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Pasquale's Pizza

Pasquale's Pizza

3 locations

Pasquale's Pizza currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Pasquale's Pizza are Loans from Old Closed Lenders, Community Bank of Mississippi and Century South Bank of Alabama. PeerSense FPI health score: 25/100.

Total Units

3

3 franchised

FPI Score
Low
25

Proprietary PeerSense metric

Limited
Capital Partners
4lenders available

Active capital sources verified for Pasquale's Pizza financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
25out of 100
Limited

SBA Lending Performance

SBA Default Rate

25.0%

1 of 4 loans charged off

SBA Loans

4

Total Volume

$0.4M

Active Lenders

4

States

4

Top SBA Lenders for Pasquale's Pizza

What is the Pasquale's Pizza franchise?

Pasquales Pizza franchise stands as a distinctive opportunity within the robust and enduring full-service restaurant category, carving out its niche in the competitive culinary landscape. With its headquarters located in None, Alabama, this brand represents a focused approach to the dining experience, emphasizing the classic appeal of pizza in an inviting, sit-down environment. Currently, the Pasquales Pizza franchise system comprises 4 total units, indicating a measured and deliberate phase of development or a strategic focus on specific regional markets. This modest unit count positions the brand as an emerging player, offering a more intimate partnership for prospective franchisees compared to much larger, more established chains. The full-service pizza segment itself holds a cherished place in American dining culture, appealing to families, friends, and individuals seeking a casual yet satisfying meal. The enduring popularity of pizza is rooted in its versatility, offering a wide array of customization options from traditional toppings to gourmet ingredients, catering to diverse tastes and dietary preferences. A full-service model enhances this appeal by providing a complete dining experience, including table service, a curated beverage selection, and a comfortable ambiance that encourages longer stays and social interaction. This specific operational approach allows the Pasquales Pizza franchise to differentiate itself by focusing on hospitality and creating memorable in-restaurant experiences, which remain a significant draw for consumers in an increasingly fragmented food service market. The brand's presence, though currently concentrated, signifies a foundational commitment to its core offering, suggesting a careful nurturing of its operational model and customer satisfaction principles from its Alabama base. The FPI Score of 25, as determined by PeerSense, offers an initial data point for evaluating its overall franchise potential, guiding further in-depth research into the brand's specific strengths and market standing within the full-service restaurant sector. The essence of the Pasquales Pizza franchise, therefore, lies in its dedication to a time-honored culinary tradition delivered with a personal touch in a full-service setting.

The industry landscape for full-service restaurants, particularly within the pizza segment, is characterized by its dynamic nature and substantial market size, reflecting consistent consumer demand. The global pizza market alone was valued at approximately USD 180 billion in 2022 and is projected to expand significantly, reaching an estimated USD 230 billion by 2027, demonstrating a compound annual growth rate (CAGR) of about 4.5% over this period. This growth is fueled by factors such as increasing disposable incomes, urbanization, and the continuous evolution of consumer tastes. Within the broader U.S. restaurant market, which reached nearly USD 997 billion in sales in 2023, full-service establishments play a crucial role, accounting for a significant portion of dining out expenditures. Consumer trends heavily influence the pizza sector, with a growing emphasis on customization, premium and locally sourced ingredients, and options that cater to health-conscious diners, including gluten-free crusts and plant-based toppings. The demand for experiential dining also continues to drive traffic to full-service concepts, where the atmosphere, quality of service, and unique menu offerings contribute to a memorable outing beyond just the food itself. Technological advancements have profoundly impacted the industry, with the widespread adoption of online ordering platforms, mobile applications, and third-party delivery services becoming standard. While these technologies primarily support off-premise dining, they also provide crucial revenue streams for full-service restaurants, allowing them to extend their reach beyond the physical dining room. Despite the rise of fast-casual and quick-service options, the resilience of the full-service pizza segment remains strong, particularly for brands that successfully blend traditional appeal with modern conveniences and quality. The competitive environment requires continuous innovation in menu development, operational efficiency, and marketing strategies to capture and retain market share. For a brand like the Pasquales Pizza franchise, understanding these overarching industry trends is paramount for strategic planning and long-term success, ensuring its offerings remain relevant and appealing to its target demographic within the expansive and evolving food service market. The fundamental stability of pizza consumption underscores the inherent appeal of the Pasquales Pizza franchise within this vibrant economic sector.

The investment required to establish a full-service restaurant franchise like Pasquales Pizza involves a multifaceted financial outlay, encompassing various categories of expenditure that are typical for operations within the food service industry. While specific figures for the Pasquales Pizza franchise are not publicly detailed, the general structure of such an investment typically begins with an initial franchise fee. This fee is a one-time payment that grants the franchisee the right to use the brand's trademarks, proprietary systems, and operational methodologies for a specified term. Beyond this initial fee, the total estimated investment encompasses a broad range of costs associated with bringing the restaurant to operational readiness. These often include expenses for real estate, whether through outright purchase or, more commonly, leasehold improvements to adapt a leased space to the brand's specifications, which can involve significant construction and design work. Equipment purchases form another substantial component, covering everything from kitchen appliances such as ovens, grills, refrigeration units, and prep stations, to dining room furniture, fixtures, and décor, ensuring the establishment aligns with the brand’s aesthetic and functional standards. Initial inventory of food products, beverages, and supplies is also a critical startup cost, ensuring the restaurant is fully stocked on opening day. Technology systems, including point-of-sale (POS) hardware and software, kitchen display systems (KDS), and potentially online ordering platforms, represent necessary investments for modern restaurant operations. Additionally, working capital is essential to cover initial operating expenses such as payroll, utilities, and marketing efforts during the crucial ramp-up phase before the business achieves consistent profitability. Ongoing financial commitments typically include royalty fees, calculated as a percentage of gross sales, paid to the franchisor for continuous support, brand development, and access to system advancements. Many franchise systems also require contributions to a national or regional advertising fund, designed to support broader brand awareness and promotional campaigns. The precise amounts for each of these investment categories can fluctuate widely based on factors such as the chosen location’s market rates, the size and condition of the leased or purchased property, regional construction labor costs, and the specific equipment package mandated by the franchisor. For any potential franchisee considering the Pasquales Pizza franchise, a thorough review of the official Franchise Disclosure Document (FDD) is indispensable, as it provides comprehensive and legally required transparency regarding all financial obligations and estimated costs, enabling a detailed financial assessment and business plan development. This meticulous review is crucial for understanding the complete financial scope of owning and operating a Pasquales Pizza franchise.

The operational model and support structure for a full-service restaurant franchise like Pasquales Pizza are designed to ensure consistency, efficiency, and franchisee success across all units, even though specific details for Pasquales Pizza are not publicly delineated. A cornerstone of any robust franchise system is its comprehensive initial training program, which is meticulously crafted to onboard new franchisees and their operational teams. This training typically covers a wide array of essential topics, including detailed food preparation techniques to ensure strict adherence to proprietary recipes and quality standards, exceptional customer service protocols to cultivate a positive dining experience, effective inventory management practices to minimize waste and optimize costs, and proficient operation of point-of-sale (POS) systems and other crucial restaurant technologies. Often, this initial training blends classroom instruction with practical, hands-on experience at a certified training facility or an existing successful franchise location, allowing franchisees to gain real-world insights before launching their own Pasquales Pizza establishment. Beyond the initial training phase, ongoing support is a critical component of the franchisor-franchisee relationship. This continuous assistance typically includes access to a comprehensive suite of operational manuals, which serve as an invaluable resource for day-to-day management, covering everything from daily opening and closing procedures to staffing guidelines, sanitation standards, and marketing best practices. Franchisors frequently provide marketing assistance, offering guidance on local advertising campaigns, promotional materials, social media engagement strategies, and grand opening support to help new units build immediate brand awareness and customer traffic. Field support representatives may conduct regular site visits, offering personalized coaching, performance reviews, and operational troubleshooting to ensure franchisees are meeting brand standards and maximizing their potential. Supply chain management is another vital area of support, with franchisors often leveraging their collective purchasing power to negotiate favorable terms and pricing with approved vendors for high-quality ingredients, equipment, and supplies, thereby ensuring consistency and cost-effectiveness for all franchisees. This integrated support system aims to mitigate the challenges inherent in the restaurant business, providing Pasquales Pizza franchise owners with the tools and guidance necessary to operate efficiently, deliver a consistent brand experience, and navigate the competitive full-service restaurant market. The specific depth and breadth of these support elements for the Pasquales Pizza franchise would be fully articulated within its Franchise Disclosure Document, offering clarity on the resources available to its partners.

Financial performance is a pivotal consideration for any prospective investor evaluating a franchise opportunity, and while specific average revenue per unit, median revenue, or profit margins for the Pasquales Pizza franchise are not publicly available, understanding the general framework for such disclosures is crucial. In the United States, franchisors have the option, but not a legal obligation, to include financial performance representations (FPRs) within Item 19 of their Franchise Disclosure Document (FDD). When a franchisor chooses to provide these representations, they can offer invaluable insights into the potential earnings or sales figures of existing franchise units or company-owned establishments. These disclosures, if present, are typically based on historical data and must be substantiated by documented evidence, providing a factual basis for any claims made. Common types of FPRs found in Item 19 include average gross sales generated by units within the system, median revenue figures, or breakdowns of certain cost categories, which can help potential franchisees estimate their own operational expenses. Some franchisors may also choose to present more detailed earnings claims, which might include estimates of net income or specific profit margins, offering a more comprehensive picture of unit economics. For a full-service pizza restaurant franchise like Pasquales Pizza, such financial performance data, if disclosed, could illustrate the revenue-generating capabilities of a typical location, potentially segmented by factors such as geographic market, operating duration, or store size. Understanding these figures is essential for a potential franchisee to develop a realistic business plan and forecast the return on their investment. Profit margins, which reflect the efficiency of the business after accounting for all operational costs including food, labor, rent, and overhead, are particularly important for assessing long-term viability. The absence of specific financial performance data for the Pasquales Pizza franchise in publicly accessible search results means that potential franchisees must directly consult the official FDD to determine if any Item 19 disclosures are provided. If a franchisor does not include an Item 19, it places a greater onus on the prospective franchisee to conduct thorough due diligence, which includes engaging with existing franchisees to gain anecdotal insights into their financial experiences, consulting with financial advisors, and performing independent market research to formulate their own robust financial projections. The FDD remains the definitive legal document for all financial representations pertaining to

FPI Score

25/100

SBA Default Rate

25.0%

Active Lenders

4

Key Highlights

Data Insights

Key performance metrics for Pasquale's Pizza based on SBA lending data

SBA Default Rate

25.0%

1 of 4 loans charged off

SBA Loan Volume

4 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.0 loans per lender

Pasquale's Pizza — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

1 approvals — best year on record for Pasquale's Pizza.

Top SBA State

Georgia

1 SBA-financed Pasquale's Pizza locations — the densest operator footprint.

Average Loan Size

$90K

Median $75K — use as a sizing anchor when modeling your own $Pasquale's Pizza unit.

Lender Concentration

75%

Concentrated

Share of Pasquale's Pizza approvals captured by the top 3 SBA lenders.

Pasquale's Pizza's SBA lending pipeline peaked in 2008 (1 approvals). Operator density is highest in Georgia with 1 SBA-financed locations. Average funded ticket sits at $90K, with the median at $75K. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Pasquale's Pizzaunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Pasquale's Pizza