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Lemon Tree Family Salons

Lemon Tree Family Salons

The total investment to open a Lemon Tree Family Salons franchise ranges from $91,500 to $223,700. The initial franchise fee is $85,000. Ongoing royalties are 6%.

What is the Lemon Tree Family Salons franchise?

Lemon Tree Family Salons is a hair salon business offering hair care services to individuals and families. The estimated total initial investment is $91,500 to $223,700, and the initial franchise fee is $85,000.

The royalty is 6 percent of sales. The company is headquartered in Carrollton, Texas, and was founded in 1974. Cost and fee figures are from the 2023 Franchise Disclosure Document.

Loan Activity Score

69/100

SBA Default Rate

0.0%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Lemon Tree Family Salons has 9 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 10 loans to franchisees of Lemon Tree Family Salons. PeerSense calculates Lemon Tree Family Salons's score as 69 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2023 Franchise Disclosure Document.

2023 FDD ON FILEBeauty Salons

Franchising since 1974 · 9 locations

Investment

$91,500 to $223,700

Franchise Fee

$85,000

Total Units

9

9 franchised

Loan Activity Score
Medium
69
SBA Lending
25
Lender Quality
9
Transparency
9
Reach
5
Momentum
21

Proprietary PeerSense metric

Strong
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Lemon Tree Family Salons

10

Total SBA loans

$154K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Lemon Tree Family Salons

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
69out of 100
Strong
Market Momentum21/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

10

Total Volume

$1.5M

Active Lenders

7

2 selective

States

5

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Lemon Tree Family Salons based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

10 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.4 loans per lender

Investment Tier

Mid range investment

$91,500 to $223,700 total

Lemon Tree Family Salons: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2024

2 approvals. The best year on record for Lemon Tree Family Salons.

Top SBA State

Texas

4 SBA financed Lemon Tree Family Salons locations, the densest operator footprint.

Average Loan Size

$154K

Median $170K. Use as a sizing anchor when modeling your own Lemon Tree Family Salons unit.

Lender Concentration

60%

Concentrated

Share of Lemon Tree Family Salons approvals captured by the top 3 SBA lenders.

Lemon Tree Family Salons's SBA lending pipeline peaked in 2024 (2 approvals). The last five fiscal years account for 60% of cumulative volume ($898K approved). Operator density is highest in Texas with 4 SBA financed locations. Average funded ticket sits at $154K, with the median at $170K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$73K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$947

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Lemon Tree Family Salons, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Lemon Tree Family Salons

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Lemon Tree Family Salons

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman