Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Core Progression Elite Persona

Core Progression Elite Persona

Franchising since 2008 · 3 locations

The total investment to open a Core Progression Elite Persona franchise ranges from $152,990 - $508,630. The initial franchise fee is $45,000. Ongoing royalties are 5% plus a 2% advertising fee. Core Progression Elite Persona currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Core Progression Elite Persona are Old National Bank, Frost Bank and Stearns Bank. PeerSense FPI health score: 19/100.

Investment

$152,990 - $508,630

Franchise Fee

$45,000

Total Units

3

3 franchised

FPI Score
Low
19

Proprietary PeerSense metric

Limited
Capital Partners
3lenders available

Active capital sources verified for Core Progression Elite Persona financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
19out of 100
Limited

SBA Lending Performance

SBA Default Rate

25.0%

1 of 4 loans charged off

SBA Loans

4

Total Volume

$0.6M

Active Lenders

3

States

3

Top SBA Lenders for Core Progression Elite Persona

What is the Core Progression Elite Persona franchise?

The question every serious franchise investor asks before committing six figures to a fitness concept is whether the brand they are evaluating has a durable business model, a differentiated market position, and the operational infrastructure to support their success. Core Progression Elite Personal Training, the franchise concept operating under the Core Progression Elite Persona brand, was built to answer that question with precision. Founded by Jon Cerf in 2008, the business originated in a single apartment before its first physical studio opened in Westminster, Colorado in 2010 and expanded to a second Colorado location in Northglenn within a single year. The corporate headquarters is now anchored at 10693 Melody Dr., Northglenn, CO 80234, and Cerf continues to serve as CEO, giving the franchise continuity of vision across 15-plus years of operations. Core Progression began franchising in 2017, and the system has grown to 3 franchised units, all operating within the United States, with active locations and development territories spanning Colorado, Texas, and California, including a presence in Austin, Texas and multiple Denver-area studios. The brand's current footprint covers Denver metro neighborhoods including Arvada, Sloan's Lake, Central Park, Northglenn, Boulder, Lakewood, Downtown Denver, and South Broadway. The total addressable market for the fitness and recreational sports center industry was valued at approximately USD 123.77 billion globally in 2024 and is projected to reach USD 180.44 billion by 2033, with a compound annual growth rate of 4.06% from 2025 through 2033. Core Progression Elite Persona sits at the intersection of the fastest-growing segment of that market, premium boutique personal training, and a consumer demographic increasingly willing to pay for results-driven, personalized wellness services. This analysis is independent research, not marketing copy, and is designed to give prospective franchisees the factual foundation required for serious capital allocation decisions.

The fitness and recreational sports center industry represents one of the most structurally favorable sectors available to franchise investors entering the market in the mid-2020s. The global market reached USD 148.03 billion in 2025 and is projected to nearly double to approximately USD 324.05 billion by 2035, representing a compound annual growth rate of 8.15% across that decade. A separate market projection estimates incremental growth of USD 107.16 billion between 2025 and 2030 alone, at a CAGR of 9.2%, signals that suggest the industry is accelerating rather than plateauing. North America is the dominant regional market, holding a 37.5% share in 2024 and approximately 38.4% in 2025, and is expected to account for 39% of global incremental growth going forward. Within North America, the personal training subsegment is itself a USD 10 billion annual industry that was projected to grow 24% between 2010 and 2020, and personal trainers rank among the top five fastest-growing career categories, with one-on-one training consistently listed among the top ten fitness trends for the last decade. The consumer trends driving this growth are structural, not cyclical. Americans are prioritizing holistic health encompassing physical fitness and mental well-being simultaneously. Fitness consumers are demanding personalized nutritional counseling, mind-body disciplines, and advanced recovery therapies integrated into their training experience. The American College of Sports Medicine identifies body weight training, high-intensity interval training, and strength training as the top industry trends, all of which are embedded in Core Progression's core programming. Demographic expansion beyond the traditional 18-to-35 age cohort is another secular tailwind, with the 35-to-54-year-old segment growing in participation and the 55-and-older demographic identified as the fastest-growing fitness consumer group globally. Women now account for 54.1% of global fitness center market revenue, driven by group-based fitness formats and the rising availability of women-centric training services. For franchise investors, these macro forces create a rare alignment of demographic tailwinds, rising consumer health consciousness, and an underserved demand for premium personalized training at accessible price points.

The Core Progression Elite Persona franchise investment requires a minimum of $75,000 in liquid capital and a minimum net worth of $300,000, parameters that position this opportunity in the accessible-to-mid-tier range of the franchise investment spectrum. The total initial investment ranges from $152,990 to $508,630, a spread that reflects variables including geography, studio size, build-out complexity, and local real estate conditions. The investment range encompasses the franchise fee, all gym equipment, signage, pre-marketing and grand opening advertising, rent deposits, computer systems, and an operating capital reserve designed to support the franchisee through the first three months of operation. The single-unit franchise fee is $45,000, and discounted fee structures are offered for three-unit and five-unit development packages for qualified candidates, creating a meaningful incentive for investors with multi-unit ambitions. Ongoing operational fees include a weekly royalty equal to 5% of gross sales, and advertising is listed as an additional ongoing fee, though the franchise system also provides structured brand awareness and marketing support to reduce the burden on individual franchisees. Relative to the broader boutique fitness franchise category, where total investment requirements routinely exceed $500,000 for a single unit and royalty rates often range from 6% to 8%, Core Progression's fee architecture is competitive at the entry level. Core Progression Elite Persona offers a 15% discount on the first territory franchise fee for qualifying military veterans, a meaningful concession worth $6,750 on the standard $45,000 fee. Third-party financing is available to franchisees, and SBA loan eligibility is a practical consideration for investors using leverage to fund their entry into the system. The studio format, ranging from 3,000 to 6,000 square feet, avoids the capital intensity of large-format gym builds while still delivering a premium, industrially designed aesthetic that the brand refers to as "industrial chic" with a luxury feel at an affordable client price point.

Daily operations at a Core Progression Elite Persona franchise are structured around an intentionally lean labor model that distinguishes the brand from traditional fitness club formats. The most distinctive operational feature is that personal trainers function as independent contractors rather than employees, which substantially reduces franchisee exposure to payroll taxes, worker's compensation insurance, and employer-side health insurance costs. In practical terms, a Core Progression studio can be operated with a single W-2 employee, either the owner-operator or a hired general manager, with the independent contractor trainer workforce handling client delivery. Franchisees have two operational modes available to them: an owner-operator model in which the franchisee personally manages sales, membership renewals, P&L oversight, equipment maintenance, supply chain, and marketing, or a semi-absentee model in which a hired general manager handles day-to-day operations while the franchisee monitors financial performance and attends periodic management reviews. The initial training program spans 25 to 40 hours of classroom instruction supplemented by 3 to 5 hours of on-the-job training, covering trainer recruitment, equipment standards and maintenance, and marketing and sales systems. Franchisees receive thorough training on a customized CRM platform designed to manage all aspects of studio operations from a single interface. Ongoing support includes corporate-level assistance with real estate selection and site evaluation, grand opening execution, fitness trainer hiring, accounting and financial oversight, and general operational consultation. Territory protections are defined by a 3-mile radius around each studio location, providing meaningful geographic exclusivity in densely populated urban and suburban markets. The build-out timeline from franchise agreement signing to studio opening is estimated at 6 to 9 months, depending on real estate availability, studio size, and local construction conditions. The physical studio design incorporates one main training floor, a group exercise area, locker rooms, an administrative office, and between one and three wellness provider rooms, the latter of which can be rented to massage therapists, physical therapists, and chiropractors to generate supplementary revenue independent of training membership volume.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Core Progression Elite Persona, which means prospective franchisees cannot review audited or verified unit-level revenue and profitability figures directly from the FDD as filed. This is a meaningful consideration during due diligence, and prospective investors should engage directly with existing franchisees through the FDD's franchisee contact list and request financial performance information in those conversations. However, the company has made substantive public financial disclosures through founder Jon Cerf's statements, which provide a directionally useful, if not legally binding, picture of unit economics. Cerf reported that his company-owned personal training business generated $3.6 million in revenue in 2021 and projected $4.5 million in revenue for 2022, figures attributed to a multi-location Denver-area operation rather than a single unit. At the individual studio level, the membership pricing model provides a baseline for unit revenue modeling: clients typically pay approximately $350 per month, and most Core Progression locations cap membership at 200 clients, with some smaller-format studios capping at approximately 150 clients. At full capacity and $350 per member per month, a 200-client studio generates approximately $840,000 in gross membership revenue annually before additional income from room rentals to wellness providers, retail product sales, group class fees, and semi-private training packages. Perhaps the most compelling economic signal in the brand's public positioning is its claim that Core Progression studios become profitable at approximately 100 clients, representing only 50% of capacity at a standard location. This contrasts with large-format gym models that reportedly require 1,500 members to reach profitability, a structural advantage that directly supports the brand's reported 80% client retention rate. The multiple revenue streams built into the model, including personal training, semi-private training, group classes, wellness provider room rentals, and retail sales, provide a diversification buffer against membership attrition that single-revenue fitness concepts cannot replicate.

The Core Progression Elite Persona growth trajectory reflects a brand in its early franchise expansion phase, having launched franchising in 2017 and building to 3 franchised units across Colorado, Texas, and California. Founder Jon Cerf has outlined an aggressive expansion roadmap targeting new studio development in Arizona, Florida, Texas, and additional states, with an offer already placed on a Dallas, Texas location as of the most recent public disclosures. In Colorado, the brand is evaluating suburban Denver markets including Littleton, Lone Tree, Parker, Highlands Ranch, and Castle Rock, markets characterized by high household income, strong fitness participation rates, and limited boutique personal training competition. Cerf planned to open a seventh Denver-area location in Central Park as recently as June 2022, indicating active corporate unit development running in parallel with franchise growth. The brand has logged 10 consecutive years of consistent revenue growth at the corporate operation level, providing a tested business model to franchisees entering new markets. Core Progression Elite Persona has earned recognition on Franchise Connect Magazine's Top 100 Fitness Franchises list, appeared in Entrepreneur Magazine's 347 Trend-Topping Franchises of the Future, was featured in Business View Magazine's December 2019 issue, and was named one of the Top Emerging Franchises in 2020 by Franchise Gator. The brand's competitive moat derives from several structural advantages: its independent contractor staffing model, the wellness provider room rental revenue stream, a proprietary personality-matching system that pairs clients with compatible trainers to increase retention for both parties, and a science-based training methodology that generates measurable client outcomes. The brand's reported 80% customer retention rate, if maintained at scale, represents a compounding competitive advantage as studios accumulate loyal, long-tenure memberships in protected 3-mile radius territories.

The ideal Core Progression Elite Persona franchise candidate does not require a professional fitness background, but the brand explicitly targets fitness enthusiasts with meaningful business experience. The candidate profile prioritizes business acumen, leadership and management experience, comfort with financial oversight including P&L analysis, and a passion for community health outcomes. The operational model's emphasis on running the business "from behind the scenes" makes this franchise better suited for candidates with management or entrepreneurship backgrounds than for personal trainers seeking to own a studio. Multi-unit development packages at discounted fee structures are available for three-unit and five-unit commitments, making this an attractive pathway for investors with the capital and bandwidth to operate at scale from the outset. The ramp-up period from signed agreement to open studio is 6 to 9 months, a timeline driven primarily by real estate availability and build-out requirements. Geographic development is concentrated in the United States, with active expansion priorities in Colorado suburban markets, Texas including Dallas and Austin, and emerging targets in Arizona and Florida. Studios in the 3,000-to-6,000-square-foot range perform across urban and suburban formats, with urban-core locations historically operating at slightly lower client caps, around 150 members, while standard suburban studios target 200-member caps. The brand does not currently franchise internationally, making this exclusively a U.S.-market opportunity for the foreseeable future. Semi-absentee ownership is explicitly supported by the operational structure, giving investors who maintain other professional commitments a viable entry point into the system.

The Core Progression Elite Persona franchise opportunity sits at a compelling intersection of favorable industry macro conditions, a differentiated and capital-efficient operating model, and an early-stage franchise system with demonstrated corporate unit performance and a founder-led growth vision. The global fitness center market is projected to reach USD 180.44 billion by 2033, North America dominates with 38.4% market share, and personal training specifically represents a USD 10 billion domestic industry growing faster than the broader gym category. With a total investment entry point as low as $152,990, a 5% royalty rate, an independent contractor staffing model that minimizes fixed labor overhead, and a profitability threshold reportedly achievable at 100 clients, the unit economics thesis is coherent and supported by public data from the corporate operation's $3.6 million in 2021 revenue. The FPI Score of 19 signals a limited data profile consistent with an emerging franchise system, which means investors must conduct particularly thorough independent due diligence, including reviewing the full FDD, speaking with existing franchisees, and stress-testing the financial assumptions with a qualified franchise attorney and accountant. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Core Progression Elite Persona directly against competing boutique fitness concepts across every relevant financial and operational dimension. The veteran discount program, multi-unit incentive structures, and semi-absentee ownership compatibility further expand the candidate pool for this opportunity. Explore the complete Core Progression Elite Persona franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

19/100

SBA Default Rate

25.0%

Active Lenders

3

Key Highlights

Data Insights

Key performance metrics for Core Progression Elite Persona based on SBA lending data

SBA Default Rate

25.0%

1 of 4 loans charged off

SBA Loan Volume

4 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.3 loans per lender

Investment Tier

Significant investment

$152,990 – $508,630 total

Core Progression Elite Persona — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2020

3 approvals — best year on record for Core Progression Elite Persona.

Top SBA State

North Carolina

2 SBA-financed Core Progression Elite Persona locations — the densest operator footprint.

Average Loan Size

$155K

Median $161K — use as a sizing anchor when modeling your own $Core Progression Elite Persona unit.

Lender Concentration

100%

Concentrated

Share of Core Progression Elite Persona approvals captured by the top 3 SBA lenders.

Core Progression Elite Persona's SBA lending pipeline peaked in 2020 (3 approvals). Operator density is highest in North Carolina with 2 SBA-financed locations. Average funded ticket sits at $155K, with the median at $161K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$122K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,584

Principal & Interest only

Locations

Core Progression Elite Personaunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Core Progression Elite Persona

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Core Progression Elite Persona