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Goldfingers

Goldfingers

Franchising since 2009 · 2 locations

The total investment to open a Goldfingers franchise ranges from $345,000 - $1.0M. Goldfingers currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Goldfingers are United Community Bank and Birmingham Citywide Local Deve. PeerSense FPI health score: 41/100.

Investment

$345,000 - $1.0M

Total Units

2

2 franchised

FPI Score
Low
41

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Goldfingers financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
41out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$1.9M

Active Lenders

2

States

1

Top SBA Lenders for Goldfingers

What is the Goldfingers franchise?

The question every serious franchise investor asks before committing capital is deceptively simple: does this brand have what it takes to survive and grow in a brutally competitive restaurant market? For the Goldfingers franchise, the answer begins in January 2009, when founder Bill Dorminy opened the first Goldfingers location on Montgomery Highway in Dothan, Alabama, inside a converted former "Willy T's" restaurant. Dorminy brought 12 years of Chick-fil-A experience to that launch, including time managing multiple locations and consulting on marketing at Chick-fil-A's Atlanta headquarters — a pedigree that gave him a ground-level understanding of what separates durable quick-service restaurant brands from the ones that fade after a few years. He moved to Dothan in 1998, spent time in ministry on staff at a local church, and then felt called back to the restaurant industry in 2008, channeling that leadership background into a concept built on three explicit pillars: God First, Good Friends, and Great Food. From that single converted storefront, Goldfingers expanded to a second location in 2010 on U.S. 84 and a third in 2011 on Ross Clark Circle in Cottonwood Corners, both still within the Dothan market, demonstrating the brand's ability to develop loyal, repeat customer density before spreading geographically. As of 2025, the Goldfingers franchise system has grown to six stores across Alabama, with a seventh location expected to open by the end of 2025 at the intersection of Ross Clark Circle and Hartford Highway near Lowe's on the south side of Dothan. The brand operates exclusively within Alabama, occupying a niche-dominant position as a faith-aligned, community-rooted chicken tender concept in a state where regional restaurant loyalty runs deep. Goldfingers has been voted the best chicken tenders in Dothan multiple times since its very first year of operation, giving it a product credibility foundation that larger, more impersonal chains struggle to replicate. For investors evaluating a Goldfingers franchise opportunity, this is an early-stage, regionally concentrated brand with a clear founding ethos, an emerging franchise infrastructure, and a franchise performance index score of 41, rated Fair by independent analysis — data points that collectively frame both the upside potential and the due diligence imperative before any capital commitment.

The Goldfingers franchise operates within the Limited-Service Restaurant category, a market segment that generated 550.7 billion dollars in food sales in the United States alone in 2024, representing 36.3 percent of the entire food-away-from-home market, nearly identical to full-service restaurants at 36.4 percent. Globally, the limited-service restaurant market was valued at approximately 823.96 billion dollars in 2024, projected to reach 871.02 billion dollars by 2025, and is expected to expand to 1,435.98 billion dollars by 2034 at a compound annual growth rate of 5.7 percent over the 2025 to 2034 forecast period. Total food sales across all foodservice outlets in 2024 reached 1.52 trillion dollars, underscoring the sheer scale of the ecosystem in which Goldfingers competes. The secular drivers behind this growth are structural and durable: urbanization and increasingly time-constrained consumers are pushing demand for speed and convenience, delivery sales in the limited-service sector surged more than 20 percent in a single recent year, and mobile ordering and digital loyalty platforms are reshaping the consumer relationship with fast-casual and quick-service brands. Within this landscape, the chicken-centric segment has proven particularly resilient, buoyed by consumer protein preferences, lower commodity volatility relative to beef, and the category's demonstrated ability to command premium pricing when product quality and brand story are aligned — all conditions that benefit a concept like Goldfingers. The limited-service restaurant market in the United States remains moderately fragmented at the regional level despite national consolidation among top-tier chains, creating meaningful runway for differentiated regional brands that can establish local loyalty before scaling. Faith-based, community-rooted restaurant concepts occupy a particularly defensible micro-niche within this landscape, attracting a customer base with above-average brand loyalty and word-of-mouth referral rates. Technological adoption — including AI-assisted drive-thru systems, app-based loyalty programs, and ghost kitchen infrastructure — is simultaneously expanding the competitive toolkit available to smaller franchise systems willing to invest in digital transformation, making this an unusually dynamic moment for emerging brands to close the operational gap with larger competitors.

The Goldfingers franchise investment starts with a one-time franchise fee of 15,000 dollars, which sits meaningfully below the category average for limited-service restaurant franchises, where initial franchise fees commonly range from 25,000 to 50,000 dollars for established national brands. Total investment for a Goldfingers franchise ranges from a minimum of 345,000 dollars to a maximum of 1,041,500 dollars, a spread that reflects the range of variables any prospective franchisee must evaluate carefully: real estate acquisition versus conversion costs, local construction and build-out expenses, geographic cost-of-living differentials, equipment packages, initial inventory, business licensing, and working capital reserves. The lower end of that range, 345,000 dollars, likely reflects a conversion-style build-out in a lower-cost Alabama market, similar to the original Dothan location which was developed from an existing restaurant shell, while the upper end of 1,041,500 dollars represents a more comprehensive ground-up or higher-cost-market development scenario. Ongoing royalties range from 4 to 8 percent of gross sales, a range that is competitive within the quick-service restaurant franchise sector — many national chicken-focused QSR franchises charge royalties in the 5 to 6 percent range, meaning Goldfingers' floor of 4 percent offers a potentially favorable cost structure for high-performing units, while the ceiling of 8 percent warrants close scrutiny in unit economics modeling. The franchise fee of 15,000 dollars combined with the investment floor of 345,000 dollars positions the Goldfingers franchise investment as an accessible-to-mid-tier opportunity within the restaurant franchise universe, particularly compared to nationally recognized chicken brands where total investment can easily exceed 1.5 to 2.5 million dollars for a single unit. The Goldfingers Franchise Group, LLC governs the franchise system, with Bill Dorminy as founder and owner and his son Michael Dorminy serving as CEO, representing a family-controlled enterprise structure that typically prioritizes long-term brand stewardship over short-term unit volume growth. Prospective investors should engage a qualified franchise attorney to review the Franchise Disclosure Document in full, assess the royalty range relative to projected unit revenues, and model multiple scenarios across both the low and high ends of the total investment range before making a capital commitment.

Daily operations at a Goldfingers franchise center on a focused, high-velocity chicken tender, wing, and nugget menu that minimizes kitchen complexity while enabling the speed and consistency required to compete in the limited-service segment. As of 2017, individual Goldfingers restaurants employed approximately 75 team members, a staffing model that reflects the labor intensity typical of chicken-focused quick-service concepts where hand-preparation quality standards are maintained alongside high-volume throughput demands. The operational philosophy at Goldfingers goes beyond food execution — the company explicitly frames its restaurants as character-development environments, aiming to teach discipline, work ethic, and good character to its team members, a mission-driven people management approach that can meaningfully reduce turnover when implemented authentically and consistently. Goldfingers provides franchisees with what the company describes as the know-how and framework to operate a location, and it places an unusually strong emphasis on experienced restaurant operators entering the system — the company's stated benchmark is five years of successful leadership experience in a restaurant environment, with particular value placed on experience gained inside the Goldfingers system itself, where a letter of recommendation carries significant weight during the vetting process. The company conducts heavy vetting of prospective franchisees and does not cap the number of franchisees in the system, but makes clear that not every applicant will be approved — alignment with the brand's core values of God First, Good Friends, and Great Food is treated as a non-negotiable qualification alongside operational competence. The brand has historically pursued a corporate-stores-first expansion strategy, opening new locations as company-owned units and then creating pathways for those stores to become franchised, a model that gives the franchisor direct operational control during the critical market-entry phase and provides prospective franchisees with demonstrated proof of concept before they acquire a unit. Specific details about formal training program duration, field consultant visit frequency, technology platform infrastructure, and protected territory boundaries are not publicly detailed at this time, making direct inquiry with the corporate team and thorough FDD review essential steps for any serious candidate.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Goldfingers franchise, meaning the company has elected not to provide average unit volumes, median revenues, or profit margin benchmarks as part of its formal franchise disclosure. This is a significant data gap that prospective investors must understand clearly: without Item 19 disclosure, franchisees cannot rely on franchisor-provided financial projections, and any revenue or earnings estimates must be independently developed through franchisee interviews, market analysis, and consultation with a qualified franchise accountant. To provide useful context, the broader limited-service restaurant industry generated 550.7 billion dollars in U.S. sales in 2024 across the full limited-service category, and chicken-forward QSR concepts in regional markets with strong brand loyalty have demonstrated the ability to generate competitive unit-level volumes in the 800,000 to 1.5 million dollar annual revenue range depending on format, location, and market penetration. The franchise's six-unit Alabama footprint and its consistent recognition as the best chicken tenders in Dothan since its 2009 founding suggest a product and operational model capable of sustaining customer loyalty over a multi-year arc, which is a foundational prerequisite for unit economics viability. The controlled growth strategy — building corporate stores first, then converting to franchise — is a structural indicator that the brand prioritizes profitability verification before franchising rather than accelerating unit count at the expense of franchisee performance, a posture that historically correlates with stronger franchisee financial outcomes in the long run. The Goldfingers franchise investment range of 345,000 to 1,041,500 dollars requires a serious payback period analysis: at a hypothetical annual revenue of 1,000,000 dollars with restaurant-level margins in the 12 to 18 percent range common for well-run limited-service chicken concepts, an owner-operator could model pre-debt owner earnings in the 120,000 to 180,000 dollar range, though these figures are speculative without Item 19 disclosure and must be stress-tested against the full royalty, labor, occupancy, and supply cost structure. Until Goldfingers elects to disclose Item 19 financial performance data, independent franchisee conversations and market-specific feasibility studies are the most reliable tools available to prospective investors for assessing realistic return potential.

The Goldfingers franchise growth trajectory tells a story of deliberate, market-tested expansion rather than aggressive unit-count scaling. From a single Dothan location in January 2009, the brand reached three units by 2011, and by 2025 has established six stores across Alabama, with the seventh expected to open in Dothan at Ross Clark Circle and Hartford Highway by year-end 2025. Earlier expansion milestones included a planned fourth Dothan location, a Mobile-area store that opened around summer 2017 on its way to a second Mobile location on Dauphin Street, a Troy location that opened in late 2016, and a Saraland location near Mobile — all initially opened as corporate stores with franchise conversion pathways. The one notable setback in the brand's history was the closure of an Enterprise, Alabama location that had operated as a licensee rather than a formal franchisee, a distinction that highlights the importance of the company's vetting and structural controls in its franchise development approach. Leadership continuity is strong, with Michael Dorminy now serving as CEO, maintaining the family-owned character of the business that founder Bill Dorminy established. The competitive moat Goldfingers has built rests on four pillars: a product that has won best chicken tenders recognition in its home market since year one, a values-aligned brand identity that attracts and retains a loyal customer base in a community where those values resonate deeply, a founder with 12 years of Chick-fil-A operational and marketing expertise providing the institutional knowledge base for scalable systems, and a deliberate corporate-first expansion model that validates unit economics before deploying franchisee capital. The brand's catering services offering represents an incremental revenue stream that quick-service chicken concepts can leverage for both revenue diversification and community brand-building — a channel that becomes increasingly valuable as the franchise expands into new Alabama markets.

The ideal Goldfingers franchise candidate is, by the company's own explicit articulation, an experienced restaurant operator with a minimum of five years of successful leadership in a restaurant environment — not a career-changer or first-time business owner entering the restaurant industry without an operational foundation. Candidates who have built that five-year track record within the Goldfingers system itself are particularly valued, as internal system knowledge and a letter of recommendation from within the brand carry significant weight in the vetting process. Beyond operational experience, the company requires alignment with its core values framework — prospective franchisees are evaluated on whether they share the brand's faith-based foundational principles, maintain an active church family, and are genuinely passionate about the company's stated purpose of God First, Great Food, and Good Friends, making this one of the more explicitly values-screened franchise systems in the limited-service restaurant category. The geographic focus of the Goldfingers franchise remains Alabama, with no current indication of out-of-state expansion, meaning available territories are concentrated in a market where the brand already has established consumer awareness and operational infrastructure. The brand does not impose a cap on the total number of franchisees, but makes clear that location quality is a real constraint — inability to secure a strong site can prevent an otherwise qualified candidate from moving forward, a quality-control posture that protects the system's average unit volume integrity. Prospective multi-unit operators should understand that Goldfingers' controlled expansion history suggests the corporate team would likely welcome capable multi-unit owners who can absorb the company's operational and values framework across multiple locations, though no explicit multi-unit discount or development agreement structure has been publicly disclosed.

For investors conducting rigorous due diligence on the Goldfingers franchise opportunity, the investment thesis centers on a regionally dominant, faith-aligned chicken tender concept with a 16-year operating history, a founder-to-CEO family succession that preserves brand integrity, a franchise fee of 15,000 dollars at the accessible end of the limited-service restaurant category, and total investment costs ranging from 345,000 to 1,041,500 dollars in a sector generating 550.7 billion dollars in annual U.S. sales. The brand's FPI score of 41, rated Fair by independent analysis, signals a developing franchise system with genuine potential but also legitimate open questions — particularly around Item 19 financial performance disclosure, territory infrastructure, and formal training program documentation — that warrant thorough investigation before committing capital. The global limited-service restaurant market's projected growth from 823.96 billion dollars in 2024 to 1,435.98 billion dollars by 2034 provides a powerful macro tailwind for any well-run chicken QSR concept positioned in growth-adjacent markets, and Goldfingers' demonstrated ability to build repeat customer loyalty in Dothan over 16 years provides a meaningful signal of product-market fit. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Goldfingers franchise opportunity against comparable limited-service restaurant concepts across every critical investment dimension. The combination of a low franchise fee, a values-driven operating culture, a product with sustained local recognition, and a family-led management team committed to controlled growth makes this a franchise opportunity that rewards serious, experienced restaurant operators willing to engage deeply with the brand's ethos and operational standards. Explore the complete Goldfingers franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

41/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Goldfingers based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$345,000 – $1,041,500 total

Goldfingers — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2024

1 approvals — best year on record for Goldfingers.

Top SBA State

Alabama

2 SBA-financed Goldfingers locations — the densest operator footprint.

Average Loan Size

$932K

Median $932K — use as a sizing anchor when modeling your own $Goldfingers unit.

Lender Concentration

100%

Concentrated

Share of Goldfingers approvals captured by the top 3 SBA lenders.

Goldfingers's SBA lending pipeline peaked in 2024 (1 approvals). The last five fiscal years account for 50% of cumulative volume ($563K approved). Operator density is highest in Alabama with 2 SBA-financed locations. Average funded ticket sits at $932K, with the median at $932K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$276K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,571

Principal & Interest only

Locations

Goldfingersunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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