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Yahr Oil Company

Yahr Oil Company

Franchising since 1975 · 1 locations

Yahr Oil Company currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Yahr Oil Company are Byline Bank. PeerSense FPI health score: 38/100.

Total Units

1

1 franchised

FPI Score
Low
38

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Yahr Oil Company financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$1.4M

Active Lenders

1

States

1

Top SBA Lenders for Yahr Oil Company

What is the Yahr Oil Company franchise?

Yahr Oil, a burgeoning presence in the highly competitive gasoline stations with convenience stores sector, embarked on its foundational journey in 2010, initially conceptualizing a distinct retail experience within the New York market. The vision for this innovative approach to fuel and convenience retail was first brought to fruition by Steve Eplan, who established the inaugural Yahr Oil location in Bellmore, NY, marking the brand's official entry into serving local communities with essential services. Building on this initial success, the enterprise expanded its operational footprint in the Summer of 2011 when Ed Shoulson joined as a key partner, subsequently launching a second strategic site in Commack, NY. This early expansion demonstrated a clear commitment to growth and market penetration, solidifying the brand's operational model and its capacity for sustained development. Recognizing the significant potential for broader reach and consistent quality service across diverse neighborhoods, Eplan and Shoulson formalized The Yahr Oil franchise opportunity in late 2012, officially commencing the offering of "Yahr Oil" franchise units to aspiring entrepreneurs in 2013. The administrative and strategic core of Yahr Oil Franchisor, Inc. is centrally located at its headquarters at 6067 Jericho Tpke., Commack, NY 11725, from which all franchise support and corporate governance emanate. Under the joint leadership of founders Steve Eplan and Ed Shoulson, the Yahr Oil franchise has meticulously cultivated a reputation for delivering essential services and a welcoming retail environment, targeting a broad demographic of motorists and local residents from early morning commuters to evening shoppers.

FPI Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Yahr Oil Company based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 2.0 loans per lender

Yahr Oil Company — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

1 approvals — best year on record for Yahr Oil Company.

Top SBA State

Wisconsin

2 SBA-financed Yahr Oil Company locations — the densest operator footprint.

Average Loan Size

$723K

Median $723K — use as a sizing anchor when modeling your own $Yahr Oil Company unit.

Lender Concentration

100%

Concentrated

Share of Yahr Oil Company approvals captured by the top 3 SBA lenders.

Yahr Oil Company's SBA lending pipeline peaked in 2021 (1 approvals). The last five fiscal years account for 50% of cumulative volume ($650K approved). Operator density is highest in Wisconsin with 2 SBA-financed locations. Average funded ticket sits at $723K, with the median at $723K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Yahr Oil Companyunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Yahr Oil Company