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Rates
High Pointe Oil Company, Inc (

High Pointe Oil Company, Inc (

Franchising since 2006 · 4 locations

The total investment to open a High Pointe Oil Company, Inc ( franchise ranges from $450,400 - $1.3M. High Pointe Oil Company, Inc ( currently operates 4 locations (4 franchised). PeerSense FPI health score: 53/100.

Investment

$450,400 - $1.3M

Total Units

4

4 franchised

FPI Score
Low
53

Proprietary PeerSense metric

Moderate
Capital Partners
3lenders available

Active capital sources verified for High Pointe Oil Company, Inc ( financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
53out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loans

3

Total Volume

$2.3M

Active Lenders

3

States

1

What is the High Pointe Oil Company, Inc ( franchise?

High Pointe Oil Company franchise represents an intriguing opportunity within the resilient and essential sector of gasoline stations integrated with convenience stores, a market segment that consistently demonstrates robust demand across diverse economic conditions. Headquartered in Chesterfield, MI, High Pointe Oil Company has established a foundational presence, currently operating with five total units. This relatively concise unit count underscores a focused and potentially hands-on approach to brand development and expansion, suggesting a careful, deliberate strategy rather than rapid, widespread saturation. The brand's origin as an "Oil Company" implies a historical grounding in fuel distribution and energy services, a background that can provide a distinct operational advantage in understanding supply chains, logistics, and market dynamics specific to the fuel industry. This evolution into a franchise model for gasoline stations with convenience stores allows High Pointe Oil Company to leverage its inherent expertise while tapping into the broader consumer demand for quick-service retail. Prospective High Pointe Oil Company franchise owners will appreciate the brand’s localized roots and its commitment to developing a concentrated market presence, likely fostering strong community ties and efficient regional management. The operational structure, centered on combining fuel sales with a diverse convenience store offering, positions High Pointe Oil Company franchise units as essential service hubs, catering to daily commuter needs, travelers, and local residents seeking quick access to groceries, snacks, beverages, and other convenience items. The decision to franchise, even with a limited number of corporate or initial franchised units, indicates a strategic move to scale a proven operational model, inviting entrepreneurial individuals to become integral parts of its growth story. This measured growth trajectory, originating from Chesterfield, MI, suggests a dedication to solidifying operational excellence before embarking on more expansive national or international development.

The industry landscape for gasoline stations with convenience stores remains robust, driven by persistent consumer demand for both fuel and accessible retail solutions. In 2023, the convenience store industry generated over $800 billion in sales across approximately 150,000 locations in the United States, with fuel sales accounting for a significant portion, yet in-store sales continuing to grow steadily, emphasizing the importance of the convenience retail component. Projections indicate continued growth in this sector, with steady increases in transaction volumes and average basket sizes as consumers increasingly rely on these establishments for quick-stop needs beyond just gasoline. Trends shaping the industry include a heightened focus on fresh food offerings, prepared meals, and healthy snack options, moving beyond traditional packaged goods. Technology integration, such as mobile payment solutions, loyalty programs, and digital signage, is becoming standard, enhancing customer experience and operational efficiency. Furthermore, the strategic locations of these businesses, often at high-traffic intersections or along major thoroughfares, ensure consistent visibility and accessibility for a broad customer base. The market demonstrates resilience even amidst economic fluctuations, as fuel and basic convenience items are considered staples. The increasing urbanization and suburban development also contribute to a growing need for easily accessible retail points. The operational model of a High Pointe Oil Company franchise benefits directly from these overarching industry trends, positioning itself within a sector characterized by high frequency of customer visits and diverse revenue streams from both the forecourt and in-store sales, which contribute to the stability and potential profitability of individual units.

Embarking on a High Pointe Oil Company franchise journey involves a total initial investment ranging from $450,400 to $1.34 million, a significant spectrum that reflects the inherent variability in establishing a gasoline station and convenience store operation. This wide investment range is typically influenced by several critical factors, including the specific site chosen, whether it involves new construction or the conversion of an existing property, the size of the convenience store, the number of fuel pumps, and regional construction costs. A substantial portion of this investment will be allocated to real estate acquisition or long-term leasehold improvements, which include the cost of land, site preparation, and the construction of the retail building and fuel canopy. Furthermore, the installation of specialized equipment constitutes another major component, encompassing fuel dispensers, underground storage tanks compliant with environmental regulations, advanced point-of-sale (POS) systems for both fuel and in-store transactions, refrigeration units, shelving, kitchen equipment for any food service offerings, and comprehensive security systems. Initial inventory for the convenience store, covering a diverse array of products from beverages and snacks to automotive supplies, will also require significant capital. Additionally, the initial franchise fee, which grants the franchisee the right to operate under the High Pointe Oil Company brand and utilize its proprietary systems, is a standard component of the total investment, though the specific amount is not separately detailed in the provided data. Other crucial financial outlays include grand opening marketing campaigns, initial training expenses for the franchisee and their staff, professional fees for legal and accounting services, and adequate working capital to cover operational expenses during the initial months of business before revenue streams stabilize. Prospective High Pointe Oil Company franchise owners must carefully review the Franchise Disclosure Document to obtain a precise breakdown of these costs, ensuring a thorough understanding of all financial commitments required to successfully launch and operate their unit.

The operating model for a High Pointe Oil Company franchise is centered on delivering a seamless customer experience by integrating fuel services with a comprehensive convenience store offering. Daily operations encompass meticulous fuel inventory management, ensuring optimal stock levels and competitive pricing strategies in line with local market conditions. Inside the convenience store, franchisees are responsible for managing a diverse product assortment, from popular snack and beverage brands to an expanding array of fresh food options, ensuring shelves are well-stocked and visually appealing. Staffing is a critical component, requiring the recruitment, training, and retention of a customer-service-oriented team capable of handling transactions efficiently, maintaining store cleanliness, and assisting customers with their needs. The High Pointe Oil Company franchise system likely provides a structured training program designed to equip new franchisees with the necessary knowledge in all operational facets, including point-of-sale system usage, inventory control, marketing initiatives, and compliance with industry regulations, which are particularly stringent in the fuel sector. Ongoing support from the franchisor typically includes field visits from operational advisors, access to a proprietary operating manual, marketing guidance for local store promotion, and preferred vendor relationships that ensure competitive pricing on inventory and supplies. Effective supply chain management is crucial for both fuel and convenience store products, and the High Pointe Oil Company franchise system would facilitate these relationships to streamline procurement. Technology support for POS systems, fuel management software, and security infrastructure is also a common offering, ensuring franchisees can operate efficiently and securely. This comprehensive support structure aims to empower High Pointe Oil Company franchise owners to manage their businesses effectively, focusing on customer satisfaction and operational excellence within a proven framework.

The financial performance of High Pointe Oil Company franchise units is a pivotal consideration for any prospective investor. While specific average revenue per unit, median revenue, or detailed profit margins are not publicly disclosed in the provided information, the potential for strong financial returns in the gasoline station and convenience store sector is generally well-established. Franchisees would typically analyze Item 19 of the Franchise Disclosure Document, which, if provided by the franchisor, offers critical financial performance representations. This section would typically detail historical sales figures, gross profit margins, operating expenses, and potentially net profit or EBITDA for existing corporate or franchised units. Such disclosures enable potential High Pointe Oil Company franchise owners to project their own unit’s performance based on verified data, taking into account factors like location, traffic patterns, and local demographics. Without these specific figures for High Pointe Oil Company, investors must rely on broader industry benchmarks and the due diligence process to assess earning potential. The revenue streams for a High Pointe Oil Company franchise are inherently diversified, stemming from high-volume fuel sales, often with tighter margins, complemented by higher-margin in-store sales of convenience items, food, and beverages. The operational efficiency achieved through a structured franchise system, including centralized purchasing power and shared marketing resources, can significantly impact a franchisee's profitability. Furthermore, the ability to manage labor costs, inventory shrinkage, and utility expenses effectively are crucial drivers of net income. Potential High Pointe Oil Company franchise investors are strongly encouraged to engage in thorough independent research, consult with existing franchisees, and meticulously review the franchisor's official FDD to gain a comprehensive understanding of the financial expectations and performance history.

With a current footprint of five total units, the High Pointe Oil Company franchise presents itself as a brand in its early stages of franchised growth, offering a distinct advantage for early adopters. This nascent stage implies that significant growth trajectory lies ahead, potentially providing new franchisees with access to more expansive and desirable territories that might be unavailable with more mature, saturated franchise systems. The opportunity to grow with a developing brand can also mean a closer relationship with the franchisor, allowing for more direct communication and influence on system improvements. Competitive advantages for a High Pointe Oil Company franchise in a crowded market could stem from its localized expertise, particularly given its Michigan headquarters, suggesting a deep understanding of regional consumer preferences, supplier networks, and regulatory environments. A smaller, more agile brand can often adapt more quickly to market shifts, consumer trends, and technological advancements compared to larger, more bureaucratic organizations. The ability to offer personalized customer service, foster strong community ties, and potentially curate a product mix that resonates specifically with local patrons can differentiate a High Pointe Oil Company franchise from generic competitors. Furthermore, a focus on operational efficiency and a streamlined business model, honed through its initial units, allows the High Pointe Oil Company franchise to offer a potentially more manageable and scalable operation for its franchisees. The blend of essential fuel services with a carefully curated convenience store experience provides a robust dual revenue stream, mitigating risks associated with reliance on a single product category. This strategic positioning for growth, coupled with inherent flexibility, offers a compelling proposition for entrepreneurs looking to enter a stable industry with a brand poised for thoughtful expansion.

The ideal High Pointe Oil Company franchise candidate possesses a blend of entrepreneurial spirit, operational acumen, and a strong customer service orientation. Experience in retail management, particularly within the convenience store or quick-service restaurant sector, would be highly beneficial, providing a foundational understanding of inventory control, staff supervision, and customer engagement. Financial capacity is paramount, as prospective franchisees must demonstrate the ability to meet the total initial investment range of $450,400 to $1.34 million, in addition to having sufficient working capital and a solid financial standing. A commitment to community involvement and a dedication to upholding brand standards are also crucial attributes. Franchisees should be hands-on owner-operators, willing to actively manage their units and foster a positive environment for both customers and employees. Regarding territory, while specific details are not provided, High Pointe Oil Company franchise, given its current size, is likely focused on strategic expansion within Michigan and potentially contiguous states. Territories would typically be defined based on detailed demographic analysis, traffic counts, competitive landscape, and population density to ensure each High Pointe Oil Company franchise unit has sufficient market potential. The franchisor would aim to provide exclusive territories to protect franchisee investments and prevent internal competition, allowing each High Pointe Oil Company franchise to maximize its market share within its designated area. Prospective franchisees should be prepared to conduct thorough local market research as part of their due diligence, assessing the viability of potential sites and understanding the specific needs and demographics of their proposed operating location.

Investing in a High Pointe Oil Company franchise presents an opportunity to enter a highly stable and perpetually in-demand industry sector. The combination of essential fuel services and a versatile convenience store offering creates a resilient business model, capable of generating consistent revenue streams across various economic cycles. For entrepreneurs seeking a proven system within a critical infrastructure component, the High Pointe Oil Company franchise offers a structured pathway to business ownership. Its current modest unit count of five positions it as a brand with substantial room for strategic growth, potentially allowing new franchisees to secure prime locations and grow alongside the franchisor. The comprehensive support typically provided by a franchisor, from initial training to ongoing operational guidance and marketing assistance, aims to mitigate common startup challenges and enhance the likelihood of franchisee success. While specific financial performance data for High Pointe Oil Company franchise units would be critical for a detailed investment analysis, the inherent stability and consistent consumer demand within the gasoline and convenience store market underscore the sector’s long-term viability. Thorough due diligence, including a meticulous review of the Franchise Disclosure Document and discussions with existing franchisees, is essential for any prospective investor to fully evaluate this opportunity. The opportunity to become part of a brand that is expanding from a regional base in Chesterfield, MI, into potentially broader markets, offers a compelling proposition for those looking to establish a robust and community-focused enterprise. Explore the complete High Pointe Oil Company franchise profile on PeerSense to access the full suite of independent franchise intelligence data.High Pointe Oil Company franchise represents an intriguing opportunity within the resilient and essential sector of gasoline stations integrated with convenience stores, a market segment that consistently demonstrates robust demand across diverse economic conditions. Headquartered in Chesterfield, MI, High Pointe Oil Company has established a foundational presence, currently operating with five total units. This relatively concise unit count underscores a focused and potentially hands-on approach to brand development and expansion, suggesting a careful, deliberate strategy rather than rapid, widespread saturation. The brand's origin as an "Oil Company" implies a historical grounding in fuel distribution and energy services, a background that can provide a distinct operational advantage in understanding supply chains, logistics, and market dynamics specific to the fuel industry. This evolution into a franchise model for gasoline stations with convenience stores allows High Pointe Oil Company to leverage its inherent expertise while tapping into the broader consumer demand for quick-service retail. Prospective High Pointe Oil Company franchise owners will appreciate the brand’s localized roots and its commitment to developing a concentrated market presence, likely fostering strong community ties and efficient regional management. The operational structure, centered on combining fuel sales with a diverse convenience store offering, positions High Pointe Oil Company franchise units as essential service hubs, catering to daily commuter needs, travelers, and local residents seeking quick access to groceries, snacks, beverages, and other convenience items. The decision to franchise, even with a limited number of corporate or initial franchised units, indicates a strategic move to scale a proven operational model, inviting entrepreneurial individuals to become integral parts of its growth story. This measured growth trajectory, originating from Chesterfield, MI, suggests a dedication to solidifying operational excellence before embarking on more expansive national or international development. The High Pointe Oil Company franchise model, with its emphasis on local market understanding and controlled expansion, offers a unique value proposition.

The industry landscape for gasoline stations with convenience stores remains robust, driven by persistent consumer demand for both fuel and accessible retail solutions. In 2023, the convenience store industry generated over $800 billion in sales across approximately 150,000 locations in the United States, with fuel sales accounting for a significant portion, yet in-store sales continuing to grow steadily, emphasizing the importance of the convenience retail component. Projections indicate continued growth in this sector, with steady increases in transaction volumes and average basket sizes as consumers increasingly rely on these establishments for quick-stop needs beyond just gasoline. Trends shaping the industry include a heightened focus on fresh food offerings, prepared meals, and healthy snack options, moving beyond traditional packaged goods. Technology integration, such as mobile payment solutions, loyalty programs, and digital signage, is becoming standard, enhancing customer experience and operational efficiency. Furthermore, the strategic locations of these businesses, often at high-traffic intersections or along major thoroughfares, ensure consistent visibility and accessibility for a broad customer base. The market demonstrates resilience even amidst economic fluctuations, as fuel and basic convenience items are considered staples. The increasing urbanization and suburban development also contribute to a growing need for easily accessible retail points. The operational model of a High Pointe Oil Company franchise benefits directly from these overarching industry trends, positioning itself within a sector characterized by high frequency of customer visits and diverse revenue streams from both the forecourt and in-store sales, which contribute to the stability and potential profitability of individual units. This sustained demand underscores the long-term viability of the High Pointe Oil Company franchise.

Embarking on a High Pointe Oil Company franchise journey involves a total initial investment ranging from $450,400 to $1.34 million, a significant spectrum that reflects the inherent variability in establishing a gasoline station and convenience store operation. This wide investment range is typically influenced by several critical factors, including the specific site chosen, whether it involves new construction or the conversion of an existing property, the size of the convenience store, the number of fuel pumps, and regional construction costs. A substantial portion of this investment will be allocated to real estate acquisition or long-term leasehold improvements, which include the cost of land, site preparation, and the construction of the retail building and fuel canopy. Furthermore, the installation of specialized equipment constitutes another major component, encompassing fuel dispensers, underground storage tanks compliant with environmental regulations, advanced point-of-sale (POS) systems for both fuel and in-store transactions, refrigeration units, shelving, kitchen equipment for any food service offerings, and comprehensive security systems. Initial inventory for the convenience store, covering a diverse array of products from beverages and snacks to automotive supplies, will also require significant capital. Additionally, the initial franchise fee, which grants the franchisee the right to operate under the High Pointe Oil Company brand and utilize its proprietary systems, is a standard component of the total investment, though the specific amount is not separately detailed in the provided data. Other crucial financial outlays include grand opening marketing campaigns, initial training expenses for the franchisee and their staff, professional fees for legal and accounting services, and adequate working capital to cover operational expenses during the initial months of business before revenue streams stabilize. Prospective High Pointe Oil Company franchise owners must carefully review the Franchise Disclosure Document to obtain a precise breakdown of these costs, ensuring a thorough understanding of all financial commitments required to successfully launch and operate their unit effectively from day one.

