Touch Of Elements
The total investment to open a Touch Of Elements franchise ranges from $25,000 to $143,100. Ongoing royalties are 5.5% plus a 2.75% advertising fee.
What is the Touch Of Elements franchise?
Touch Of Elements is a personal services franchise. The estimated total initial investment is $25,000 to $143,100, according to its 2024 Franchise Disclosure Document.
The company is headquartered in Tewksbury, Massachusetts.
Loan Activity Score
25/100
SBA Default Rate
28.6%
Active Lenders
4
According to its Franchise Disclosure Document or public business records, Touch Of Elements has 2 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 7 loans to franchisees of Touch Of Elements. PeerSense calculates Touch Of Elements's score as 25 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
2 locations
$25,000 to $143,100
2
2 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Touch Of Elements
7
Total SBA loans
$75K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Touch Of Elements
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
28.6%
vs 10.8% peer avg
SBA Loans
7
Total Volume
$0.5M
Active Lenders
4
1 selective
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Touch Of Elements based on SBA lending data
SBA Default Rate
28.6%
17.8% above peer avg
SBA Loan Volume
7 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 1.8 loans per lender
Investment Tier
Low cost entry
$25,000 to $143,100 total
Touch Of Elements: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
3 approvals. The best year on record for Touch Of Elements.
Top SBA State
Massachusetts
5 SBA financed Touch Of Elements locations, the densest operator footprint.
Average Loan Size
$75K
Median $50K. Use as a sizing anchor when modeling your own Touch Of Elements unit.
Lender Concentration
85.7%
Concentrated
Share of Touch Of Elements approvals captured by the top 3 SBA lenders.
Touch Of Elements's SBA lending pipeline peaked in 2008 (3 approvals). Operator density is highest in Massachusetts with 5 SBA financed locations. Average funded ticket sits at $75K, with the median at $50K. Lender mix is concentrated: the top three SBA lenders account for 85.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$259
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Touch Of Elements, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman