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Kiddie Academy

Kiddie Academy

The total investment to open a Kiddie Academy franchise ranges from $3.8M to $6.0M. The initial franchise fee is $135,000. Ongoing royalties are 7% plus a 2% advertising fee.

What is the Kiddie Academy franchise?

Kiddie Academy Educational Childcare serves the demand for early learning centers with programs for children from six weeks to 12 years old. Pauline and George Miller founded the company in Baltimore County, Maryland, in 1981. Its proprietary Life Essentials® curriculum combines academic readiness with social, physical, and emotional development. The brand sold its first franchise agreement in 1993 and expanded beyond Maryland in 1996. It now has 369 units, all franchised, across the United States. PeerSense provides research for buyers evaluating this opportunity, but it is not a lender.

Demand is supported by the growth of dual income households and single parent families, along with broader recognition of the value of early childhood education. Parents increasingly seek programs that provide academic readiness and developmental support in addition to supervision. Workforce participation by parents, demographic growth, and greater interest in structured early learning continue to shape the category. The industry remains fragmented, although established franchise systems such as Kiddie Academy Educational Childcare are contributing to consolidation and greater standardization. Economic stability and higher disposable income also allow some families to consider premium educational childcare services. The category is an essential service market with identifiable demand drivers and some resilience during economic downturns.

A Kiddie Academy Educational Childcare franchise requires an initial franchise fee of $135,000. Total initial investment ranges from $3.76 million to $5.97 million. The amount varies with geography, real estate acquisition or lease costs, construction and facility build out, learning materials, and playground structures for children from six weeks to 12 years old. Applicants must have $250,000 in liquid capital and a net worth of $750,000. The Miller family continues to own and operate Kiddie Academy. As of June 2025, Casey Miller, the founders’ grandson, is the third generation CEO. A February 2026 source states that Essential Brands, Inc. owns Kiddie Academy, indicating family management within a broader corporate ownership structure. Michael J. Miller, the founders’ son, is Executive Chairman. Joshua Frick served as President as of January 2023 and 2024, Susan Wise was Executive Vice President and Chief Financial Officer as of 2022, and Jeff Brazier was Chief Development Officer as of January 2020.

Franchisees operate dedicated early learning centers that use the Life Essentials® curriculum for children from six weeks to 12 years old. Responsibilities include overseeing educational programs, meeting health and safety requirements, managing educators and support staff, working with parents, and maintaining the facility. The model requires substantial staffing and familiarity with early childhood development and curriculum implementation. Centers use a dedicated facility format, with no drive thru or kiosk options. Specific training details are not provided, although the operating model covers curriculum delivery, procedures, staff management, and marketing. Corporate support includes curriculum updates, guidance from field consultants, technology platforms for administration, and coordinated marketing programs intended to support visibility and enrollment. Franchisees typically receive a protected territory. Specific multi unit requirements are not provided, though the brand’s growth and history of signing franchise agreements indicate opportunities to develop multiple locations. Because the investment is substantial and center management is hands on, the model generally suits an active owner operator.

The system opened its first location in 1981 and sold its first franchise in 1992 according to the cited growth history. It reached 200 franchises in December 2017, exceeded 210 locations by the end of 2018 across 29 states and the District of Columbia, and reached 246 locations in 2019. The company projected 280 Academies by 2020. In 2019, it opened 35 Academies and signed 81 franchise agreements.

Kiddie Academy Educational Childcare opened its first location in Baltimore County, Maryland, in 1981. The first franchise agreement was sold in 1993, while the first franchise location opened in Elkton, Maryland, in 1992. The company expanded outside Maryland in 1996 and reached its 200th franchise in Vancouver, Washington, in December 2017. By the end of 2018, it had more than 210 locations across 29 states and the District of Columbia. The brand now has 369 franchised units. Casey Miller was serving as third generation CEO as of June 2025, with Joshua Frick as President since January 2023, Michael J. Miller as Executive Chairman, Susan Wise as Executive Vice President and Chief Financial Officer since 2022, and Jeff Brazier as Chief Development Officer since January 2020. The Life Essentials® curriculum remains a central point of differentiation because it combines academic readiness with social, physical, and emotional development. The company also draws on an operating system established in 1981, along with experience in real estate strategy and supply chain management. Its educational childcare model continues to address parents seeking structured support for children’s development.

A prospective franchisee will generally need business experience, leadership ability, and an interest in early childhood education. Experience in operations, staff recruitment and retention, and community engagement can be useful, although specific industry experience is not expressly required. Financial qualifications include $250,000 in liquid capital and a minimum net worth of $750,000. Specific multi unit expectations are not provided, but the company’s growth and annual franchise agreement activity indicate opportunities for qualified owners to develop multiple units in their regions. Kiddie Academy Educational Childcare operates across 29 states and the District of Columbia, with continued evaluation of territories and demand in existing markets. The timeline from signing an agreement to opening a center is not provided. A state of the art educational facility requires substantial construction and development planning. Agreement terms, renewal provisions, transfer rules, and resale terms are also not available in the provided information, although these matters are generally addressed in the franchise agreement under corporate guidelines.

Kiddie Academy Educational Childcare merits detailed due diligence for buyers considering a substantial investment in the Child Day Care Services category. Its family history and current leadership provide continuity, while the category benefits from demand for early childhood education and childcare. The Loan Activity Score is 64, categorized as Moderate. The opportunity is aimed at well capitalized individuals or groups prepared to operate educational childcare centers and serve their communities. PeerSense offers due diligence data covering SBA lending history, the Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparison tools. Buyers can review the complete Kiddie Academy Educational Childcare franchise profile on PeerSense for additional independent franchise intelligence.

Loan Activity Score

64/100

SBA Default Rate

3.2%

Active Lenders

134

According to its Franchise Disclosure Document or public business records, Kiddie Academy has 378 locations, all owned by franchisees. Public SBA loan records show 134 lenders made 567 loans to franchisees of Kiddie Academy. PeerSense calculates Kiddie Academy's score as 64 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

2026 FDD VERIFIEDChild Day Care Services

Franchising since 1981 · 378 locations

Investment

$3.8M to $6.0M

Franchise Fee

$135,000

Total Units

378

378 franchised

Loan Activity Score
Very high
64
SBA Lending
25
Lender Quality
13
Transparency
6
Reach
10
Momentum
10

Proprietary PeerSense metric

Moderate
Capital Sources
134SBA lenders

Distinct lenders in public SBA records for Kiddie Academy

567

Total SBA loans

$1.4M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Kiddie Academy

Loan Activity Score Breakdown

Major Brand (100+ loans)

Very High Confidence
64out of 100
Moderate
Market Momentum10/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence13/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency6/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint10/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

3.2%

vs 3.2% peer avg

SBA Loans

567

Total Volume

$766.1M

Active Lenders

134

24 selective

States

37

vs. SBA Sector Average

0%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (3.2%)
Item 19 financial data disclosed
378 locations nationwide

Data Insights

Key performance metrics for Kiddie Academy based on SBA lending data

SBA Default Rate

3.2%

SBA Loan Volume

567 loans

Across 134 lenders

Lender Diversity

134 lenders

Avg 4.2 loans per lender

Investment Tier

Premium investment

$3,762,000 to $5,967,000 total

Payment Estimator

Loan Amount$3.0M
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$38,943

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Kiddie Academy, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for Kiddie Academy

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Kiddie Academy

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman