Mainstay Suites
The total investment to open a Mainstay Suites franchise ranges from $883,900 to $2.9M. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 2.5% advertising fee.
What is the Mainstay Suites franchise?
Mainstay Suites is a hotel business offering places to stay for travelers, including guests on longer visits. The estimated total initial investment to open is $883,900 to $2,882,600, according to the 2025 Franchise Disclosure Document.
The brand was founded in 1996. Its headquarters are in CASA GRANDE, AZ.
Loan Activity Score
73/100
SBA Default Rate
7.9%
Active Lenders
31
According to its Franchise Disclosure Document or public business records, Mainstay Suites has 29 locations, all owned by franchisees. Public SBA loan records show 31 lenders made 38 loans to franchisees of Mainstay Suites. PeerSense calculates Mainstay Suites's score as 73 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 1996 · 29 locations
$883,900 to $2.9M
$50,000
29
29 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Mainstay Suites
38
Total SBA loans
$2.2M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Mainstay Suites
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
7.9%
vs 10.3% peer avg
SBA Loans
38
Total Volume
$83.8M
Active Lenders
31
3 selective
States
18
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Mainstay Suites based on SBA lending data
SBA Default Rate
7.9%
2.4% below peer avg
SBA Loan Volume
38 loans
Across 31 lenders
Lender Diversity
31 lenders
Avg 1.2 loans per lender
Investment Tier
Premium investment
$883,900 to $2,882,600 total
Mainstay Suites: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2023
4 approvals. The best year on record for Mainstay Suites.
Top SBA State
Arizona
4 SBA financed Mainstay Suites locations, the densest operator footprint.
Average Loan Size
$2.2M
Median $2.8M. Use as a sizing anchor when modeling your own Mainstay Suites unit.
Lender Concentration
31.6%
Moderately Spread
Share of Mainstay Suites approvals captured by the top 3 SBA lenders.
Mainstay Suites's SBA lending pipeline peaked in 2023 (4 approvals). The last five fiscal years account for 37% of cumulative volume ($42M approved). Operator density is highest in Arizona with 4 SBA financed locations. Average funded ticket sits at $2.2M, with the median at $2.8M. Lender mix is moderately spread: the top three SBA lenders account for 31.6% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$9,150
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Mainstay Suites, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman