5 Buck Pizza
The total investment to open a 5 Buck Pizza franchise ranges from $22,900 to $129,250. The initial franchise fee is $25,000. Ongoing royalties are 5.5%.
What is the 5 Buck Pizza franchise?
5 Buck Pizza is a pizza restaurant for customers looking to buy pizza. The estimated total initial investment is $22,900 to $129,250, and the initial franchise fee is $25,000.
The royalty is 5.5 percent of sales. The company is headquartered in Provo, Utah, and was founded in 2004.
Loan Activity Score
19/100
SBA Default Rate
30.0%
Active Lenders
4
According to its Franchise Disclosure Document or public business records, 5 Buck Pizza has 6 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 10 loans to franchisees of 5 Buck Pizza. PeerSense calculates 5 Buck Pizza's score as 19 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2004 · 6 locations
$22,900 to $129,250
$25,000
6
6 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for 5 Buck Pizza
10
Total SBA loans
$104K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for 5 Buck Pizza
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
30.0%
vs 10.3% peer avg
SBA Loans
10
Total Volume
$1.0M
Active Lenders
4
2 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for 5 Buck Pizza based on SBA lending data
SBA Default Rate
30.0%
19.7% above peer avg
SBA Loan Volume
10 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 2.5 loans per lender
Investment Tier
Low cost entry
$22,900 to $129,250 total
5 Buck Pizza: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2004
3 approvals. The best year on record for 5 Buck Pizza.
Top SBA State
Utah
10 SBA financed 5 Buck Pizza locations, the densest operator footprint.
Average Loan Size
$104K
Median $45K. Use as a sizing anchor when modeling your own 5 Buck Pizza unit.
Lender Concentration
90%
Concentrated
Share of 5 Buck Pizza approvals captured by the top 3 SBA lenders.
5 Buck Pizza's SBA lending pipeline peaked in 2004 (3 approvals). Operator density is highest in Utah with 10 SBA financed locations. Average funded ticket sits at $104K, with the median at $45K. Lender mix is concentrated: the top three SBA lenders account for 90% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$237
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
5 Buck Pizza, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman