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Tropik Sun Fruit & Nut

Tropik Sun Fruit & Nut

The total investment to open a Tropik Sun Fruit & Nut franchise ranges from $37,860 to $144,000. The initial franchise fee is $44,295. Ongoing royalties are 6%.

What is the Tropik Sun Fruit & Nut franchise?

Tropik Sun Fruit & Nut is a specialty shop selling fruit, nuts and confectionery to snack shoppers. Estimated total initial investment is $37,860 to $144,000, and the initial franchise fee is $44,295.

The royalty is 6 percent of sales. The headquarters is in Corpus Christi, Texas, and the brand was founded in 1980.

Loan Activity Score

39/100

SBA Default Rate

7.7%

Active Lenders

11

According to its Franchise Disclosure Document or public business records, Tropik Sun Fruit & Nut has 9 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 13 loans to franchisees of Tropik Sun Fruit & Nut. PeerSense calculates Tropik Sun Fruit & Nut's score as 39 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1980 · 9 locations

Investment

$37,860 to $144,000

Franchise Fee

$44,295

Total Units

9

9 franchised

Loan Activity Score
Medium
39
SBA Lending
16
Lender Quality
9
Transparency
4
Reach
7
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
11SBA lenders

Distinct lenders in public SBA records for Tropik Sun Fruit & Nut

13

Total SBA loans

$93K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Tropik Sun Fruit & Nut

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
39out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety16/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

7.7%

vs 9.4% peer avg

SBA Loans

13

Total Volume

$1.2M

Active Lenders

11

1 selective

States

8

vs. SBA Sector Average

+1.7%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (7.7%)

Data Insights

Key performance metrics for Tropik Sun Fruit & Nut based on SBA lending data

SBA Default Rate

7.7%

1.7% below peer avg

SBA Loan Volume

13 loans

Across 11 lenders

Lender Diversity

11 lenders

Avg 1.2 loans per lender

Investment Tier

Low cost entry

$37,860 to $144,000 total

Tropik Sun Fruit & Nut: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2001

2 approvals. The best year on record for Tropik Sun Fruit & Nut.

Top SBA State

Texas

5 SBA financed Tropik Sun Fruit & Nut locations, the densest operator footprint.

Average Loan Size

$93K

Median $80K. Use as a sizing anchor when modeling your own Tropik Sun Fruit & Nut unit.

Lender Concentration

38.5%

Moderately Spread

Share of Tropik Sun Fruit & Nut approvals captured by the top 3 SBA lenders.

Tropik Sun Fruit & Nut's SBA lending pipeline peaked in 2001 (2 approvals). Operator density is highest in Texas with 5 SBA financed locations. Average funded ticket sits at $93K, with the median at $80K. Lender mix is moderately spread: the top three SBA lenders account for 38.5% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$30K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$392

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Tropik Sun Fruit & Nut, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Tropik Sun Fruit & Nut

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.