San Francisco Oven
1 locations
San Francisco Oven currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for San Francisco Oven are Simmons Bank and First American Bank. PeerSense FPI health score: 33/100.
1
1 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for San Francisco Oven financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
50.0%
1 of 2 loans charged off
SBA Loans
2
Total Volume
$1.1M
Active Lenders
2
States
2
Top SBA Lenders for San Francisco Oven
What is the San Francisco Oven franchise?
San Francisco Oven, a distinctive name emerging within the full-service restaurant category, currently maintains a focused presence with 2 operational units. This early-stage footprint positions the San Francisco Oven brand as a unique, growing opportunity in the competitive culinary landscape, emphasizing a clear commitment to quality and an immersive guest experience. The brand's identity, evocative of its namesake city, suggests a culinary approach rooted in fresh ingredients and perhaps an innovative spirit akin to San Francisco's diverse gastronomic heritage. As a full-service restaurant concept, San Francisco Oven aims to transcend mere transactions, cultivating an environment where patrons enjoy extended meals, personalized service, and a memorable atmosphere. The establishment of a full-service restaurant concept with only two units indicates a deliberate, foundational growth trajectory, where the primary focus is on meticulously refining the operational model and solidifying its unique value proposition before any broader, accelerated expansion. The FPI Score of 33 assigned to San Francisco Oven, while indicative of a nascent stage in its franchising development, underscores the inherent potential for future growth and the ongoing foundational work to establish a scalable and appealing franchise model. This score reflects an initial assessment of the brand's franchising readiness and overall attractiveness, pinpointing areas for strategic enhancement as San Francisco Oven seeks to expand. This early operational phase provides agility in adapting to evolving consumer preferences and market dynamics, ensuring that the core offering remains compelling and relevant to a discerning clientele. For prospective franchisees, this stage represents a unique opportunity to engage with a brand during its formative expansion, potentially influencing its future direction and contributing significantly to its long-term success. The inherent nature of a full-
FPI Score
33/100
SBA Default Rate
50.0%
Active Lenders
2
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for San Francisco Oven based on SBA lending data
SBA Default Rate
50.0%
1 of 2 loans charged off
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
San Francisco Oven — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
1 approvals — best year on record for San Francisco Oven.
Top SBA State
Texas
1 SBA-financed San Francisco Oven locations — the densest operator footprint.
Average Loan Size
$536K
Median $536K — use as a sizing anchor when modeling your own $San Francisco Oven unit.
Lender Concentration
100%
Concentrated
Share of San Francisco Oven approvals captured by the top 3 SBA lenders.
San Francisco Oven's SBA lending pipeline peaked in 2008 (1 approvals). Operator density is highest in Texas with 1 SBA-financed locations. Average funded ticket sits at $536K, with the median at $536K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
San Francisco Oven — unit breakdown
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