Pinspiration
The total investment to open a Pinspiration franchise ranges from $60,500 to $271,240. The initial franchise fee is $44,000.
What is the Pinspiration franchise?
Pinspiration is a creative activity business where customers take part in guided art projects. The estimated total initial investment is $60,500 to $271,240, and the initial franchise fee is $44,000.
The franchise agreement term is 10 years. Pinspiration was founded in 2015 and is headquartered in Kingwood, Texas.
Loan Activity Score
30/100
SBA Default Rate
17.6%
Active Lenders
11
According to its Franchise Disclosure Document or public business records, Pinspiration has 11 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 17 loans to franchisees of Pinspiration. PeerSense calculates Pinspiration's score as 30 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2015 · 11 locations
$60,500 to $271,240
$44,000
11
11 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Pinspiration
17
Total SBA loans
$170K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Pinspiration
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
17.6%
vs 7.9% peer avg
SBA Loans
17
Total Volume
$2.9M
Active Lenders
11
1 selective
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Pinspiration based on SBA lending data
SBA Default Rate
17.6%
9.7% above peer avg
SBA Loan Volume
17 loans
Across 11 lenders
Lender Diversity
11 lenders
Avg 1.5 loans per lender
Investment Tier
Mid range investment
$60,500 to $271,240 total
Pinspiration: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2021
6 approvals. The best year on record for Pinspiration.
Top SBA State
Texas
4 SBA financed Pinspiration locations, the densest operator footprint.
Average Loan Size
$170K
Median $150K. Use as a sizing anchor when modeling your own Pinspiration unit.
Lender Concentration
52.9%
Concentrated
Share of Pinspiration approvals captured by the top 3 SBA lenders.
Pinspiration's SBA lending pipeline peaked in 2021 (6 approvals). The last five fiscal years account for 65% of cumulative volume ($2.0M approved). Operator density is highest in Texas with 4 SBA financed locations. Average funded ticket sits at $170K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 52.9% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$626
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Pinspiration, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman