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Rates
Mason's Famous Lobster Rolls

Mason's Famous Lobster Rolls

The total investment to open a Mason's Famous Lobster Rolls franchise ranges from $241,450 to $629,050. The initial franchise fee is $293,150. Ongoing royalties are 5% plus a 1% advertising fee.

What is the Mason's Famous Lobster Rolls franchise?

Mason's Famous Lobster Rolls is a limited service restaurant selling lobster rolls and seafood to customers. The estimated total initial investment is $241,450 to $629,050. The initial franchise fee is $293,150.

The royalty is 5 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 10 years.

The company is headquartered in Annapolis, MD. It was founded in 2014.

Loan Activity Score

84/100

SBA Default Rate

0.0%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Mason's Famous Lobster Rolls has 8 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 13 loans to franchisees of Mason's Famous Lobster Rolls. PeerSense calculates Mason's Famous Lobster Rolls's score as 84 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2014 · 8 locations

Investment

$241,450 to $629,050

Franchise Fee

$293,150

Total Units

8

8 franchised

Loan Activity Score
Medium
84
SBA Lending
25
Lender Quality
11
Transparency
8
Reach
5
Momentum
35

Proprietary PeerSense metric

Excellent
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Mason's Famous Lobster Rolls

13

Total SBA loans

$238K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Mason's Famous Lobster Rolls

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
84out of 100
Excellent
Market Momentum35/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

13

Total Volume

$3.1M

Active Lenders

7

4 selective

States

5

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Surging lender activity

Data Insights

Key performance metrics for Mason's Famous Lobster Rolls based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

13 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.9 loans per lender

Investment Tier

Significant investment

$241,450 to $629,050 total

Payment Estimator

Loan Amount$193K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,499

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Mason's Famous Lobster Rolls, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Mason's Famous Lobster Rolls

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman