Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
1-Tom-Plumber

1-Tom-Plumber

Franchising since 2018 · 43 locations

The total investment to open a 1-Tom-Plumber franchise ranges from $515,719 - $2.8M. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 2% advertising fee. 1-Tom-Plumber currently operates 43 locations (37 franchised). PeerSense FPI health score: 62/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$515,719 - $2.8M

Franchise Fee

$50,000

Total Units

43

37 franchised

FPI Score
Medium
62

Proprietary PeerSense metric

Moderate
Capital Partners
10lenders available

Active capital sources verified for 1-Tom-Plumber financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
62out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 14 loans charged off

SBA Loans

14

Total Volume

$4.5M

Active Lenders

10

States

10

What is the 1-Tom-Plumber franchise?

Every year, thousands of homeowners face burst pipes, flooded basements, and backed-up drains at the worst possible moments — emergencies that cannot wait and that expose a glaring gap in the home services market: the near-total absence of a branded, systemized, 24/7 plumbing and water damage response provider that customers can actually trust. That is precisely the problem 1 Tom Plumber was engineered to solve. Founded in 2018 by father-son entrepreneurs Rocky Hensley and Kameron Hensley in Milford, Ohio — a suburb of Cincinnati — the company drew on a business lineage stretching back to 1990 in the restoration industry to construct a franchise model that fuses full-service plumbing, drain cleaning, and water damage restoration under a single, recognizable brand. The first location opened in Milford before the company began franchising in 2020, and it has since scaled to over 94 franchise units across the United States and Canada, achieving 370% unit growth over a three-year window that few home services brands can match at any stage of development. Headquartered at 5300 Dupont Cir., Suite A, Milford, OH 45150, under the parent entity 1-Tom-Plumber Global, the brand operates in a category where independent operators dominate but brand trust is scarce — a structural gap that creates durable franchise opportunity. The franchise earned the number 329 ranking on the 2025 Entrepreneur Franchise 500, was recognized by Franchise Business Review as one of the Top 200 Franchises in 2026, and received the 2025 Goering Center Honoree award for family leadership, innovation in emergency plumbing, mentorship, and top-rated reviews. For investors evaluating the 1tomplumber franchise, this profile represents independent, data-driven analysis — not marketing copy — drawing on Franchise Disclosure Document data, industry market research, and verified unit-level financial performance to answer the only question that matters: does this investment make sense?

The plumbing, heating, and air-conditioning contractors market is one of the largest and most structurally resilient categories in the franchise universe. In 2024, the global market for this sector was valued at $1,573.93 billion, with projections placing it at $1,664.7 billion in 2025, reflecting a compound annual growth rate of 5.8%. That trajectory accelerates through the decade, with the market expected to reach $1,963.98 billion by 2028 at a CAGR of 7.0%. The HVAC and plumbing services sub-segment was valued at $227.18 million in 2024 and is forecast to reach $426.17 million by 2033, growing at a CAGR of 7.24% between 2025 and 2033. The tailwinds driving this expansion are not cyclical — they are structural. More than 60% of buildings in the United States were constructed before 1980, creating a continuous and largely non-discretionary demand cycle for plumbing upgrades, drain remediation, and water damage response. Retrofit projects accounted for over 50% of commercial HVAC and plumbing investments in North America in 2023 alone. Consumer expectations are also escalating: homeowners increasingly demand 24/7 availability, transparent upfront pricing, and sub-90-minute response windows — precisely the service standard that 1 Tom Plumber has built into its operating model as a brand promise rather than an aspiration. The labor shortage affecting the broader trades industry further advantages established franchise systems over independent operators, because brand-backed recruiting, training infrastructure, and operational systems give franchisees a meaningful edge in attracting and retaining skilled technicians in a tight labor market. North America held the leading regional position in 2024, making the 1tomplumber franchise's existing geographic footprint — concentrated in the Midwest, Southeast, Ohio, North Carolina, Pennsylvania, and Texas — exceptionally well-positioned relative to where market density already exists and where future growth is most immediately accessible.

The 1tomplumber franchise investment requires careful analysis because the cost structure reflects the operational sophistication of the model rather than simple entry-level barriers. The initial franchise fee is $50,000, consistent with premium home services brands operating at full-service scale. The total initial investment range spans from $515,719 to $2,796,495 according to the company's Franchise Disclosure Document, with the wide spread driven primarily by the equipment package — which alone ranges from $314,620 to $1,724,007 — reflecting the reality that full-service plumbing combined with water damage restoration requires substantially more capital equipment than a single-trade operation. Additional investment line items include construction and leasehold improvements of $500 to $15,000, furniture and fixtures of $2,250 to $13,000, opening supplies of $18,690 to $95,346, market introduction costs of $5,000 to $20,000, pre-opening labor and travel of $4,450 to $19,682, and an additional funds reserve for the first three months of operations ranging from $100,000 to $800,000. The ongoing royalty rate is 6% of monthly gross sales, and the advertising fund contribution ranges from 2% to 6% of monthly gross sales, supporting national and regional marketing efforts including digital campaigns, SEO infrastructure, and social media management. Minimum net worth requirements range from $200,000 to $1,000,000, and liquid capital requirements range from $100,000 to $500,000. It is worth noting that PeerSense database records reflect an investment range of $115,000 to $448,130 for certain unit configurations, suggesting that format variations and territory-specific build-out requirements create meaningful flexibility in total capitalization. The total cost of ownership, when measured against the average gross revenue of $1,668,950 that top-performing units generate, produces a revenue-to-investment ratio that compares favorably across the broader home services franchise category, where the sub-sector average gross revenue sits at approximately $835,562 — roughly half the 1tomplumber benchmark. The franchise agreement runs for a term of 10 years, and the company's equipment-intensive model may qualify for SBA equipment financing, which prospective investors should evaluate with SBA-approved lenders familiar with service franchise structures.

Daily operations at a 1tomplumber franchise are built around three service pillars — plumbing, drain cleaning, and water damage restoration — delivered through a 24/7/365 availability model anchored to a 90-minute response time guarantee. This is not an absentee investment: the operational demands of emergency response, technician scheduling, and customer communication require an engaged owner-operator or a highly capable general manager supported by systems the franchisor provides. Staffing centers on licensed plumbing technicians who are trained not only in trade execution but also in customer communication, transparent pricing delivery, and review solicitation protocols — the company's average customer rating of 4.95 across thousands of verified reviews reflects how deeply service culture is embedded in daily operations. The 1tomplumber franchise provides 44 hours of hands-on, on-the-job training and 70 hours of classroom instruction at corporate headquarters in Milford, Ohio, covering plumbing techniques, drain clearing, water damage restoration, excavation services, digital marketing, SEO, lead generation, and business administration. Ongoing support infrastructure includes franchise business coaches, newsletters, field operations support, proprietary software, intranet access, co-op advertising programs, national media campaigns, social media management, website development, and email marketing campaigns. New franchisees also receive grand opening assistance and pre-launch training specifically focused on generating customer reviews, a capability formalized through the company's November 2024 partnership with Liftify, a specialist in online review management and Google review optimization. Territory protection is a structural feature of the 1tomplumber franchise model, with each franchisee receiving exclusive rights to operate within a defined geographic area — a design choice that prevents internal market cannibalization and allows franchisees to build compounding local brand equity over their 10-year agreement term. Multi-unit development is available for operators with the capital and management bandwidth to scale beyond a single territory.

The financial performance data disclosed in the 1tomplumber Franchise Disclosure Document represents one of the most compelling Item 19 data sets in the home services franchise category. Average gross revenue per franchise unit is reported at $1,550,000 in PeerSense database records, with a separate industry source citing $1,699,000 as the average and the FDD Item 19 figure sitting at approximately $1,668,950 across disclosed units. The median gross revenue per unit is $1,400,000, which is significant because median figures are more resistant to distortion from outlier top performers — a median of $1.4 million in a category where the sub-sector average sits at $835,562 means that a typical 1tomplumber franchisee, not just the best-performing one, is generating revenue that doubles the industry norm. The spread between top and bottom performers in any franchise system is driven primarily by local market population density, franchisee engagement in the lead generation and review management systems, speed of technician team buildout, and the depth of the water damage restoration capability relative to pure plumbing volume. Franchisees who activate all three revenue streams — plumbing, drain clearing, and restoration — access both the emergency dispatch revenue that is immediate and the longer-term recurring revenue that comes from commercial service contracts, which the model is specifically structured to cultivate. The estimated payback period for the 1tomplumber franchise investment ranges from 9.4 to 11.4 years based on disclosed revenue and investment data, which is consistent with capital-intensive home services franchise categories where equipment and vehicle fleets represent the majority of startup costs. The FPI Score assigned by the PeerSense platform is 62, categorized as Moderate, reflecting the balance between the brand's strong revenue performance, the significant capital requirement, and the operational complexity of running a 24/7 multi-trade service business — a score that experienced investors in the home services category will recognize as appropriate for a growth-stage franchise with demonstrated unit economics and ongoing expansion momentum.

