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MidiCi Group

MidiCi Group

The total investment to open a MidiCi Group franchise ranges from $500,000 to $775,000.

What is the MidiCi Group franchise?

MidiCi Group is a limited service restaurant business that sells prepared ham to diners.

The estimated total initial investment to open is $500,000 to $775,000. The company is headquartered in Encino, California, and was founded in 2015.

Loan Activity Score

30/100

SBA Default Rate

16.2%

Active Lenders

21

According to its Franchise Disclosure Document or public business records, MidiCi Group has 35 locations, all owned by franchisees. Public SBA loan records show 21 lenders made 37 loans to franchisees of MidiCi Group. PeerSense calculates MidiCi Group's score as 30 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2015 · 35 locations

Investment

$500,000 to $775,000

Total Units

35

35 franchised

Loan Activity Score
High
30
SBA Lending
4
Lender Quality
5
Transparency
9
Reach
9
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
21SBA lenders

Distinct lenders in public SBA records for MidiCi Group

37

Total SBA loans

$719K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for MidiCi Group

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
30out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety4/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

16.2%

vs 10.3% peer avg

SBA Loans

37

Total Volume

$26.6M

Active Lenders

21

1 selective

States

18

vs. SBA Sector Average

-5.9%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for MidiCi Group based on SBA lending data

SBA Default Rate

16.2%

5.9% above peer avg

SBA Loan Volume

37 loans

Across 21 lenders

Lender Diversity

21 lenders

Avg 1.8 loans per lender

Investment Tier

Significant investment

$500,000 to $775,000 total

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

MidiCi Group, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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MidiCi Group

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman