Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
T

The HomeTeam Inspection Service

The total investment to open a The HomeTeam Inspection Service franchise ranges from $65,100 to $91,800. The initial franchise fee is $55,000. Ongoing royalties are 6% plus a 3% advertising fee.

What is the The HomeTeam Inspection Service franchise?

The HomeTeam Inspection Service inspects homes and other buildings for people considering buying or selling property. The estimated total initial investment is $65,100 to $91,800, and the initial franchise fee is $55,000.

The ongoing royalty is 6 percent of sales, and the advertising or brand fund fee is 3 percent. The franchise agreement term is 10 years.

The company is headquartered in Milford, OH, and was founded in 1992.

Loan Activity Score

23/100

SBA Default Rate

22.2%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, The HomeTeam Inspection Service has 9 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 9 loans to franchisees of The HomeTeam Inspection Service. PeerSense calculates The HomeTeam Inspection Service's score as 23 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1992 · 9 locations

Investment

$65,100 to $91,800

Franchise Fee

$55,000

Total Units

9

9 franchised

Loan Activity Score
Medium
23
SBA Lending
1
Lender Quality
3
Transparency
9
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for The HomeTeam Inspection Service

9

Total SBA loans

$138K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for The HomeTeam Inspection Service

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
23out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

22.2%

vs 9.9% peer avg

SBA Loans

9

Total Volume

$1.2M

Active Lenders

2

States

8

vs. SBA Sector Average

-12.3%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for The HomeTeam Inspection Service based on SBA lending data

SBA Default Rate

22.2%

12.3% above peer avg

SBA Loan Volume

9 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 4.5 loans per lender

Investment Tier

Low cost entry

$65,100 to $91,800 total

Payment Estimator

Loan Amount$52K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$674

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

The HomeTeam Inspection Service, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

Explore Funding for The HomeTeam Inspection Service

Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.

Optional: checking the consent box lets us call or text you about your funding. You can still submit without it.

Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
The HomeTeam Inspection Service

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.