The 1tomplumber franchise growth trajectory since 2020 is among the most accelerated in the home services franchise sector. The brand achieved 370% unit growth over a three-year period, scaling from its founding franchise class to 85 confirmed locations by November 2024 and crossing 94 franchise units based on more recent reporting, with 47 active units recorded in 2025 FDD data. Net new unit additions have been driven by concentrated expansion in Ohio, North Carolina, Pennsylvania, Texas, Georgia, New York, and West Virginia, with the brand's geographic footprint extending into the Upper Midwest, Mountain West, Pacific Northwest, and Southern states. The Northeast and Western United States represent the most significant untapped expansion opportunity, as the brand's current presence in those regions is limited relative to its Midwest and Southeast density. Corporate momentum accelerated in late 2024 and into 2025 with three notable developments: the appointment of Angie Honeycutt as President on December 5, 2025, succeeding Kameron Hensley — Honeycutt was the company's first employee and brings a background in startups and banking that positions her well for the capital-intensive scaling phase the brand is entering. The Liftify partnership, announced November 8, 2024, gives franchisees a systematized approach to Google review generation that directly impacts local search ranking and customer acquisition cost. The brand's competitive moat is built on three reinforcing pillars: the 90-minute response guarantee that independent plumbers structurally cannot replicate at scale, the dual-trade capability combining plumbing and water damage restoration that unlocks revenue streams most single-trade operators cannot access, and the distinctive brand identity — including the company's use of the color pink as a symbol of customer safety and support for women's issues — that builds recognition and trust in markets where the home services category has historically been anonymous and transactional.

The ideal 1tomplumber franchise candidate is not a career plumber seeking to hang a shingle — it is a business operator with management experience, capital reserves in the $100,000 to $500,000 liquid range, and the organizational capacity to build and lead a team of skilled technicians in a 24/7 emergency service environment. Prior experience in home services, construction, or restoration is advantageous but not required, given the depth of the 114-hour combined training program at corporate headquarters. Multi-unit operators are encouraged, and the exclusive territory structure is designed to support franchisees who want to expand their geographic footprint over time within their market. The brand's strongest existing markets — Ohio, North Carolina, Pennsylvania, and Texas — provide proof-of-concept density, while territories across the Northeast and Western states represent first-mover opportunities in regions where the 1tomplumber franchise has minimal existing competition from within its own system. The timeline from signing to grand opening varies based on territory and equipment procurement, with pre-opening training, market introduction budgets of $5,000 to $20,000, and grand opening support structured to compress the ramp period. The 10-year franchise agreement term provides sufficient runway to recover the capital-intensive initial investment and build compounding local brand equity, and the renewal and transfer provisions outlined in the FDD give franchisees meaningful flexibility in long-term asset management. Veterans and first responders, given the emergency-response DNA of the operating model, may find particular cultural alignment with the 1tomplumber franchise system.

The investment thesis for the 1tomplumber franchise opportunity is grounded in a convergence of durable market forces, differentiated brand positioning, and disclosed financial performance data that places this concept in the top tier of home services franchise opportunities by revenue-to-investment metrics. The global plumbing and HVAC market is projected to grow from $1,573.93 billion in 2024 to $1,963.98 billion by 2028, aging infrastructure in North America creates non-cyclical demand, and the 1tomplumber franchise has demonstrated median gross revenue of $1,400,000 — a figure that meaningfully outperforms the sub-sector average of $835,562 and that is backed by Item 19 disclosure in the current Franchise Disclosure Document. The brand's 370% unit growth over three years, its 2025 Entrepreneur Franchise 500 ranking at number 329, its Top 200 Franchise recognition from Franchise Business Review for 2026, and its December 2025 leadership transition to a startup-experienced President all signal a system with operational infrastructure in place and growth capital still to be deployed. For investors conducting serious due diligence on this opportunity, PeerSense provides exclusive intelligence including SBA lending history, the 62-point FPI Score analysis, interactive location maps with Google ratings overlaid, full FDD financial data parsed from Item 19, and side-by-side comparison tools that allow investors to benchmark the 1tomplumber franchise cost, revenue, and support structure against every other concept in the home services category. Explore the complete 1tomplumber franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

62/100

SBA Default Rate

0.0%

Active Lenders

10

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for 1-Tom-Plumber based on SBA lending data

SBA Default Rate

0.0%

0 of 14 loans charged off

SBA Loan Volume

14 loans

Across 10 lenders

Lender Diversity

10 lenders

Avg 1.4 loans per lender

Investment Tier

Premium investment

$515,719 – $2,796,495 total

Payment Estimator

Loan Amount$413K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,339

Principal & Interest only

Locations

1-Tom-Plumberunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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