Uncle Sam Covenient Store
3 locations
Uncle Sam Covenient Store currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Uncle Sam Covenient Store are Readycap Lending, LLC, JPMorgan Chase Bank and Comerica Bank-Texas. PeerSense FPI health score: 23/100.
3
3 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Uncle Sam Covenient Store financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
25.0%
1 of 4 loans charged off
SBA Loans
4
Total Volume
$3.9M
Active Lenders
4
States
1
Top SBA Lenders for Uncle Sam Covenient Store
What is the Uncle Sam Covenient Store franchise?
The Uncle Sam Covenient Store franchise, headquartered in the vibrant community of Portland, Texas, represents a distinctive and focused opportunity within the perpetually essential Gasoline Stations with Convenience Stores category. Operating with a current footprint of 4 total units, this brand has established a concentrated presence, indicative of a strategic and deliberate approach to market entry and expansion. While the specific genesis year of the brand is not publicly detailed, its current operational status places it as an emerging player, carefully cultivating its brand identity and service model within its foundational market. The company’s headquarters in Portland, TX, serves as the central hub for its operations, guiding the development and standardization of its convenience store and gasoline service offerings. This localized base allows for a deep understanding of regional consumer preferences and operational nuances, which is often a hallmark of successful, community-integrated retail establishments. The convenience store primarily caters to the daily needs of commuters, local residents, and travelers, providing convenient access to fuel, a diverse array of merchandise, and essential services that define the modern convenience retail experience. The core value proposition of any Uncle Sam Covenient Store location lies in its ability to offer swift, accessible, and reliable service, ensuring customers can efficiently procure gasoline, grab refreshments, or pick up indispensable household items in a single, convenient stop. This model capitalizes on the enduring demand for immediate gratification and efficiency in consumer purchasing patterns. The modest number of units, standing at 4, positions the Uncle Sam Covenient Store franchise as a highly focused and potentially hands-on investment, appealing to entrepreneurs who seek to grow with a brand from its relatively early stages. This limited
FPI Score
23/100
SBA Default Rate
25.0%
Active Lenders
4
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Uncle Sam Covenient Store based on SBA lending data
SBA Default Rate
25.0%
1 of 4 loans charged off
SBA Loan Volume
4 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 1.0 loans per lender
Uncle Sam Covenient Store — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2002
1 approvals — best year on record for Uncle Sam Covenient Store.
Top SBA State
Texas
4 SBA-financed Uncle Sam Covenient Store locations — the densest operator footprint.
Average Loan Size
$970K
Median $1.1M — use as a sizing anchor when modeling your own $Uncle Sam Covenient Store unit.
Lender Concentration
75%
Concentrated
Share of Uncle Sam Covenient Store approvals captured by the top 3 SBA lenders.
Uncle Sam Covenient Store's SBA lending pipeline peaked in 2002 (1 approvals). Operator density is highest in Texas with 4 SBA-financed locations. Average funded ticket sits at $970K, with the median at $1.1M. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Uncle Sam Covenient Store — unit breakdown
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