Tudor's Biscuit World
The total investment to open a Tudor's Biscuit World franchise ranges from $755,000 to $922,000. The initial franchise fee is $20,000. Ongoing royalties are 4%.
What is the Tudor's Biscuit World franchise?
Tudors Biscuit World began in 1980 when Bill and Mae Tudor opened the first restaurant on Washington Street in Charleston, West Virginia, which remains the company headquarters. Their son John Tudor later joined the business. In 1986, West Virginia restaurateur Oshel Craigo, who had built the Gino's Pizza and Spaghetti House chain, became a franchise partner and later the brand's current CEO. That year, Tudor's opened its first Huntington, West Virginia location. As of December 2023, the system had 74 locations, with a 75th under development in Inwood, West Virginia, across West Virginia, Kentucky, Ohio, and Florida. Nearly 50 Gino's Pizza and Spaghetti House locations operate with Tudor's, including approximately 40 stand alone or co branded sister stores. The mission, "Start your day the homemade way," reflects fresh, made from scratch buttermilk biscuits and homestyle breakfast items. In 2024, Garden & Gun magazine named Tudor's Mountaineer biscuit "The Best Biscuit in the South." The brand has 44 years of operating history and a strong Appalachian customer base, giving it a distinct regional position in breakfast quick service restaurants.
Tudors Biscuit World competes in the breakfast focused quick service segment within the broader full service restaurant industry. Independent estimates place the global full service restaurant market between approximately $1.42 trillion and $1.59 trillion in 2025, with projections ranging from $1.72 trillion by 2031 to $2.05 trillion by 2035. Estimated compound annual growth rates range from 2.6% to 4.21% through 2035. Post pandemic dine in recovery is supporting social dining, while interest in authentic, locally sourced, and homestyle food favors concepts built around from scratch preparation. Contactless payment and online ordering create additional revenue channels, although third party delivery commissions can reduce margins. Regional and ethnic cuisine is gaining traction as consumers seek experiences national chains cannot easily reproduce. Breakfast is also viewed as a resilient food service daypart because of habitual visits, lower check averages, and shorter operating hours that can improve labor efficiency.
The estimated minimum initial investment for a Tudors Biscuit World franchise is $755,000 to $922,000, excluding real property acquisition and construction or renovation costs. The initial franchise fee is $20,000, compared with $30,000 to $50,000 at many national breakfast quick service franchises. Equipment, fixtures, and decorating account for $600,000 to $725,000. Training costs range from $15,000 to $20,000, initial inventory from $40,000 to $50,000, prepaid expenses from $20,000 to $30,000, and working capital for the first three months from $60,000 to $75,000. Franchisees pay a 4% royalty on monthly revenue and a 3% advertising fund contribution, for a combined ongoing fee burden of 7%. National brands commonly charge combined royalty and advertising obligations of 9% to 12%. Tudor's does not provide direct financing, so franchisees must arrange capital through commercial lenders, SBA loan programs, or personal reserves. Each location requires its own franchise agreement and initial franchise fee. The agreement term is 20 years.
Daily operations center on early morning preparation and from scratch biscuit production, requiring skilled kitchen staff and a disciplined opening routine. Many locations close at 2:00 p.m., although operators may extend service until 7:00 p.m. Tudor's supplies building plans and specifications, along with a standard equipment layout and list after the store format is selected. Franchisees may use the Tudor's Equipment Purchasing Department or other approved vendors. Training takes place at an existing Tudor's location, where franchisees and key employees learn store operations in a live setting. The process from the first franchise conversation to opening can take up to 18 months, mainly because of construction or renovation. Tudor's provides its proprietary, time tested, and award winning recipes to franchisees. Where the Gino's partnership applies, dual brand stores can share overhead, serve more dayparts, and draw customers across both concepts.
Investors therefore need to conduct unit level diligence through other available sources. The 74 unit system operates across four states, with its base primarily in West Virginia and expansion into Kentucky, Ohio, and Florida. A Panama City, Florida location opened in 2016, showing that the brand could enter a non Appalachian market, although Florida growth has been measured. Indeed.com employee reviews indicate that many Tudor's locations close at 2:00 p.m., which may limit sales compared with full day concepts while reducing labor hours and operating complexity. Prospective franchisees should speak with current Tudor's operators, review the complete FDD with a franchise attorney, and request supplemental financial information from the franchisor.
Tudors Biscuit World's growth has been gradual and regionally focused. From one location in 1980 to 74 units across four states as of December 2023, the brand's 44 year expansion averages less than two new locations per year. The planned 75th location in Inwood, West Virginia continues that pace. Ohio and Kentucky are stated growth targets, extending the Appalachian customer base rather than changing the brand's identity. Nearly 50 Gino's locations operate with Tudor's, and the dual brand format can spread occupancy costs across two revenue streams while increasing the revenue potential of one site. In 2024, Garden & Gun readers named the Mountaineer biscuit "The Best Biscuit in the South." Tudor's also introduced three limited time BBQ sauce flavors in 2024: bold honey sriracha, sweet teriyaki, and Carolina Gold, alongside its classic BBQ sauce. Mashed.com named Tudor's the best restaurant chain in West Virginia in March 2023. The company is also adapting to contactless payment and ordering technology.
The likely fit is an owner operator with food service management experience, an affinity for Appalachian breakfast culture, and enough capital to cover the $755,000 to $922,000 investment while preserving working capital. The from scratch model and high volume breakfast kitchen make restaurant management experience practically essential. Employee reviews indicate that weak training cultures can lead to quality and consistency problems. A 20 year agreement requires attention to market durability, career plans, and an eventual exit strategy. Available territories are concentrated in Ohio and Kentucky, with continued growth in West Virginia, favoring investors in the Midwest and Appalachian region. Multi unit development may suit operators who succeed with an initial location, particularly where the Gino's co location model can increase one site's revenue contribution. The opening process can take up to 18 months, so capital deployment and personal income planning must begin well before revenue starts. Operators should expect to invest in employee training and product consistency to maintain local customer loyalty.
Tudors Biscuit World is a regional breakfast franchise with 74 locations across four states, 44 years of operating history rooted in Charleston, West Virginia, an initial investment of $755,000 to $922,000, a 4% royalty, a 3% advertising fund contribution, and a 2024 "Best Biscuit in the South" recognition. The broader global full service restaurant market is projected to reach between $1.72 trillion and $2.05 trillion by 2031 to 2035. The brand's Loan Activity Score is 43, rated Fair by the PeerSense scoring model. Its regional strength, measured expansion, Gino's co brand structure, and undisclosed unit economics give investors several factors to examine. PeerSense provides franchise research that includes SBA lending history, Loan Activity Score analysis, location maps with Google ratings, FDD financial comparisons, and competitive benchmarking. For buyers considering a regional breakfast concept with a $20,000 franchise fee, the opportunity calls for direct operator discussions, market review, and professional legal and financial diligence before making a capital decision.
Loan Activity Score
43/100
SBA Default Rate
0.0%
Active Lenders
1
According to its Franchise Disclosure Document or public business records, Tudor's Biscuit World has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Tudor's Biscuit World. PeerSense calculates Tudor's Biscuit World's score as 43 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1980 · 1 location
$755,000 to $922,000
$20,000
1
1 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Tudor's Biscuit World
1
Total SBA loans
$441K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Tudor's Biscuit World
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
1
Total Volume
$0.4M
Active Lenders
1
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Tudor's Biscuit World based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
1 loans
Across 1 lender
Lender Diversity
1 lender
Avg 1.0 loans per lender
Investment Tier
Premium investment
$755,000 to $922,000 total
Tudor's Biscuit World: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2016
2 approvals. The best year on record for Tudor's Biscuit World.
Top SBA State
Kentucky
1 SBA financed Tudor's Biscuit World locations, the densest operator footprint.
Average Loan Size
$378K
Median $441K. Use as a sizing anchor when modeling your own Tudor's Biscuit World unit.
Lender Concentration
100%
Concentrated
Share of Tudor's Biscuit World approvals captured by the top 3 SBA lenders.
Tudor's Biscuit World's SBA lending pipeline peaked in 2016 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($441K approved). Operator density is highest in Kentucky with 1 SBA financed locations. Average funded ticket sits at $378K, with the median at $441K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$7,816
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Tudor's Biscuit World, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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