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Rates
2026 FDD VERIFIEDHome Health Care Services
One You Love Homecare

One You Love Homecare

Franchising since 2016 · 13 locations

The total investment to open a One You Love Homecare franchise ranges from $95,400 - $170,800. The initial franchise fee is $49,500. Ongoing royalties are 5% plus a 1% advertising fee. One You Love Homecare currently operates 13 locations (13 franchised). PeerSense FPI health score: 60/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$95,400 - $170,800

Franchise Fee

$49,500

Total Units

13

13 franchised

FPI Score
Medium
60

Proprietary PeerSense metric

Moderate
Capital Partners
5lenders available

Active capital sources verified for One You Love Homecare financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
60out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 14 loans charged off

SBA Loans

14

Total Volume

$2.0M

Active Lenders

5

States

9

What is the One You Love Homecare franchise?

When a family member needs care and the available options feel impersonal, institutional, or simply inadequate, the emotional and logistical burden on families becomes overwhelming. That exact pain point is what drove David Giacobbo to found One You Love Homecare in Philadelphia, Pennsylvania, after experiencing firsthand the consequences of substandard care for both his grandfather and his grandmother. Those personal tragedies became the founding thesis of the company, which launched in 2016 and began offering franchise opportunities in 2019, establishing itself as a non-medical personal care and companion services provider specifically designed for seniors and adults managing chronic or acute health challenges. As a family-owned organization led by Giacobbo as President and CEO, with Tammy Taylor serving as Vice President of Operations, the company has grown to 13 franchised locations operating across the United States, registered in 36 states and actively pursuing expansion into Pennsylvania, Maryland, Ohio, Tennessee, Florida, Texas, Nevada, and Utah. The franchise model is built on three pillars that differentiate it within a crowded marketplace: highly personalized care delivery, a proprietary technology platform designed to streamline operations and caregiver management, and a support infrastructure that gives franchisees direct access to the company founder throughout the business-building process. With a long-term system goal exceeding 200 franchise locations and strategic concentration in southeastern markets with dense senior populations, particularly the Carolinas, Florida, and Texas, the One You Love Homecare franchise opportunity is entering a phase of deliberate, infrastructure-supported expansion. This analysis draws on publicly available franchise disclosure data, market research, and independent benchmarking to give prospective investors a factual foundation for evaluating whether this franchise opportunity aligns with their capital, risk tolerance, and operational goals.

The macroeconomic backdrop for a One You Love Homecare franchise investment is as favorable as any sector in the franchise universe today. The global home healthcare market was estimated at USD 416.4 billion in 2024 and is projected to reach USD 747.70 billion by 2030, compounding at a CAGR of 10.21% from 2025 through 2030. In the United States specifically, the home healthcare market held the largest revenue share in North America in 2024, and North America itself commanded over 42.47% of global market revenue, confirming the domestic opportunity is the single largest concentration of demand worldwide. The home care services segment, which most directly captures non-medical personal care and companion services like those One You Love Homecare delivers, grew from $22.49 billion in 2025 to $24.59 billion in 2026 at a 9.3% CAGR, and is projected to reach $51.1 billion by 2030 at an accelerating 20.1% CAGR, reflecting a market that is not merely growing but actively compressing its growth timeline. The demographic engine powering this expansion is structural and irreversible: more than 8,000 Americans are turning 65 every single day, the senior population is projected to reach nearly 72 million by the end of 2025, and by 2030, one in every five Americans will be an older adult. Looking further forward, adults aged 65 and above are projected to grow from 18% to 23% of the total U.S. population by 2054, meaning the demand curve for senior home care services will continue steepening for decades. The competitive landscape in non-medical home care remains relatively fragmented, with many local independent operators lacking the technology infrastructure, brand consistency, or franchisee support systems that a scaled franchise network can deliver, creating a meaningful structural opening for brands like One You Love Homecare that can combine corporate discipline with personalized service delivery at the local level.

The One You Love Homecare franchise cost structure positions this opportunity in the accessible-to-mid-tier range for healthcare services franchises, which typically carry higher capital requirements than food or retail concepts due to compliance, licensing, and insurance burdens. The initial franchise fee ranges from $49,500 to $59,500, with some reported figures reaching as high as $70,650 depending on territory demographics, as the fee is directly calibrated to the demographic scope of the assigned protected territory. The total initial investment required falls between $95,400 and $170,800, a range driven primarily by variables including construction and leasehold improvements ($300 to $5,000), equipment ($100 to $1,500), signage ($500 to $3,000), computer and software systems ($2,000 to $6,000), rent deposits ($1,500 to $4,000), insurance deposits and premiums ($5,000 to $6,500), pre-opening travel ($3,000 to $6,000), market introduction advertising ($4,000), professional fees ($2,500 to $7,000), business permits and licenses ($600 to $2,000), printing and office supplies ($2,400 to $4,800), accreditation fees ($0 to $7,500), and recruiting expenses for the first three months ($1,500 to $3,000). An additional $22,500 to $50,000 in working capital is required to cover the first three months of operations, bringing the upper bound of realistic startup capital needs toward the higher end of the disclosed range. Ongoing fees include a royalty rate of 5% of gross sales and a 1% marketing fund contribution, which together represent a 6% total ongoing fee burden, placing this franchise below the 7% to 8% combined fee structures common among premium home care franchise brands. Prospective franchisees must demonstrate at least $50,000 in liquid capital and a minimum net worth of $200,000 to qualify. One You Love Homecare offers financing through third-party providers, and the company provides a 10% discount on the franchise fee for qualifying veterans, a meaningful incentive given the financial barriers to entry in this category.

The One You Love Homecare franchise operates as an owner-operator or semi-absentee model centered on relationship-driven service delivery rather than a brick-and-mortar consumer retail experience. Franchisees operate from a modest office footprint, managing a team of caregivers deployed to clients' homes, and the business model requires investment in caregiver recruitment, retention, and quality oversight rather than physical build-out or inventory. The training program is comprehensive and structured in phases: an initial one-week new owner class is held at the corporate headquarters in Philadelphia, Pennsylvania, and is provided at no charge for the first two attendees, though franchisees bear travel, lodging, and meal costs. Subsequent training elements include in-person coaching at the franchisee's own office, web-based and telephone coaching workshops, online learning and development modules, regional meetings, and national conferences. The multi-phased curriculum covers business entity establishment and licensing, policy and procedure acquisition, brand understanding, virtual classes, webinars, and sales training, with franchisees typically ready to open their business within 60 to 90 days of completing the process. A particularly differentiated element of the One You Love Homecare support model is direct access to founder and President David Giacobbo throughout the business-building process, a structural advantage that is uncommon in franchise systems of any scale. Additional and replacement managers can be trained for $500 per person, and ongoing and refresher courses are available and sometimes required. The company's proprietary technology platform supports billing, payroll, caregiver scheduling, and business coaching, reducing the operational complexity that typically challenges new entrants in the home care category. Territory protection is structured around a defined population of approximately 50,000 individuals over the age of 65, with additional fees assessed per person above that threshold up to a specified cap, ensuring franchisees receive both market viability and competitive insulation within the system.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document based on the database record underlying this analysis, meaning prospective investors must triangulate unit-level economics from other available data sources. However, One You Love Homecare has provided financial performance information in prior FDD filings and through other publicly cited reporting, offering meaningful benchmarks for due diligence. The corporate-owned operations in Pennsylvania and New Jersey, which represent the company's direct operating laboratories, generated $2.9 million in revenue with $880,000 in profit in their first year of operation, and scaled to $3.6 million in revenue with $1,091,000 in profit in their second year, implying an operating profit margin of approximately 30% at that stage of maturity. For the franchised system, average gross revenue has been reported at $416,607 across units, though a separate analysis of the system points to yearly gross sales of $1,226,967 with estimated owner earnings ranging from $220,855 to $306,742, a discrepancy that likely reflects different cohorts, reporting periods, or weighting methodologies applied to a still-maturing franchise system. The payback period on the total One You Love Homecare franchise investment is estimated at 1.5 to 3.5 years depending on market penetration speed, caregiver capacity, and local competitive density, which compares favorably to many service franchise categories where payback periods of four to seven years are common. Industry benchmarks for non-medical home care franchises support the plausibility of these revenue trajectories, as the services segment accounts for 84.1% of home healthcare market revenue by component, and demand-side pressure from the aging demographic wave is structural and accelerating rather than cyclical. Prospective investors should request the most current FDD directly from the franchisor and engage a qualified franchise attorney to validate current Item 19 disclosures before making any capital commitment.

One You Love Homecare's growth trajectory reflects a brand that has chosen measured, infrastructure-first expansion over aggressive unit count accumulation. The company opened its first franchise in 2019 and by January 2021 had added 10 new franchisees to the system, demonstrating strong early momentum. The brand subsequently took a deliberate pause from adding new franchise locations to redevelop its website and enhance its social media and marketing campaigns, a strategic reset that prioritized brand equity and franchisee support infrastructure over raw growth metrics. The current system encompasses 13 franchised locations, with the broader reported range across various data sources suggesting between 15 and 26 operational units when accounting for different counting methodologies and time periods. The company's long-term target of more than 200 franchise locations represents a 15-fold expansion from current scale, and with registration active in 36 states, the addressable white space within the existing legal framework is substantial. The competitive moat for One You Love Homecare is constructed from three reinforcing elements: the proprietary technology platform that reduces operational friction and increases caregiver quality consistency, the personalized care model rooted in founder David Giacobbo's authentic origin story that resonates with both clients and caregivers in a sector where trust is the primary purchase driver, and a territory protection structure that aligns franchisee incentives with system growth rather than internal competition. The brand's concentration in southeastern markets, specifically the Carolinas, Florida, and Texas, maps precisely onto the demographic centers of gravity for the senior population, as these states consistently rank among the top markets for retirement migration and senior population density. With the U.S. home care services market projected to reach $51.1 billion by 2030, the window for establishing territory positions in high-growth markets is time-sensitive for prospective franchisees evaluating the One You Love Homecare franchise opportunity.

The ideal One You Love Homecare franchisee is a relationship-driven operator with strong community connections, an interest in mission-aligned business, and the organizational capacity to recruit, manage, and retain a caregiver workforce. Prior experience in healthcare administration, social work, human resources, or business management is advantageous, though the comprehensive training program is specifically designed to equip candidates without direct home care industry experience to launch successfully within 60 to 90 days of signing. The minimum financial qualifications, $50,000 in liquid capital and $200,000 in net worth, position this franchise as accessible to a broad pool of prospective buyers, including professionals transitioning from corporate careers, retired military personnel who benefit from the 10% veteran discount on the franchise fee, and existing multi-unit franchise operators seeking to diversify into a high-growth services category. Territory assignments are based on a protected population of approximately 50,000 seniors aged 65 and above, ensuring every franchisee enters with a market of sufficient scale to support the revenue trajectory documented in corporate unit performance data. Geographic priority markets currently include Pennsylvania, Maryland, Ohio, Tennessee, Florida, Texas, Nevada, and Utah, with particular strategic emphasis on markets with substantial senior populations and existing system density in the Carolinas and Florida. The timeline from signing to open business is structured to be 60 to 90 days with step-by-step corporate guidance on operational setup, state licensing, caregiver recruiting, and policy implementation, making the ramp-to-revenue period meaningfully shorter than most healthcare franchise categories where regulatory timelines can extend launch windows significantly.

Any serious evaluation of the One You Love Homecare franchise opportunity must be anchored in the convergence of three factors that rarely align this clearly: a demographically driven market with a structural demand floor, a low-to-mid capital entry point relative to sector peers, and a founder-led support model that provides genuine operational differentiation during the critical first years of operation. The global home healthcare market is on a trajectory toward $747.70 billion by 2030, with North American markets leading in both absolute size and growth intensity, and 8,000 Americans turning 65 every single day creating an intake rate of new potential clients that is simply unprecedented in modern economic history. The One You Love Homecare franchise investment range of $95,400 to $170,800 sits well below the capital requirements of most medically oriented home health franchises, while the 5% royalty and 1% marketing fee structure preserve franchisee economics at a level that supports the 1.5 to 3.5 year payback period documented in available performance data. That said, any investment of this magnitude requires rigorous independent verification, comparison against alternative franchise opportunities in the home care category, and a thorough review of the most current Franchise Disclosure Document. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark One You Love Homecare against the full universe of home care franchise opportunities on a standardized, independent basis. Explore the complete One You Love Homecare franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

60/100

SBA Default Rate

0.0%

Active Lenders

5

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for One You Love Homecare based on SBA lending data

SBA Default Rate

0.0%

0 of 14 loans charged off

SBA Loan Volume

14 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 2.8 loans per lender

Investment Tier

Mid-range investment

$95,400 – $170,800 total

Payment Estimator

Loan Amount$76K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$988

Principal & Interest only

Locations

One You Love Homecareunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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One You Love Homecare