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NYB FOODS

NYB FOODS

4 locations

The total investment to open a NYB FOODS franchise ranges from $30,000 - $409,250. NYB FOODS currently operates 4 locations (4 franchised). The top SBA 7(a) lenders for NYB FOODS are American National Bank, Readycap Lending, LLC and The American National Bank of Texas. PeerSense FPI health score: 26/100.

Investment

$30,000 - $409,250

Total Units

4

4 franchised

FPI Score
Medium
26

Proprietary PeerSense metric

Limited
Capital Partners
5lenders available

Active capital sources verified for NYB FOODS financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
26out of 100
Limited

SBA Lending Performance

SBA Default Rate

50.0%

3 of 6 loans charged off

SBA Loans

6

Total Volume

$1.0M

Active Lenders

5

States

4

Top SBA Lenders for NYB FOODS

What is the NYB FOODS franchise?

Nyb Foods, operating within the highly dynamic and ever-evolving limited-service restaurant category, represents a focused approach to culinary entrepreneurship, distinguishing itself as an emerging presence with a foundation established in Omaha, Nebraska. This brand, while currently comprising a compact network of four total units, strategically positions itself to cater to contemporary consumer demands for convenience, quality, and a distinct dining experience within the quick-service segment. The limited-service restaurant landscape is characterized by its rapid pace, accessibility, and emphasis on efficiency, and Nyb Foods franchise operations are designed to thrive within these parameters, offering a streamlined operational model tailored for consistent service delivery. The strategic location of its headquarters in Omaha, NE, provides a central base for its current operations and future expansion initiatives, underscoring its commitment to a methodical and controlled growth trajectory. Within the competitive limited-service sector, a Nyb Foods franchise aims to carve out a unique identity, appealing to a demographic that values efficient service combined with a compelling product offering. The development of a brand with only four units speaks to a deliberate growth strategy, focusing on perfecting the operational blueprint and refining the customer value proposition before embarking on broader market penetration. This controlled expansion allows for an intimate understanding of market dynamics and consumer preferences, ensuring that each new Nyb Foods franchise unit contributes positively to the overall brand equity and operational excellence. The brand’s commitment to its core values and its specific niche within the limited-service restaurant space are critical elements defining its market position, setting the stage for prospective franchisees to join an enterprise with a clear vision and a defined operational framework. This deliberate expansion model also affords the

FPI Score

26/100

SBA Default Rate

50.0%

Active Lenders

5

Key Highlights

Data Insights

Key performance metrics for NYB FOODS based on SBA lending data

SBA Default Rate

50.0%

3 of 6 loans charged off

SBA Loan Volume

6 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 1.2 loans per lender

Investment Tier

Mid-range investment

$30,000 – $409,250 total

NYB FOODS — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2000

2 approvals — best year on record for NYB FOODS.

Top SBA State

Nebraska

3 SBA-financed NYB FOODS locations — the densest operator footprint.

Average Loan Size

$170K

Median $69K — use as a sizing anchor when modeling your own $NYB FOODS unit.

Lender Concentration

66.7%

Concentrated

Share of NYB FOODS approvals captured by the top 3 SBA lenders.

NYB FOODS's SBA lending pipeline peaked in 2000 (2 approvals). Operator density is highest in Nebraska with 3 SBA-financed locations. Average funded ticket sits at $170K, with the median at $69K. Lender mix is concentrated: the top three SBA lenders account for 66.7% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$24K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$311

Principal & Interest only

Locations

NYB FOODSunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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NYB FOODS