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Rates
Rapid Refill Ink

Rapid Refill Ink

The total investment to open a Rapid Refill Ink franchise ranges from $53,000 to $166,200. The initial franchise fee is $58,000. Ongoing royalties are 6%.

What is the Rapid Refill Ink franchise?

Rapid Refill Ink refills ink and toner cartridges for consumers and small businesses. The estimated total initial investment is $53,000 to $166,200, and the initial franchise fee is $58,000.

The royalty is 6 percent of sales. The company is headquartered in Grapevine, Texas, and was founded in 2002.

Loan Activity Score

40/100

SBA Default Rate

7.7%

Active Lenders

11

According to its Franchise Disclosure Document or public business records, Rapid Refill Ink has 11 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 13 loans to franchisees of Rapid Refill Ink. PeerSense calculates Rapid Refill Ink's score as 40 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2002 · 11 locations

Investment

$53,000 to $166,200

Franchise Fee

$58,000

Total Units

11

11 franchised

Loan Activity Score
Medium
40
SBA Lending
17
Lender Quality
9
Transparency
4
Reach
7
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
11SBA lenders

Distinct lenders in public SBA records for Rapid Refill Ink

13

Total SBA loans

$121K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Rapid Refill Ink

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
40out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety17/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

7.7%

vs 10.8% peer avg

SBA Loans

13

Total Volume

$1.6M

Active Lenders

11

2 selective

States

9

vs. SBA Sector Average

+3.1%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (7.7%)

Data Insights

Key performance metrics for Rapid Refill Ink based on SBA lending data

SBA Default Rate

7.7%

3.1% below peer avg

SBA Loan Volume

13 loans

Across 11 lenders

Lender Diversity

11 lenders

Avg 1.2 loans per lender

Investment Tier

Mid range investment

$53,000 to $166,200 total

Rapid Refill Ink: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2007

7 approvals. The best year on record for Rapid Refill Ink.

Top SBA State

Texas

3 SBA financed Rapid Refill Ink locations, the densest operator footprint.

Average Loan Size

$123K

Median $134K. Use as a sizing anchor when modeling your own Rapid Refill Ink unit.

Lender Concentration

35.7%

Moderately Spread

Share of Rapid Refill Ink approvals captured by the top 3 SBA lenders.

Rapid Refill Ink's SBA lending pipeline peaked in 2007 (7 approvals). The last five fiscal years account for 8% of cumulative volume ($150K approved). Operator density is highest in Texas with 3 SBA financed locations. Average funded ticket sits at $123K, with the median at $134K. Lender mix is moderately spread: the top three SBA lenders account for 35.7% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$42K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$549

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Rapid Refill Ink, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Rapid Refill Ink

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.