Roy Rogers Family Restaurant
The total investment to open a Roy Rogers Family Restaurant franchise ranges from $755,250 to $1.6M. The initial franchise fee is $30,000. Ongoing royalties are 5% plus a 1.5% advertising fee.
What is the Roy Rogers Family Restaurant franchise?
Roy Rogers Family Restaurant is a restaurant serving roast beef, fried chicken and burgers. The estimated total initial investment is $755,250 to $1,580,950, and the initial franchise fee is $30,000.
The royalty is 5 percent of sales, and the advertising or brand fund fee is 1.5 percent. The franchise agreement term is 20 years.
The brand was founded in 1968 and is headquartered in Frederick, MD.
Loan Activity Score
52/100
SBA Default Rate
0.0%
Active Lenders
3
According to its Franchise Disclosure Document or public business records, Roy Rogers Family Restaurant has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of Roy Rogers Family Restaurant. PeerSense calculates Roy Rogers Family Restaurant's score as 52 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1968 · 3 locations
$755,250 to $1.6M
$30,000
3
3 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Roy Rogers Family Restaurant
3
Total SBA loans
$475K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Roy Rogers Family Restaurant
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
3
Total Volume
$1.4M
Active Lenders
3
1 selective
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Roy Rogers Family Restaurant based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
3 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$755,250 to $1,580,950 total
Roy Rogers Family Restaurant: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
2 approvals. The best year on record for Roy Rogers Family Restaurant.
Top SBA State
New Jersey
2 SBA financed Roy Rogers Family Restaurant locations, the densest operator footprint.
Average Loan Size
$383K
Median $413K. Use as a sizing anchor when modeling your own Roy Rogers Family Restaurant unit.
Lender Concentration
75%
Concentrated
Share of Roy Rogers Family Restaurant approvals captured by the top 3 SBA lenders.
Roy Rogers Family Restaurant's SBA lending pipeline peaked in 2015 (2 approvals). Operator density is highest in New Jersey with 2 SBA financed locations. Average funded ticket sits at $383K, with the median at $413K. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$7,818
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Roy Rogers Family Restaurant, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman