Cookie Factory Of America
Franchising since 2020 · 1 locations
The total investment to open a Cookie Factory Of America franchise ranges from $229,670 - $574,830. The initial franchise fee is $25,000. Ongoing royalties are 7%. Cookie Factory Of America currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Cookie Factory Of America are JPMorgan Chase Bank. PeerSense FPI health score: 44/100.
$229,670 - $574,830
$25,000
1
1 franchised
Proprietary PeerSense metric
FairActive capital sources verified for Cookie Factory Of America financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
0.0%
0 of 1 loans charged off
SBA Loans
1
Total Volume
$0.1M
Active Lenders
1
States
1
Top SBA Lenders for Cookie Factory Of America
What is the Cookie Factory Of America franchise?
The question every serious franchise investor asks before committing capital is simple but consequential: is this the right brand, in the right category, at the right moment? Cookie Factory Of America presents an unusual profile in the franchise intelligence landscape — a single-unit franchise system carrying a consumer brand name that evokes the scale and nostalgia of American cookie culture, yet operating with the footprint of an emerging concept. The website associated with Cookie Factory Of America resolves to the FAT Brands franchising platform at fatbrands.com/franchising/great-american-cookies, creating an important connection to one of the most recognizable names in the cookie franchise sector. With just one total unit currently in the system, all of which is franchisee-operated with zero company-owned locations, Cookie Factory Of America sits at the earliest possible stage of franchise development — a profile that demands rigorous independent analysis rather than promotional enthusiasm. The global cookies market was valued at USD 39.6 billion in 2023 and is projected to reach USD 54.9 billion by 2030, growing at a compound annual growth rate of 4.7%, which means that any brand operating in this category is swimming in a tide of consumer demand that shows no meaningful signs of retreat. North America commanded the highest revenue share at 33.7% of the global market in 2023, and the U.S. cookies market alone reached USD 3.5 billion in 2025, projected to climb to USD 4.9 billion by 2034. The Cookie Factory Of America franchise opportunity must therefore be evaluated not in isolation but against this backdrop of genuine and growing consumer appetite for baked goods, premium cookie experiences, and the cultural gravity that cookies hold in American food spending. The PeerSense FPI Score for Cookie Factory Of America is currently 44, rated Fair, which reflects the absence of disclosed financial performance data and the nascent scale of the system — both factors that prospective investors must weigh carefully before proceeding.
The broader cookie and baked goods franchise industry represents one of the more resilient food-service categories in the franchise investment universe, supported by secular consumer trends that have only intensified since 2020. Over 2 billion cookies are consumed annually by Americans, translating to roughly 300 cookies per person per year, and by 2024, an estimated 251.38 million Americans were consuming ready-to-eat cookies — a penetration rate that rivals any snack or dessert category in the country. Chocolate chip cookies alone are preferred by over 53% of American adults when ranked against other cookie varieties, confirming that classic formats continue to dominate consumer preference even as the market diversifies. Premium cookie sales in the United States grew by 12% year-over-year in 2023, driven by consumers' increasing willingness to pay more for artisanal quality, high-quality ingredients, and distinctive texture profiles that mass-market grocery alternatives cannot replicate. Online sales of cookies in the United States surged by 25% in 2022, and e-commerce channels continue to expand through subscription models and direct-to-consumer drops that generate social media virality, a trend that sophisticated cookie franchises are leveraging to build brand equity at lower customer acquisition costs. Cookies rank as the third most popular dessert category in the United States, trailing only ice cream at 55% and chocolate at 32%, which positions any well-executed Cookie Factory Of America franchise opportunity squarely within a proven consumer preference category. The offline channel still dominates with 81.4% of revenue share in 2023, meaning physical retail and food-service locations remain the primary revenue engine, and supermarkets and hypermarkets led distribution channel sales with 36.09% of the market in 2025, though specialty and artisan cookie concepts have carved out significant share through experiential retail formats. The competitive landscape for cookie franchises is increasingly bifurcated between legacy brands with decades of system history and fast-scaling newcomers that have used social media virality to compress what once took twenty years of brand building into three to five years of hyper-growth.
Because several key financial and structural parameters for the Cookie Factory Of America franchise investment are not detailed in currently available public disclosures, it is instructive to contextualize what is known against the established investment benchmarks of comparable cookie and specialty baked goods franchise systems. The website associated with Cookie Factory Of America connects directly to the FAT Brands franchising infrastructure, and FAT Brands is a publicly traded multi-brand restaurant company that owns Great American Cookies, a system with 368 to 377 franchise locations that has been franchising since 1977. Great American Cookies carries a franchise fee of $25,000, with a royalty rate of 6% of gross sales and an advertising fund contribution of 4% — creating a total ongoing fee load of 10% of gross revenue that franchisees must build into their unit economics modeling. Total investment for a traditional Great American Cookies store ranges from $195,800 to $412,150, while a non-traditional format between 500 and 1,000 square feet requires $180,700 to $318,150, and a co-branded Great American Cookies and Marble Slab Creamery format requires $390,285 to $513,935 — a tiered investment architecture that gives investors multiple entry points depending on real estate strategy and capital availability. For comparison, Crumbl Cookies, the fastest-scaling cookie franchise in contemporary history with 968 locations, requires a total investment between $229,670 and $574,830, while Cookie Co., founded in 2020 in Redlands, California, requires $232,500 to $552,500 with a $35,000 franchise fee and a 7% royalty rate. The Cookie Factory Of America franchise cost profile is not yet publicly benchmarked against these comparables in available FDD filings, but investors conducting due diligence should use these industry reference points to stress-test any fee structures and investment ranges disclosed during the discovery process. For franchisees interested in the Cookie Factory Of America franchise investment, the connection to FAT Brands' infrastructure may provide access to an established support ecosystem and potential co-branding economies, though these details require direct verification with the franchisor.
The operating model for any cookie franchise concept lives or dies on the simplicity of its production system, the efficiency of its labor model, and the quality of the training and support infrastructure provided by the franchisor. Cookie franchise systems have evolved significantly in their operational designs over the past decade — Dirty Dough Cookies, for example, centralized cookie production so that franchisees required only one employee and approximately 800 square feet of space, while Cookie Co. built its model around minimal equipment costs and simple operations accessible to franchisees without prior baking backgrounds. The FAT Brands platform, to which the Cookie Factory Of America franchise website directs prospective investors, operates a network of experienced franchise development professionals, field consultants, and shared services infrastructure across its multi-brand portfolio — a scale advantage that single-brand franchise systems generally cannot replicate. Great American Cookies, the FAT Brands cookie concept with the most established system history, operates across traditional mall and inline formats, non-traditional smaller footprints between 500 and 1,000 square feet, satellite kiosks between 75 and 250 square feet that require prior ownership of a traditional location, and the co-branded format that pairs cookie sales with Marble Slab Creamery ice cream — a product adjacency that increases average ticket size and drives traffic from two distinct consumer occasions. Territory structure, exclusivity provisions, staffing requirements, multi-unit expectations, and the specific training program duration and curriculum for the Cookie Factory Of America franchise are details that prospective investors must request and review in the current Franchise Disclosure Document, as these structural elements are not captured in available public data at the time of this analysis. What is confirmed is that the current system consists of one franchised unit with zero company-owned locations, a scale that places the brand firmly in the early-stage category where franchisee feedback on training quality and support responsiveness is limited but where the franchisor's affiliated infrastructure may provide operational guardrails that independent startups cannot offer.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Cookie Factory Of America, which is a material fact that every prospective franchisee must internalize before advancing through the discovery process. While an estimated 66% of franchises now include Item 19 disclosures in their FDDs — up from 52% in 2014 — the absence of this data in a one-unit system is not inherently disqualifying, since the statistical foundation for meaningful financial performance representations requires a minimum number of operating units to produce reliable averages and quartile spreads. To calibrate expectations against market benchmarks, consider that Crumbl Cookies generates an average revenue of USD 1.16 million per location across its 968-unit system, while Great American Cookies produces average revenue of USD 564,242 per location across its 368 to 377 units, and Cookie Co. reports an average unit volume of USD 877,000 annually across its approximately 21 locations. Chip City Cookies, a 46-location system founded in July 2017 in Astoria, Queens, reports average unit volumes between USD 850,000 and USD 900,000, supported by a USD 10 million investment from Enlightened Hospitality, the Danny Meyer-affiliated firm behind Shake Shack. Mrs. Fields, one of the oldest cookie franchise brands with 125 fully franchisee-operated locations, reports average revenue of USD 361,497 per unit — significantly lower than the category leaders — illustrating the wide variance in financial performance that exists across cookie concepts and underscoring why Item 19 data, when available, is so critical to investment analysis. The Cookie Factory Of America franchise revenue potential cannot be precisely estimated from current public data, but investors should benchmark any financial projections provided by the franchisor against these market reference points and insist on verified assumptions for any forward-looking performance representations. The PeerSense FPI Score of 44, rated Fair, incorporates the absence of Item 19 disclosure as a meaningful negative factor in the overall franchise performance assessment.
Cookie Factory Of America's growth trajectory, at one total unit, represents the starting point of what could become a scaled system or could remain a highly localized concept — and that ambiguity is precisely what makes independent intelligence platforms essential for investors evaluating early-stage franchise opportunities. The cookie franchise category itself has demonstrated that rapid scaling is achievable: Crumbl Cookies grew from its 2017 founding to 968 locations through a combination of social media virality, weekly rotating menu formats, and aggressive franchisee recruitment, while Dirty Dough Cookies expanded from one location to over 80 with 450-plus franchises sold in just two years under focused leadership and a centralized production model that reduced operational complexity at the unit level. Cookie Co. was founded in 2020 and began franchising in August 2021, reaching approximately 21 locations by February 2024 while planning an expansion to 100 locations over the following two years — a trajectory that demonstrates how quickly a well-capitalized cookie concept can scale when the unit economics and franchisee value proposition are properly structured. The connection between Cookie Factory Of America's franchise website and the FAT Brands platform is a significant structural signal, as FAT Brands is a publicly traded company with a multi-brand portfolio strategy built around shared services, centralized marketing infrastructure, and cross-brand co-location opportunities that reduce the capital intensity and operational risk for individual franchise concepts within its system. The competitive moat for any cookie franchise in 2025 and beyond will be built on some combination of brand recognition, proprietary recipe differentiation, supply chain efficiency, digital loyalty program penetration, and the ability to generate earned media through social channels — all factors that the Cookie Factory Of America franchise would need to demonstrate as the system scales beyond its current single-unit footprint. Premium and artisanal cookie concepts have shown that consumers will pay significantly above commodity pricing for experience-forward formats, with the U.S. premium cookie segment growing 12% year-over-year in 2023, creating structural margin opportunities for brands that can successfully position their product as a trade-up from grocery alternatives.
The ideal candidate for the Cookie Factory Of America franchise opportunity is an investor who combines an appetite for early-stage brand participation with the operational discipline to execute in a category where product quality and customer experience consistency are non-negotiable performance drivers. Franchise systems at the single-unit stage often seek founding franchisee partners who bring not just capital but market development experience, community relationships, and the ability to function as brand ambassadors in territories where consumer awareness is still being established — roles that are fundamentally different from the more operational focus required by franchisees entering mature, high-AUV systems. The FAT Brands connection suggests that franchisees with prior experience in food service, specialty retail, or multi-unit management may be particularly well-positioned to leverage the support infrastructure associated with the parent platform, as the learning curve for navigating a franchise system with corporate backing is generally lower than for truly independent emerging concepts. Available territories for the Cookie Factory Of America franchise are not publicly delineated in current disclosures, but the single-unit system status suggests that geographic availability is broad and that early movers may have access to high-priority markets, dense population centers, and favorable real estate opportunities that will become more competitive as the system grows. Prospective franchisees should request a complete copy of the current Franchise Disclosure Document, validate the financial performance expectations presented during the discovery process against the industry benchmarks detailed throughout this analysis, speak with the existing franchisee in the current system, and engage an independent franchise attorney before executing any agreement.
Cookie Factory Of America represents a franchise opportunity that sits at the intersection of one of the most consumer-supported food categories in the United States and the earliest, highest-risk, highest-potential stage of franchise system development — a combination that rewards thorough due diligence above all else. The global cookies market growing at a 4.7% CAGR toward USD 54.9 billion by 2030, combined with North America's dominant 33.7% revenue share, provides a genuinely supportive macro environment for any well-executed cookie concept entering or expanding within the category. The PeerSense FPI Score of 44, rated Fair, reflects the current data limitations of a one-unit system without Item 19 financial performance disclosure, and investors should treat that score as an invitation to gather more information rather than a definitive verdict on the opportunity's merit. PeerSense provides exclusive due diligence data including SBA lending history, FPI scores, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Cookie Factory Of America against the full competitive landscape of cookie and specialty baked goods franchises, from Great American Cookies' 377-unit legacy system to Crumbl's 968-location powerhouse to emerging concepts like Cookie Co. and Chip City that are actively scaling in today's market. The decision to invest in any franchise requires independent, data-driven analysis that promotional materials alone cannot provide, and the absence of Item 19 data makes that independent validation even more critical for a system at this stage of development. Explore the complete Cookie Factory Of America franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
44/100
SBA Default Rate
0.0%
Active Lenders
1
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cookie Factory Of America based on SBA lending data
SBA Default Rate
0.0%
0 of 1 loans charged off
SBA Loan Volume
1 loans
Across 1 lenders
Lender Diversity
1 lenders
Avg 1.0 loans per lender
Investment Tier
Significant investment
$229,670 – $574,830 total
Cookie Factory Of America — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1992
1 approvals — best year on record for Cookie Factory Of America.
Top SBA State
Indiana
1 SBA-financed Cookie Factory Of America locations — the densest operator footprint.
Average Loan Size
$94K
Median $94K — use as a sizing anchor when modeling your own $Cookie Factory Of America unit.
Lender Concentration
100%
Concentrated
Share of Cookie Factory Of America approvals captured by the top 3 SBA lenders.
Cookie Factory Of America's SBA lending pipeline peaked in 1992 (1 approvals). Operator density is highest in Indiana with 1 SBA-financed locations. Average funded ticket sits at $94K, with the median at $94K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,377
Principal & Interest only
Locations
Cookie Factory Of America — unit breakdown
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