The operating model for a High Pointe Oil Company franchise is centered on delivering a seamless customer experience by integrating fuel services with a comprehensive convenience store offering. Daily operations encompass meticulous fuel inventory management, ensuring optimal stock levels and competitive pricing strategies in line with local market conditions. Inside the convenience store, franchisees are responsible for managing a diverse product assortment, from popular snack and beverage brands to an expanding array of fresh food options, ensuring shelves are well-stocked and visually appealing. Staffing is a critical component, requiring the recruitment, training, and retention of a customer-service-oriented team capable of handling transactions efficiently, maintaining store cleanliness, and assisting customers with their needs. The High Pointe Oil Company franchise system likely provides a structured training program designed to equip new franchisees with the necessary knowledge in all operational facets, including point-of-sale system usage, inventory control, marketing initiatives, and compliance with industry regulations, which are particularly stringent in the fuel sector. Ongoing support from the franchisor typically includes field visits from operational advisors, access to a proprietary operating manual, marketing guidance for local store promotion, and preferred vendor relationships that ensure competitive pricing on inventory and supplies. Effective supply chain management is crucial for both fuel and convenience store products, and the High Pointe Oil Company franchise system would facilitate these relationships to streamline procurement. Technology support for POS systems, fuel management software, and security infrastructure is also a common offering, ensuring franchisees can operate efficiently and securely. This comprehensive support structure aims to empower High Pointe Oil Company franchise owners to manage their businesses effectively, focusing on customer satisfaction and operational excellence within a proven framework and a supportive network.

The financial performance of High Pointe Oil Company franchise units is a pivotal consideration for any prospective investor. While specific average revenue per unit, median revenue, or detailed profit margins are not publicly disclosed in the provided information, the potential for strong financial returns in the gasoline station and convenience store sector is generally well-established. Franchisees would typically analyze Item 19 of the Franchise Disclosure Document, which, if provided by the franchisor, offers critical financial performance representations. This section would typically detail historical sales figures, gross profit margins, operating expenses, and potentially net profit or EBITDA for existing corporate or franchised units. Such disclosures enable potential High Pointe Oil Company franchise owners to project their own unit’s performance based on verified data, taking into account factors like location, traffic patterns, and local demographics. Without these specific figures for High Pointe Oil Company, investors must rely on broader industry benchmarks and the due diligence process to assess earning potential. The revenue streams for a High Pointe Oil Company franchise are inherently diversified, stemming from high-volume fuel sales, often with tighter margins, complemented by higher-margin in-store sales of convenience items, food, and beverages. The operational efficiency achieved through a structured franchise system, including centralized purchasing power and shared marketing resources, can significantly impact a franchisee's profitability. Furthermore, the ability to manage labor costs, inventory shrinkage, and utility expenses effectively are crucial drivers of net income. Potential High Pointe Oil Company franchise investors are strongly encouraged to engage in thorough independent research, consult with existing franchisees, and meticulously review the franchisor's official FDD to gain a comprehensive understanding of the financial expectations and performance history, thereby making an informed investment decision based on all available data.

With a current footprint of five total units, the High Pointe Oil Company franchise presents itself as a brand in its early stages of franchised growth, offering a distinct advantage for early adopters. This nascent stage implies that significant growth trajectory lies ahead, potentially providing new franchisees with access to more expansive and desirable territories that might be unavailable with more mature, saturated franchise systems. The opportunity to grow with a developing brand can also mean a closer relationship with the franchisor, allowing for more direct communication and influence on system improvements. Competitive advantages for a High Pointe Oil Company franchise in a crowded market could stem from its localized expertise, particularly given its Michigan headquarters, suggesting a deep understanding of regional consumer preferences, supplier networks, and regulatory environments. A smaller, more agile brand can often adapt more quickly to market shifts, consumer trends, and technological advancements compared to larger, more bureaucratic organizations. The ability to offer personalized customer service, foster strong community ties, and potentially curate a product mix that resonates specifically with local patrons can differentiate a High Pointe Oil Company franchise from generic competitors. Furthermore, a focus on operational efficiency and a streamlined business model, honed through its initial units, allows the High Pointe Oil Company franchise to offer a potentially more manageable and scalable operation for its franchisees. The blend of essential fuel services with a carefully curated convenience store experience provides a robust dual revenue stream, mitigating risks associated with reliance on a single product category. This strategic positioning for growth, coupled with inherent flexibility, offers a compelling proposition for entrepreneurs looking to enter a stable industry with a brand poised for thoughtful expansion, capitalizing on early market entry benefits.

The ideal High Pointe Oil Company franchise candidate possesses a blend of entrepreneurial spirit, operational acumen, and a strong customer service orientation. Experience in retail management, particularly within the convenience store or quick-service restaurant sector, would be highly beneficial, providing a foundational understanding of inventory control, staff supervision, and customer engagement. Financial capacity is paramount, as prospective franchisees must demonstrate the ability to meet the total initial investment range of $450,400 to $1.34 million, in addition to having sufficient working capital and a solid financial standing. A commitment to community involvement and a dedication to upholding brand standards are also crucial attributes. Franchisees should be hands-on owner-operators, willing to actively manage their units and foster a positive environment for both customers and employees. Regarding territory, while specific details are not provided, High Pointe Oil Company franchise, given its current size, is likely focused on strategic expansion within Michigan and potentially contiguous states. Territories would typically be defined based on detailed demographic analysis, traffic counts, competitive landscape, and population density to ensure each High Pointe Oil Company franchise unit has sufficient market potential. The franchisor would aim to provide exclusive territories to protect franchisee investments and prevent internal competition, allowing each High Pointe Oil Company franchise to maximize its market share within its designated area. Prospective franchisees should be prepared to conduct thorough local market research as part of their due diligence, assessing the viability of potential sites and understanding the specific needs and demographics of their proposed operating location, ensuring a suitable match for the brand's growth strategy.

Investing in a High Pointe Oil Company franchise presents an opportunity to enter a highly stable and perpetually in-demand industry sector. The combination of essential fuel services and a versatile convenience store offering creates a resilient business model, capable of generating consistent revenue streams across various economic cycles. For entrepreneurs seeking a proven system within a critical infrastructure component, the High Pointe Oil Company franchise offers a structured pathway to business ownership. Its current modest unit count of five positions it as a brand with substantial room for strategic growth, potentially allowing new franchisees to secure prime locations and grow alongside the franchisor. The comprehensive support typically provided by a franchisor, from initial training to ongoing operational guidance and marketing assistance, aims to mitigate common startup challenges and enhance the likelihood of franchisee success. While specific financial performance data for High Pointe Oil Company franchise units would be critical for a detailed investment analysis, the inherent stability and consistent consumer demand within the gasoline and convenience store market underscore the sector’s long-term viability. Thorough due diligence, including a meticulous review of the Franchise Disclosure Document and discussions with existing franchisees, is essential for any prospective investor to fully evaluate this opportunity. The opportunity to become part of a brand that is expanding from a regional base in Chesterfield, MI, into potentially broader markets, offers a compelling proposition for those looking to establish a robust and community-focused enterprise. Explore the complete High Pointe Oil Company franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

53/100

SBA Default Rate

0.0%

Active Lenders

3

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for High Pointe Oil Company, Inc ( based on SBA lending data

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Investment Tier

Premium investment

$450,400 – $1,338,800 total

Payment Estimator

Loan Amount$360K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,662

Principal & Interest only

Locations

High Pointe Oil Company, Inc (unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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High Pointe Oil Company, Inc (