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Touch Of Elements

Touch Of Elements

2 locations

The total investment to open a Touch Of Elements franchise ranges from $25,000 - $143,100. Touch Of Elements currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Touch Of Elements are Rockland Trust Company, Monson Savings Bank and JPMorgan Chase Bank. PeerSense FPI health score: 25/100. Data sourced from the 2024 Franchise Disclosure Document.

Investment

$25,000 - $143,100

Total Units

2

2 franchised

FPI Score
Medium
25

Proprietary PeerSense metric

Limited
Capital Partners
4lenders available

Active capital sources verified for Touch Of Elements financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
25out of 100
Limited

SBA Lending Performance

SBA Default Rate

28.6%

2 of 7 loans charged off

SBA Loans

7

Total Volume

$0.5M

Active Lenders

4

States

3

Top SBA Lenders for Touch Of Elements

What is the Touch Of Elements franchise?

The Touch Of Elements franchise operates within the expansive and highly diversified 'All Other Personal Services' sector, presenting a distinctive business opportunity for aspiring entrepreneurs. Its foundational base is strategically established in Tewksbury, Massachusetts, serving as the corporate headquarters from which all core operations and strategic directives emanate for this brand. While specific historical data detailing the precise year of its establishment, the vision of its founders, or its journey to market entry are not publicly detailed, the company's presence in Tewksbury, MA, underscores its operational reality and administrative capabilities. This central location in Tewksbury, Massachusetts, is integral to the brand's identity and its ability to guide its network of services. The company's classification within the broad category of 'All Other Personal Services' signifies its extensive scope and its capacity to cater to a wide array of consumer needs that extend beyond more conventional service categories. This flexible categorization indicates a business model designed to adapt to various market demands and consumer preferences within the vast personal services landscape. The market position of this enterprise is inherently shaped by its ability to deliver valuable personal services, managed from its Tewksbury, MA, headquarters. Potential investors are evaluating an enterprise that, while not disclosing a public founding narrative, clearly operates with a defined corporate structure from its established base in Tewksbury, Massachusetts, within the dynamic 'All Other Personal Services' market. The brand continues to develop its footprint from its Massachusetts origin.

Operating within the broad and ever-evolving 'All Other Personal Services' industry, the business model provided by Touch Of Elements is uniquely positioned to address a diverse range of consumer requirements. This sector,

FPI Score

25/100

SBA Default Rate

28.6%

Active Lenders

4

Key Highlights

Data Insights

Key performance metrics for Touch Of Elements based on SBA lending data

SBA Default Rate

28.6%

2 of 7 loans charged off

SBA Loan Volume

7 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.8 loans per lender

Investment Tier

Low-cost entry

$25,000 – $143,100 total

Touch Of Elements — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

3 approvals — best year on record for Touch Of Elements.

Top SBA State

Massachusetts

5 SBA-financed Touch Of Elements locations — the densest operator footprint.

Average Loan Size

$75K

Median $50K — use as a sizing anchor when modeling your own $Touch Of Elements unit.

Lender Concentration

85.7%

Concentrated

Share of Touch Of Elements approvals captured by the top 3 SBA lenders.

Touch Of Elements's SBA lending pipeline peaked in 2008 (3 approvals). Operator density is highest in Massachusetts with 5 SBA-financed locations. Average funded ticket sits at $75K, with the median at $50K. Lender mix is concentrated: the top three SBA lenders account for 85.7% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$20K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$259

Principal & Interest only

Locations

Touch Of Elementsunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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2 FDDs Available for Touch Of Elements

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

Touch Of Elements