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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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2026 FDD VERIFIED
Car-X

Car-X

118 locations

The total investment to open a Car-X franchise ranges from $330,200 - $527,000. The initial franchise fee is $35,000. Ongoing royalties are 5% plus a 10% advertising fee. Car-X currently operates 118 locations (47 franchised). Data sourced from the 2026 Franchise Disclosure Document.

Investment

$330,200 - $527,000

Franchise Fee

$35,000

Total Units

118

47 franchised

FPI Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.

Top SBA Lenders for Car-X

What is the Car-X franchise?

Carx franchise represents a distinguished entry point into the perpetually essential automotive service sector, a brand built upon a foundation of reliability, technical proficiency, and an unwavering commitment to customer satisfaction since its conceptual genesis. While the precise origins of the Carx franchise ethos are deeply rooted in the practical demands of vehicle maintenance, its evolution has consistently focused on delivering consistent, high-quality service across a comprehensive spectrum of automotive needs. The brand has meticulously cultivated a reputation for being a trusted partner for vehicle owners, ensuring their cars operate safely and efficiently through a combination of skilled technicians, state-of-the-art diagnostic equipment, and a customer-first approach that prioritizes transparency and education in every interaction. This dedication has allowed the Carx franchise to carve out a significant and respected market position within the highly competitive automotive aftermarket, differentiating itself through a blend of strong local community engagement and rigorous adherence to national service standards. The strategic market positioning of the Carx franchise is not merely about providing repairs; it’s about fostering long-term relationships with clients, becoming their go-to resource for everything from routine preventative maintenance, such as oil changes and tire rotations, to more complex system diagnostics and intricate engine repairs. This holistic approach ensures not only immediate service revenue but also encourages recurring business, thereby building a loyal customer base that values expertise, honesty, and consistent performance above all else. The brand’s operational philosophy emphasizes efficiency and effectiveness at every touchpoint, from the initial customer inquiry to the final vehicle handover, translating into a streamlined service experience for consumers and a robust, repeatable business model for franchisees. Entering the market as a Carx franchise

Key Highlights

Item 19 financial data disclosed
118 locations nationwide

Data Insights

Key performance metrics for Car-X based on SBA lending data

Investment Tier

Significant investment

$330,200 – $527,000 total

Why Car-X Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan-level data for every approved franchise borrower. Car-X does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.

Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective Car-X franchisees, the practical question is which financing path actually closes for this brand's profile.

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of Car-X from this window does not reflect lender denial — it reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$264K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,418

Principal & Interest only

Locations

Car-Xunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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3 FDDs Available for Car-X

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

Car-X