Service Experts
The total investment to open a Service Experts franchise ranges from $119,900 to $226,800. The initial franchise fee is $59,900. Ongoing royalties are 6% plus a 1% advertising fee.
What is the Service Experts franchise?
Service Experts provides heating and air conditioning services to homeowners and businesses. The estimated initial investment is $119,900 to $226,800, and the initial franchise fee is $59,900.
The royalty is 6 percent of sales, and the advertising fund fee is 1 percent. The franchise agreement term is 10 years.
Service Experts was founded in 1996 and is headquartered in Richardson, TX. The cost and fee figures are from the 2025 Franchise Disclosure Document.
According to its Franchise Disclosure Document or public business records, Service Experts has 80 locations. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1996 · 80 locations
$119,900 to $226,800
$59,900
80
SBA Lending Activity for Service Experts
Loan Activity Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Service Experts based on SBA lending data
Investment Tier
Mid range investment
$119,900 to $226,800 total
Why Service Experts Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan level data for every approved franchise borrower. Service Experts does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.
Likely explanations for the absence
- The brand began franchising recently (1 year ago). The SBA reporting pipeline trails new-franchise activity by 12 to 24 months.
Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective Service Experts franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for home services & trades concepts
SBA 7(a) Loans
Vehicle, equipment, and working capital for home services operators.
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Equipment Financing
Trucks, fleet vehicles, and trade equipment for home services franchises.
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Invoice Factoring
Bridge cash flow on commercial accounts receivable.
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Franchise Partner Buyout Financing
Senior debt for buying out a partner in an existing territory.
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Payment Estimator
Estimated Monthly Payment
$1,241
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Service Experts, unit breakdown
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Scan Your Deal Instantly2 FDDs Available for Service Experts
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman