Play N Trade
The total investment to open a Play N Trade franchise ranges from $134,500 to $329,000. The initial franchise fee is $30,000. Ongoing royalties are 4% plus a 1% advertising fee.
What is the Play N Trade franchise?
Play N Trade is a store selling games, toys, and hobby products to gamers, collectors, and families. The estimated total initial investment is $134,500 to $329,000. The initial franchise fee is $30,000.
Franchisees pay a royalty of 4 percent of sales and a 1 percent advertising or brand fund fee. The franchise agreement lasts 10 years. Play N Trade was founded in 2000 and is headquartered in San Clemente, CA.
Loan Activity Score
26/100
SBA Default Rate
55.4%
Active Lenders
29
According to its Franchise Disclosure Document or public business records, Play N Trade has 43 locations, all owned by franchisees. Public SBA loan records show 29 lenders made 56 loans to franchisees of Play N Trade. PeerSense calculates Play N Trade's score as 26 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2000 · 43 locations
$134,500 to $329,000
$30,000
43
43 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Play N Trade
56
Total SBA loans
$126K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Play N Trade
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
55.4%
vs 9.9% peer avg
SBA Loans
56
Total Volume
$7.0M
Active Lenders
29
2 selective
States
23
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Play N Trade based on SBA lending data
SBA Default Rate
55.4%
45.5% above peer avg
SBA Loan Volume
56 loans
Across 29 lenders
Lender Diversity
29 lenders
Avg 1.9 loans per lender
Investment Tier
Mid range investment
$134,500 to $329,000 total
Payment Estimator
Estimated Monthly Payment
$1,392
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Play N Trade, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman