La-Z-Boy Furniture Galleries/L
According to its Franchise Disclosure Document or public business records, La-Z-Boy Furniture Galleries/L has 4 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 4 loans to franchisees of La-Z-Boy Furniture Galleries/L. PeerSense calculates La-Z-Boy Furniture Galleries/L's score as 39 out of 100, using public SBA loan performance and recent lending activity.
What is the La-Z-Boy Furniture Galleries/L franchise?
La-Z-Boy Furniture Galleries/L is a furniture store that sells home furnishings to people furnishing their homes.
The brand was founded in 1927 and is headquartered in CO.
Loan Activity Score
39/100
SBA Default Rate
0.0%
Active Lenders
2
Franchising since 1927 · 4 locations
4
4 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for La-Z-Boy Furniture Galleries/L
4
Total SBA loans
$1.7M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for La-Z-Boy Furniture Galleries/L
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
4
Total Volume
$7.0M
Active Lenders
2
States
4
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for La-Z-Boy Furniture Galleries/L based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
4 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 2.0 loans per lender
La-Z-Boy Furniture Galleries/L: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2019
3 approvals. The best year on record for La-Z-Boy Furniture Galleries/L.
Top SBA State
Colorado
1 SBA financed La-Z-Boy Furniture Galleries/L locations, the densest operator footprint.
Average Loan Size
$1.7M
Median $1.8M. Use as a sizing anchor when modeling your own La-Z-Boy Furniture Galleries/L unit.
Lender Concentration
100%
Concentrated
Share of La-Z-Boy Furniture Galleries/L approvals captured by the top 3 SBA lenders.
La-Z-Boy Furniture Galleries/L's SBA lending pipeline peaked in 2019 (3 approvals). The last five fiscal years account for 25% of cumulative volume ($1.5M approved). Operator density is highest in Colorado with 1 SBA financed locations. Average funded ticket sits at $1.7M, with the median at $1.8M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
La-Z-Boy Furniture Galleries/L, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman