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Microplay

Microplay

The total investment to open a Microplay franchise ranges from $84,500 to $420,000.

What is the Microplay franchise?

Microplay is a video tape and disc rental business where customers rent films and other video content. The estimated total initial investment to open a franchise is $84,500 to $420,000.

The brand was founded in 1987 and is headquartered in Riverdale, Georgia.

Loan Activity Score

26/100

SBA Default Rate

35.7%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Microplay has 9 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 14 loans to franchisees of Microplay. PeerSense calculates Microplay's score as 26 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1987 · 9 locations

Investment

$84,500 to $420,000

Total Units

9

9 franchised

Loan Activity Score
Medium
26
SBA Lending
0
Lender Quality
5
Transparency
4
Reach
5
Momentum
12

Proprietary PeerSense metric

Limited
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Microplay

14

Total SBA loans

$236K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Microplay

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
26out of 100
Limited
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

35.7%

vs 10.8% peer avg

SBA Loans

14

Total Volume

$3.3M

Active Lenders

7

States

7

vs. SBA Sector Average

-24.9%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Microplay based on SBA lending data

SBA Default Rate

35.7%

24.9% above peer avg

SBA Loan Volume

14 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 2.0 loans per lender

Investment Tier

Mid range investment

$84,500 to $420,000 total

Microplay: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1995

9 approvals. The best year on record for Microplay.

Top SBA State

Georgia

4 SBA financed Microplay locations, the densest operator footprint.

Average Loan Size

$236K

Median $97K. Use as a sizing anchor when modeling your own Microplay unit.

Lender Concentration

71.4%

Concentrated

Share of Microplay approvals captured by the top 3 SBA lenders.

Microplay's SBA lending pipeline peaked in 1995 (9 approvals). Operator density is highest in Georgia with 4 SBA financed locations. Average funded ticket sits at $236K, with the median at $97K. Lender mix is concentrated: the top three SBA lenders account for 71.4% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$68K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$875

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Microplay, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Microplay

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.