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Rates
2025 FDD VERIFIEDOffices of Chiropractors
MaxLiving

MaxLiving

Franchising since 2020 · 4 locations

The total investment to open a MaxLiving franchise ranges from $164,900 - $460,000. The initial franchise fee is $125,000. Ongoing royalties are 8% plus a 2.5% advertising fee. MaxLiving currently operates 4 locations (4 franchised). PeerSense FPI health score: 58/100. Data sourced from the 2025 Franchise Disclosure Document.

Investment

$164,900 - $460,000

Franchise Fee

$125,000

Total Units

4

4 franchised

FPI Score
Low
58

Proprietary PeerSense metric

Moderate
Capital Partners
4lenders available

Active capital sources verified for MaxLiving financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
58out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loans

4

Total Volume

$1.0M

Active Lenders

4

States

4

What is the MaxLiving franchise?

The chiropractic care sector sits at the intersection of two of the most powerful consumer health trends of the 21st century: the growing rejection of pharmaceutical-only approaches to chronic pain and the explosion of preventive, whole-body wellness spending by American consumers. Millions of adults suffer from chronic back pain, neck pain, and spinal dysfunction, conditions that the American Chiropractic Association estimates affect more than 35 million Americans annually, driving billions of dollars in out-of-pocket health expenditures toward non-pharmaceutical interventions. Maxliving enters this landscape not merely as another chiropractic franchise but as a brand built around a differentiated philosophy — the "5 Essentials" health model, which integrates chiropractic care with nutrition, mindset coaching, exercise, and toxin reduction to deliver a more comprehensive wellness outcome than traditional adjustment-only practices. With 4 total franchised units currently operating and a partnership model available through its dedicated franchise development portal at maxliving.com, Maxliving positions itself as a chiropractic franchise opportunity grounded in a holistic health delivery system rather than a transactional adjustment clinic. The brand's approach directly addresses the frustration of patients who have cycled through conventional medicine without lasting relief — a population that numbers in the tens of millions and has demonstrated consistent willingness to pay out of pocket for integrative solutions. The total addressable market for chiropractic services in the United States surpassed $19.5 billion in 2023, according to IBISWorld, and the broader integrative and complementary health market is projected to exceed $100 billion by 2027. For franchise investors considering health and wellness categories, Maxliving represents a chiropractic concept with a differentiated consumer positioning, a values-driven brand identity, and a clinical philosophy that extends wallet share beyond individual adjustment visits. This analysis is independent research produced by PeerSense — it is not affiliated with, sponsored by, or reviewed by Maxliving or any of its affiliates.

The chiropractic and manual therapy industry generated approximately $19.5 billion in U.S. revenue in 2023, with IBISWorld projecting consistent annual growth in the range of 2.5 to 3.5 percent through 2028 as demographics and consumer health preferences converge favorably for the category. The single most important demographic tailwind is the aging of the American population — the U.S. Census Bureau reports that by 2030, all baby boomers will be over age 65, and this cohort represents the highest per-capita consumers of chiropractic and physical wellness services due to elevated rates of degenerative spinal conditions, arthritis, and chronic musculoskeletal dysfunction. Simultaneously, millennials and Gen Z consumers are driving a parallel demand surge: a 2023 Global Wellness Institute report valued the global wellness economy at $5.6 trillion, with preventive health services among the fastest-growing subcategories. Remote work adoption since 2020 has created a structural increase in sedentary lifestyle-related complaints, particularly cervical and lumbar strain, that has measurably expanded the addressable patient population for chiropractic practices. The chiropractic industry remains significantly fragmented at the provider level — the vast majority of the approximately 70,000 licensed chiropractors in the United States operate as independent solo or small-group practices, meaning branded franchise networks that offer operational infrastructure, marketing systems, and clinical protocols carry a structural advantage in customer trust and operational consistency. Consumer appetite for integrative health, defined as combining traditional medical care with lifestyle-based interventions, grew by an estimated 15 percent between 2019 and 2023 according to the National Center for Complementary and Integrative Health, directly validating the type of multi-pillar wellness model that Maxliving has built its brand identity around. These macro forces — aging demographics, remote-work musculoskeletal complaints, wellness economy expansion, and industry fragmentation — collectively create a compelling secular tailwind for chiropractic franchise investment in the current decade.

The Maxliving franchise investment profile reflects the characteristics of a developing-stage franchise system, with 4 total units operating as franchised locations and no company-owned units currently in the portfolio. Because detailed cost disclosures such as the franchise fee, royalty rate, advertising fund contribution, and total initial investment range are not publicly enumerated on the brand's partnership inquiry pages, prospective investors should engage directly with the Maxliving development team at maxliving.com/partner-with-us and request the current Franchise Disclosure Document to obtain verified figures across all investment categories. To provide context: chiropractic franchise concepts across the broader category typically carry initial franchise fees in the range of $30,000 to $60,000, with total investment ranges that span from approximately $150,000 on the lower end for conversions of existing practices to upward of $500,000 or more for ground-up buildouts in high-rent markets, including leasehold improvements, chiropractic equipment, signage, working capital, and pre-opening marketing. Royalty structures in the chiropractic franchise space commonly range from 5 to 9 percent of gross collected revenue, with advertising or marketing fund contributions typically adding an additional 1 to 3 percent. The Maxliving franchise investment likely requires candidates who are either licensed chiropractors themselves or who are partnering with a licensed practitioner as the clinical operator — a structural requirement common across the category that shapes both the candidate pool and the financing landscape. Health and wellness franchise concepts, including chiropractic, have historically demonstrated strong SBA loan eligibility, and investors should explore 7(a) loan programs, which can finance up to $5 million, and SBA 504 programs for real estate-heavy buildouts when structuring the capitalization of a new Maxliving location. Given the brand's current scale of 4 franchised units, investors should view this as an early-stage franchise opportunity with the potential for ground-floor positioning, balanced against the due diligence imperative that comes with evaluating any emerging system with limited operating history data across its franchised network.

Daily operations at a Maxliving franchise center are built around the delivery of the brand's "5 Essentials" clinical philosophy, which means that a typical location is not operating as a high-volume, assembly-line adjustment clinic but rather as a comprehensive wellness practice that integrates chiropractic adjustments with patient education in the areas of core nutrition, mindset, exercise, and environmental detoxification. This integrated model typically requires a staffing structure that includes at minimum one or more licensed doctors of chiropractic, front-desk patient coordinators, and potentially a wellness coach or health educator depending on the depth of programming offered at each location. The patient journey at a Maxliving location is generally longer than at a transactional adjustment clinic — initial consultations, health history reviews, and care plan presentations are core to the model, which increases average revenue per patient but also increases demands on practitioner time and scheduling infrastructure. Training for new Maxliving franchisees is delivered through the brand's established clinical and business systems, and the partnership portal emphasizes alignment with the brand's wellness philosophy as a prerequisite for the relationship — suggesting that franchisee selection is values-driven as much as financially driven. Territory structure and exclusivity terms are details that prospective investors would confirm through the FDD review process, but the brand's current footprint of 4 units across a national geography implies that significant white space exists in nearly every major metro market and most secondary markets across the country. The Maxliving operational model is inherently tied to the active presence of a licensed chiropractor, making this a practitioner-led owner-operator business rather than an absentee investment vehicle — a distinction that matters significantly to investors evaluating their personal role in day-to-day operations. Multi-unit development is a realistic growth path for investor-operators who have clinical staffing capacity, and the chiropractic industry broadly supports multi-unit models where a managing chiropractor oversees clinical quality across two or more locations.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Maxliving franchise system. This means that prospective investors cannot rely on franchisor-provided average revenue, median revenue, or earnings data when conducting investment underwriting, and must instead build their financial models from independent market benchmarks, conversations with existing franchisees, and third-party industry data. To provide a useful industry context: IBISWorld data indicates that the average annual revenue per chiropractic establishment in the United States is approximately $280,000 to $340,000 for single-provider practices, with multi-provider wellness centers generating meaningfully higher figures in the $500,000 to over $1 million range depending on service mix, patient volume, and geographic market. Chiropractic practices that incorporate ancillary wellness services — including the kind of nutrition consultation, lifestyle coaching, and supplementation revenue streams embedded in the Maxliving model — have demonstrated the ability to increase revenue per patient by 25 to 40 percent compared to adjustment-only practices, based on industry operator surveys conducted by the American Chiropractic Association and independent practice consultants. Operating margins in chiropractic and integrative wellness practices typically range from 15 to 35 percent at the net operating income level, with the upper end achievable in well-managed, cash-pay-heavy practices that minimize insurance billing overhead — a model that aligns with the Maxliving philosophy, which emphasizes direct patient relationships and wellness lifestyle adoption over insurance-reimbursed episodic care. The payback period for a chiropractic franchise investment in this category typically ranges from 3 to 6 years depending on initial investment level, ramp time, and local market dynamics, with faster payback achievable in markets with high out-of-pocket health spending and strong wellness consumer demographics. Prospective Maxliving franchise investors are strongly encouraged to conduct franchisee validation calls with all 4 existing franchised operators, as this cohort represents the complete available dataset for real-world unit performance within the system. The absence of Item 19 disclosure increases the importance of this direct validation step and of engaging an independent franchise attorney and CPA with chiropractic industry experience during due diligence.

The Maxliving brand is currently operating at the early stage of its franchised network expansion, with 4 franchised units representing the active footprint of the system. This unit count, combined with zero company-owned locations, tells an important story about where the brand sits in its development trajectory: all operating locations are franchisee-operated, meaning the brand has chosen to grow through partnership rather than company-controlled expansion, which is a meaningful indicator of the franchisor's business model and capital strategy. The chiropractic franchise sector has seen substantial investment and expansion in recent years — the broader chiropractic care market has added thousands of new clinic locations over the past decade — which underscores both the opportunity and the competitive landscape that Maxliving is entering as it scales its franchise network. The brand's competitive moat lies primarily in its differentiated clinical philosophy: the 5 Essentials framework is a proprietary wellness model that extends the scope of care and the patient relationship well beyond what a commodity adjustment clinic can offer, creating higher patient lifetime value and a stronger basis for premium pricing. Maxliving's existing reputation in the chiropractic and natural health community, built through its consumer-facing wellness content, online education programs, and practitioner community, provides incoming franchisees with a brand to align with that carries credibility beyond a purely transactional clinic identity. The brand's growth from its current 4-unit base to a larger national network represents the central investment thesis for ground-floor franchisees: early entrants into franchise systems with strong consumer brand narratives and differentiated operational models have historically captured the best territories and benefited disproportionately from system-wide marketing and operational improvements that occur as franchisee networks scale. Digital health content, telehealth integration, and online wellness community building are areas where health franchise concepts are increasingly investing to drive patient acquisition and retention — and Maxliving's existing digital presence in the wellness education space positions it to extend these capabilities into franchised market activation more readily than a brand building those assets from scratch.

The ideal Maxliving franchise candidate is most likely a licensed doctor of chiropractic with existing clinical experience who is ready to transition from independent practice or associate employment into business ownership under a branded, systemized framework. Practitioners who are philosophically aligned with integrative, whole-body wellness care — and who have found that the conventional insurance-reimbursed chiropractic model limits their ability to deliver comprehensive patient outcomes — represent the core target for the Maxliving partnership model. Entrepreneurial chiropractors with experience managing staff, patient scheduling systems, and practice marketing will have the shortest learning curve within the franchise operational system. Geographic availability is broad given the 4-unit current footprint, meaning that high-priority metro markets, suburban growth corridors, and secondary cities are likely all accessible to qualified candidates. Markets with demographic profiles that index highly on wellness spending — communities with above-average household incomes, high concentrations of health-conscious consumers, and strong employer-sponsored wellness benefit environments — would theoretically produce the strongest patient acquisition environments for a Maxliving location. The timeline from signed franchise agreement to clinic opening in chiropractic concepts typically ranges from 3 to 9 months depending on site selection complexity, lease negotiation, buildout duration, equipment procurement, and licensing requirements, all of which vary significantly by state and market. Prospective investors should budget adequate working capital to cover operating losses during the ramp period, which in chiropractic practices typically runs 6 to 18 months before a location achieves steady-state patient volume and revenue.

The investment thesis for the Maxliving franchise opportunity rests on three converging factors: a total addressable chiropractic market exceeding $19.5 billion in annual U.S. revenue with projected continued growth through the decade, a consumer health environment increasingly receptive to integrative wellness models that command premium pricing and stronger patient loyalty than commodity adjustment services, and a ground-floor franchise system positioning that offers early entrants access to the best available territories in a national market that remains overwhelmingly dominated by independent practitioners with no brand infrastructure. The brand's PeerSense Franchise Performance Index score of 58 places it in the Moderate tier — a rating that reflects the brand's early-stage development profile and the limited available data across its 4-unit franchised network, while acknowledging the underlying market opportunity and differentiated positioning of the concept. A score of 58 is neither a disqualifier nor a rubber stamp; for early-stage systems, it is a signal that rigorous independent due diligence is essential and that the opportunity carries both upside potential and the risk factors inherent in investing in any emerging franchise system with a limited operational track record at scale. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Maxliving franchise investment against comparable chiropractic and health wellness franchise opportunities across the full competitive landscape. Investors evaluating this category should complete a full FDD review with a qualified franchise attorney, conduct validation interviews with all current franchisees, build independent financial projections anchored to industry benchmarks rather than franchisor-provided figures, and analyze territorial demographics before making any capital commitment. Explore the complete Maxliving franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

58/100

SBA Default Rate

0.0%

Active Lenders

4

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for MaxLiving based on SBA lending data

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loan Volume

4 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$164,900 – $460,000 total

Payment Estimator

Loan Amount$132K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,707

Principal & Interest only

Locations

MaxLivingunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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MaxLiving