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Rates
Roly Poly

Roly Poly

The total investment to open a Roly Poly franchise ranges from $101,050 to $220,200. The initial franchise fee is $22,500. Ongoing royalties are 5% plus a 1% advertising fee.

What is the Roly Poly franchise?

Roly Poly is a child care business for families with young children. Estimated total initial investment is $101,050 to $220,200. The initial franchise fee is $22,500.

The ongoing royalty is 5 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 10 years.

Roly Poly was founded in 1996 and is headquartered in Alpharetta, GA.

Loan Activity Score

27/100

SBA Default Rate

22.0%

Active Lenders

26

According to its Franchise Disclosure Document or public business records, Roly Poly has 37 locations, all owned by franchisees. Public SBA loan records show 26 lenders made 41 loans to franchisees of Roly Poly. PeerSense calculates Roly Poly's score as 27 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1996 · 37 locations

Investment

$101,050 to $220,200

Franchise Fee

$22,500

Total Units

37

37 franchised

Loan Activity Score
High
27
SBA Lending
1
Lender Quality
5
Transparency
9
Reach
9
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
26SBA lenders

Distinct lenders in public SBA records for Roly Poly

41

Total SBA loans

$104K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Roly Poly

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
27out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

22.0%

vs 10.3% peer avg

SBA Loans

41

Total Volume

$4.3M

Active Lenders

26

2 selective

States

17

vs. SBA Sector Average

-11.7%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Roly Poly based on SBA lending data

SBA Default Rate

22.0%

11.7% above peer avg

SBA Loan Volume

41 loans

Across 26 lenders

Lender Diversity

26 lenders

Avg 1.6 loans per lender

Investment Tier

Mid range investment

$101,050 to $220,200 total

Payment Estimator

Loan Amount$81K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,046

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Roly Poly, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Roly Poly

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman