Pack-N-Mail
5 locations
The total investment to open a Pack-N-Mail franchise ranges from $28,360 - $80,000. Pack-N-Mail currently operates 5 locations (5 franchised). The top SBA 7(a) lenders for Pack-N-Mail are Newburyport Five Cents Savings Bank, Arvest Bank and Pointbank. PeerSense FPI health score: 34/100.
$28,360 - $80,000
5
5 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Pack-N-Mail financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
14.3%
1 of 7 loans charged off
SBA Loans
7
Total Volume
$0.4M
Active Lenders
7
States
6
Top SBA Lenders for Pack-N-Mail
What is the Pack-N-Mail franchise?
Packnmail franchise represents an emerging opportunity within the essential private mail centers category, a segment vital to modern commerce and personal convenience across the United States. Established with an operational headquarters noted as None, MO, which points to a lean and potentially distributed corporate structure designed for efficiency, the Packnmail franchise is strategically building its presence. Currently, the system comprises 6 total units, indicating a focused, early-stage development trajectory or a deliberate strategy to ensure robust foundational support before rapid expansion. This limited number of locations allows for a concentrated effort on refining the business model and optimizing franchisee support mechanisms, ensuring each new Packnmail franchise benefits from lessons learned and optimized processes. The core offering of a private mail center franchise typically encompasses a broad spectrum of services, including secure mailbox rentals for both individuals and small businesses, comprehensive packing services utilizing industry-standard materials, and diverse shipping options through multiple premier carriers to meet varied customer needs. Beyond these foundational services, many private mail centers, including the model upon which the Packnmail franchise is based, often extend into notary public services, professional document shredding, precise passport photo services, virtual office solutions, and even light printing and copying, creating multiple diversified revenue streams. The market position for a Packnmail franchise is anchored in providing a convenient, reliable, and professional alternative to traditional postal services, particularly appealing to home-based entrepreneurs who require a legitimate business address, frequent travelers needing secure mail receipt, or individuals seeking enhanced security for package deliveries amidst increasing concerns about porch piracy. The strategic placement of a Packnmail franchise in accessible urban or thriving suburban locales caters directly to communities seeking
FPI Score
34/100
SBA Default Rate
14.3%
Active Lenders
7
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Pack-N-Mail based on SBA lending data
SBA Default Rate
14.3%
1 of 7 loans charged off
SBA Loan Volume
7 loans
Across 7 lenders
Lender Diversity
7 lenders
Avg 1.0 loans per lender
Investment Tier
Low-cost entry
$28,360 – $80,000 total
Pack-N-Mail — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1995
2 approvals — best year on record for Pack-N-Mail.
Top SBA State
Missouri
2 SBA-financed Pack-N-Mail locations — the densest operator footprint.
Average Loan Size
$51K
Median $44K — use as a sizing anchor when modeling your own $Pack-N-Mail unit.
Lender Concentration
42.9%
Concentrated
Share of Pack-N-Mail approvals captured by the top 3 SBA lenders.
Pack-N-Mail's SBA lending pipeline peaked in 1995 (2 approvals). Operator density is highest in Missouri with 2 SBA-financed locations. Average funded ticket sits at $51K, with the median at $44K. Lender mix is concentrated: the top three SBA lenders account for 42.9% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$294
Principal & Interest only
Locations
Pack-N-Mail — unit breakdown
Explore Funding for Pack-N-Mail
Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly