first time. The franchise model supports brokerage operations across a wide scale range, from owner-operator boutique offices with 10 to 15 agents to larger regional operations with hundreds of agents, meaning the growth ceiling is determined primarily by the franchisee's ambition and market size rather than by structural format limitations. City2Shore National Franchises has established its densest operational footprint in Michigan, giving prospective franchisees in that state access to an active peer network, proven local market validation, and brand recognition that shortens the sales cycle with both agents and clients. Emerging territory availability exists across most U.S. states outside of Michigan, with New Jersey representing the most actively developed secondary market as of current expansion reporting. Prospective franchisees should engage directly with City2Shore to understand current territory availability, agreement term length, renewal conditions, and any transfer or resale provisions that would affect long-term ownership planning, as these terms are detailed in the current FDD and may have been updated since the most recent publicly cited disclosure period.

City2Shore National Franchises presents a franchise investment thesis built on three converging arguments: accessible entry-level capital requirements in an industry category where competing brands demand ten to twenty times the upfront investment, a proprietary technology and support infrastructure that solves the most painful operational problems real estate agents and brokers face daily, and a developing national footprint where early-mover franchisees can claim territories before the brand's growth trajectory compresses available markets. The company's reported $22.7 million in annual system revenue, 4.65 customer rating, Item 19 financial performance disclosure, capped 6% royalty structure, and $100 monthly brand fund contribution collectively paint a picture of a franchisor that is building for long-term partnership with its franchisee base rather than extracting maximum fees from a mature system. The 7.7 to 9.7 year payback period and below-sub-sector-average unit revenue are genuine considerations that deserve rigorous due diligence rather than dismissal, and the most informed investors will model multiple scenarios using the full FDD data before committing capital. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark City2Shore National Franchises against competing real estate franchise opportunities with precision and independence. Explore the complete City2Shore National Franchises franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

Key Highlights

Data Insights

Key performance metrics for City2Shore National Franchises based on SBA lending data

Investment Tier

Mid-range investment

$61,450 – $161,550 total

Payment Estimator

Loan Amount$49K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$636

Principal & Interest only

Locations

City2Shore National Franchisesunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for City2Shore National Franchises

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

By submitting, you agree to be contacted by PeerSense regarding franchise financing options. We never share your information.

Or get an instant analysis

Scan Your Deal Instantly

1 FDD Available for City2Shore National Franchises

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

City2Shore National Franchises