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MY FAVORITE MUFFIN TOO

According to its Franchise Disclosure Document or public business records, MY FAVORITE MUFFIN TOO has 32 locations, all owned by franchisees. Public SBA loan records show 24 lenders made 37 loans to franchisees of MY FAVORITE MUFFIN TOO. PeerSense calculates MY FAVORITE MUFFIN TOO's score as 41 out of 100, using public SBA loan performance and recent lending activity.

What is the MY FAVORITE MUFFIN TOO franchise?

MY FAVORITE MUFFIN TOO is a restaurant where customers can buy muffins and other baked goods for breakfast or a snack.

Its menu is aimed at people looking for a quick bite in the morning or between meals.

Loan Activity Score

41/100

SBA Default Rate

21.6%

Active Lenders

24

32 locations

Total Units

32

32 franchised

Loan Activity Score
High
41
SBA Lending
10
Lender Quality
9
Transparency
4
Reach
9
Momentum
9

Proprietary PeerSense metric

Fair
Capital Sources
24SBA lenders

Distinct lenders in public SBA records for MY FAVORITE MUFFIN TOO

37

Total SBA loans

$197K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for MY FAVORITE MUFFIN TOO

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
41out of 100
Fair
Market Momentum9/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety10/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

21.6%

vs 10.3% peer avg

SBA Loans

37

Total Volume

$7.3M

Active Lenders

24

3 selective

States

16

vs. SBA Sector Average

-11.3%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for MY FAVORITE MUFFIN TOO based on SBA lending data

SBA Default Rate

21.6%

11.3% above peer avg

SBA Loan Volume

37 loans

Across 24 lenders

Lender Diversity

24 lenders

Avg 1.5 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

MY FAVORITE MUFFIN TOO, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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MY FAVORITE MUFFIN TOO

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman