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Chyten Educational Services

Chyten Educational Services

The total investment to open a Chyten Educational Services franchise ranges from $113,900 to $262,000. The initial franchise fee is $37,500. Ongoing royalties are 10% plus a 3% advertising fee.

What is the Chyten Educational Services franchise?

Chyten Educational Services offers tutoring and test preparation for students. Estimated total initial investment is $113,900 to $262,000, and the initial franchise fee is $37,500.

The royalty is 10 percent of sales, and the advertising or brand fund fee is 3 percent. The franchise agreement term is 10 years. The company was founded in 1984 and is headquartered in Lexington, CT.

Loan Activity Score

39/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Chyten Educational Services has 3 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of Chyten Educational Services. PeerSense calculates Chyten Educational Services's score as 39 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1984 · 3 locations

Investment

$113,900 to $262,000

Franchise Fee

$37,500

Total Units

3

3 franchised

Loan Activity Score
Low
39
SBA Lending
25
Lender Quality
5
Transparency
2
Reach
4
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Chyten Educational Services

3

Total SBA loans

$150K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Chyten Educational Services

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
39out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 9.5% peer avg

SBA Loans

3

Total Volume

$0.5M

Active Lenders

3

States

3

vs. SBA Sector Average

+9.5%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Chyten Educational Services based on SBA lending data

SBA Default Rate

0.0%

9.5% below peer avg

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$113,900 to $262,000 total

Chyten Educational Services: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2009

2 approvals. The best year on record for Chyten Educational Services.

Top SBA State

Pennsylvania

1 SBA financed Chyten Educational Services locations, the densest operator footprint.

Average Loan Size

$150K

Median $150K. Use as a sizing anchor when modeling your own Chyten Educational Services unit.

Lender Concentration

100%

Concentrated

Share of Chyten Educational Services approvals captured by the top 3 SBA lenders.

Chyten Educational Services's SBA lending pipeline peaked in 2009 (2 approvals). Operator density is highest in Pennsylvania with 1 SBA financed locations. Average funded ticket sits at $150K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$91K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,179

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Chyten Educational Services, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Chyten Educational Services

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.